FirstCash is the leading international operator of pawn stores with 3,300+ locations across 29 U.S. states, the UK, and Latin America, offering pawn loans, retail sales, and gold buying services.
Data compiled from public sources · Google rating shown when a stored review count is available
FirstCash, Inc. is headquartered in Fort Worth, Texas and operates as the leading international pawn store operator with over 3,300 retail locations. The company was founded to serve cash and credit-constrained consumers who need flexible lending and retail solutions. FirstCash employs approximately 22,000 people across the U.S., Latin America (Mexico, Guatemala, Colombia, El Salvador), and the United Kingdom, and is listed on both the S&P MidCap 400 Index and Russell 2000 Index.
FirstCash's core business centers on pawn loans secured by pledged personal property—a non-recourse lending model where customers receive cash in exchange for temporarily surrendering items of value. Beyond lending, the company operates a large retail operation buying and selling jewelry, electronics, tools, appliances, sporting goods, musical instruments, and general merchandise. They also offer gold and precious metals buying services, layaway plans (with 10% down payment), and through their subsidiary AFF, provide lease-to-own and retail finance solutions through 15,000+ merchant partners.
What distinguishes FirstCash is its massive scale as the dominant international pawn operator, combined with its expansion into complementary financial services like layaway and retail financing through AFF. Their inventory-based model—buying merchandise at competitive prices and reselling it—creates a self-sustaining business cycle different from traditional lenders. The company's public status and index inclusion indicate institutional credibility and operational maturity.
FirstCash serves a legitimate financial need for consumers who lack traditional credit access or are researching short-term cash access with eligibility claims to verify. However, customers should understand that pawn loans are asset-backed and non-recourse, meaning failure to repay results in loss of the pledged item. While FirstCash is a large, regulated operator with listed processes, pawn loans carry interest rates and terms that should be carefully reviewed before pledging valuable personal property.
This is state-level context for Pawn Shops consumers in Fort Worth, TX. It does not confirm that Doc Holiday Pawn or this specific location is licensed.
State regulator
Texas Office of Consumer Credit Commissioner
Consumer protection
Short-term lending status: Legal
General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses
Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Doc Holiday Pawn offers 9 services including Pawn loans secured by pledged personal property (non-recourse lending), Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments, Gold and precious metals buying services with cash payouts, Layaway payment plans with 10% down payment option, Store locator service to find nearest FirstCash location, and 4 more.
Doc Holiday Pawn has profile signals associated with Consumers with valuable personal property who are researching short-term cash access with eligibility claims to verify or background inquiries, Individuals shopping for discounted electronics, tools, jewelry, and merchandise in a retail environment, People seeking to sell gold, silver, or platinum for short-term cash access without the delays of online precious metals buyers, Budget-conscious shoppers using the layaway service to spread purchases over time with minimal down payment.
Key strengths: Massive network of 3,300+ locations across 29 U.S. states, UK, and Latin America for accessibility and inventory variety; eligibility claim to verify—pawn loans are secured by physical collateral, not creditworthiness; short-term cash access on the spot for items of value with published application timing processes. Areas to consider: Pawn loans result in loss of pledged personal property if loan is not repaid—non-recourse nature means no second chance to recover items; Interest rates and fees on pawn loans are not disclosed on the website, requiring in-store inquiry for cost comparison.
In the Pawn Shops category, comparable providers include John's Loan & Jewelry Co, Pawn Shop NYC - Pawn Jewelry New York, Union Pawn Brokers. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
FirstCash is profile signals for consumers with valuable personal items who are researching short-term cash access without credit scrutiny, or shoppers seeking discounted merchandise. The primary caveat is that pawn loans are secured by physical collateral—failure to repay means permanent loss of the pledged item—making this suitable only for non-essential goods or as a genuinely short-term bridge rather than an ongoing lending solution.
Family-owned Las Vegas pawn shop since 1975 offering collateral-based loans on jewelry, watches, and designer bags with an 8% monthly interest rate.
Google rating from 202 reviews
Profile signals: Individuals with valuable jewelry, watches, or designer bags researching emergency-cash options and can repay within 30-90 days, Customers seeking collateral-based loans who want faster processing than title loan lenders
NYC Pawn Shops specializes in luxury item pawning, offering rate claims to verify for gold, diamonds, and high-end watches like Rolex and Patek Philippe with over 30 years of industry experience.
Google rating from 23 reviews
Profile signals: Individuals with luxury watches (Rolex, Patek Philippe) or fine jewelry researching short-term cash access and collateral-based lending, Sellers of gold, diamonds, or gemstones seeking listed appraisal from a Diamond District location
Union Pawn Brokers is a pawn shop located in Los Angeles offering collateral-based loans and goods trading. Limited business information available beyond location and hours.
Google rating from 58 reviews
Profile signals: Customers researching short-term cash access with collateral-based loans, Those without credit access or looking to avoid traditional lending
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