El Centro De LA Raza logo

El Centro De LA Raza in Seattle, WA

No stored Google rating available.

Unable to verify current services due to website access restriction. Historically a Latino-focused community organization in Seattle.

Data compiled from public sources

El Centro De LA Raza Review

El Centro De La Raza is a Seattle-based community organization with a long history of serving Latino and immigrant populations in the Pacific Northwest. The organization has traditionally focused on providing culturally-relevant support services to underserved communities. However, current verification of their specific financial services offerings is not possible due to website access restrictions (403 Forbidden error).

Historically, the organization has been involved in community advocacy, education, and support services. Without accessible website content, specific details about current financial counseling services, certifications, or program offerings cannot be confirmed. The organization's website domain remains registered but content is currently inaccessible for profile verification.

Any profile information would require direct contact with the organization to verify current services, staff credentials, and available programs. Standard due diligence recommends confirming HUD or NFCC certifications directly with those agencies rather than relying on inaccessible web claims.

Services & Features

Default/Foreclosure Counseling
Financial/Budget Counseling
Free financial counseling
Housing counseling
Pre-Purchase Homebuyer Education

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Community-based organization with long history serving Latino/immigrant populations
  • Likely culturally and linguistically appropriate services based on organizational mission
  • Non-profit structure typically means not-for-profit orientation

Cons

  • Website currently inaccessible (403 Forbidden) — cannot verify current services or staff credentials
  • Cannot confirm HUD-approval, NFCC certification, or counselor qualifications from available data
  • No operational information, hours, contact details, or service areas visible
  • Unclear if organization currently operates financial counseling services or has shifted focus

State Consumer Finance Context

This is state-level context for Free Help consumers in Seattle, WA. It does not confirm that El Centro De LA Raza or this specific location is licensed.

State regulator

Washington Department of Financial Institutions

Key state rules to check

  • Payday loans capped at $700 or 30% of gross monthly income, whichever is less.
  • Maximum fee of 15% on first $500 and 10% above $500.
  • Borrowers limited to eight payday loans per 12-month period.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does El Centro De LA Raza offer?

El Centro De LA Raza offers 5 services including Default/Foreclosure Counseling, Financial/Budget Counseling, Pre-Purchase Homebuyer Education, Free financial counseling, Housing counseling.

What profile signals are listed for El Centro De LA Raza?

El Centro De LA Raza has profile signals associated with Spanish-speaking individuals seeking community-based support, Seattle/Pacific Northwest residents familiar with the organization, Those preferring Latino-led community organizations.

What are the strengths and weaknesses of El Centro De LA Raza?

Key strengths: Community-based organization with long history serving Latino/immigrant populations; Likely culturally and linguistically appropriate services based on organizational mission; Non-profit structure typically means not-for-profit orientation. Areas to consider: Website currently inaccessible (403 Forbidden) — cannot verify current services or staff credentials; Cannot confirm HUD-approval, NFCC certification, or counselor qualifications from available data.

How does El Centro De LA Raza compare to similar companies?

In the Free Help category, comparable providers include Kulshan Community Land Trust, Oic of Washington, Take Charge Credit Consulting. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
Seattle, WA
BBB Accredited
No
Certifications
HUD-Approved
Visit El Centro De LA Raza

CreditDoc Profile Note

Research Note on El Centro De LA Raza

El Centro De La Raza's current website is inaccessible, preventing verification of services, certifications, or operational status. Direct contact with the organization is required before using their services to confirm they currently offer financial counseling and hold appropriate credentials (HUD-approval, NFCC certification).

Profile Signals

  • Spanish-speaking individuals seeking community-based support
  • Seattle/Pacific Northwest residents familiar with the organization
  • Those preferring Latino-led community organizations
Updated 2026-05-14

Similar Companies

Kulshan Community Land Trust logo

Kulshan Community Land Trust

Kulshan Community Land Trust is a HUD-approved nonprofit housing counselor in Bellingham, WA offering free pre-purchase counseling and permanently affordable homeownership through a community land trust model.

BBB: NR

Profile signals: Low- to moderate-income families in Whatcom County seeking affordable homeownership without high-cost lending, First-time homebuyers anywhere in Washington State seeking free HUD-approved pre-purchase counseling

Oic of Washington logo

Oic of Washington

OIC of Washington is a nonprofit Community Action Agency providing free and low-cost career training, education services, and supportive assistance across Central and Eastern Washington.

BBB: NR

Profile signals: Individuals in Central/Eastern Washington seeking free GED preparation, CDL licensing, or skilled trade certification, Low-income families needing housing counseling, utility assistance, or integrated employment support

Take Charge Credit Consulting logo

Take Charge Credit Consulting

Seattle-based non-profit credit consulting organization offering personal credit repair, business credit building, and trauma-informed financial education with a mission to reduce the racial wealth gap.

4.9/5

Google rating from 66 reviews

BBB: NR

Profile signals: Individuals from underserved or minority communities seeking culturally-aligned credit counseling, Mission-driven consumers who prioritize supporting organizations focused on reducing wealth gaps

Compare Your Needs With El Centro De LA Raza

Answer 3 quick questions to review category, service, and profile context.

1. What's your primary financial goal?

Quick Summary

  • El Centro De LA Raza is listed as a Free Help provider in Seattle, WA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to El Centro De LA Raza and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.