Best Credit Unions in Fort Worth, TX

Compare 7 credit unions companies serving Fort Worth, Texas. Average rating: 4.3/5.

7 Companies 7 Rated Payday: Legal

Texas Lending Regulations

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses Agency: Texas Attorney General Consumer Protection Division

Top-Rated Credit Unions

Fort Worth City Credit Union - Montgomery St. Main Branch logo

Fort Worth City Credit Union - Montgomery St. Main Branch

Fort Worth City Credit Union is a member-owned financial cooperative offering checking, savings, loans, and credit cards to Texas residents with competitive rates and local community focus.

4.5/5
Free BBB: NR

Best for: Texas residents seeking credit union membership with local community connection and competitive rates, Fort Worth area members interested in auto financing, home equity loans, and personal banking services

Tarrant County's Credit Union logo

Tarrant County's Credit Union

Tarrant County's Credit Union is a federally-insured credit union offering checking, savings, loans, and credit cards to members in the Dallas-Fort Worth area.

4.5/5
Free BBB: NR

Best for: Tarrant County residents seeking auto loans and refinancing with payment flexibility options, Homeowners in the service area wanting home equity lines for debt consolidation

Fort Worth City Credit Union - Felix St MicroBranch logo

Fort Worth City Credit Union - Felix St MicroBranch

Fort Worth City Credit Union is a Texas-based credit union offering checking, savings, loans, and credit cards to members. The Felix St MicroBranch is a limited-service location of this full-service financial institution.

4.4/5
Contact BBB: NR

Best for: Fort Worth area residents seeking competitive rates on auto loans and home equity financing, Individuals wanting to be part of a member-owned institution with profit sharing and community focus

Juana Montalvo - ALLIANCE Credit Union logo

Juana Montalvo - ALLIANCE Credit Union

ALLIANCE Credit Union is a member-owned, not-for-profit financial cooperative serving Texas with competitive rates on loans and deposits across personal, home, and commercial banking.

4.4/5
Contact BBB: NR

Best for: Texas residents seeking competitive rates on auto and home loans with membership ownership benefits, Small business owners in the Lubbock area needing commercial checking and specialized lending

Unity One Credit Union logo

Unity One Credit Union

Federal credit union serving members in Texas, Kansas, and Minnesota with savings accounts, checking, loans, and digital banking services.

4.3/5
Contact BBB: NR

Best for: Residents of Texas, Kansas, or Minnesota seeking member-owned financial alternatives to traditional banks, Auto loan borrowers looking for competitive sub-5% APR rates

Justice Federal Credit Union logo

Justice Federal Credit Union

Member-owned credit union serving justice, law enforcement, and federal employees since 1935. Offers checking, savings, loans, credit cards, and certificates with competitive rates.

4.1/5
Contact BBB: NR

Best for: Federal employees and retirees seeking member-owned financial institution with competitive rates and mission-aligned values, Law enforcement and public safety professionals wanting credit union products with specialized government shutdown assistance

All Credit Unions in Fort Worth (7)

Fort Worth City Credit Union - Montgomery St. Main Branch logo

Fort Worth City Credit Union - Montgomery St. Main Branch

Fort Worth City Credit Union is a member-owned financial cooperative offering checking, savings, loans, and credit cards to Texas residents with competitive rates and local community focus.

4.5/5
Free BBB: NR

Best for: Texas residents seeking credit union membership with local community connection and competitive rates, Fort Worth area members interested in auto financing, home equity loans, and personal banking services

Tarrant County's Credit Union logo

Tarrant County's Credit Union

Tarrant County's Credit Union is a federally-insured credit union offering checking, savings, loans, and credit cards to members in the Dallas-Fort Worth area.

4.5/5
Free BBB: NR

Best for: Tarrant County residents seeking auto loans and refinancing with payment flexibility options, Homeowners in the service area wanting home equity lines for debt consolidation

Fort Worth City Credit Union - Felix St MicroBranch logo

Fort Worth City Credit Union - Felix St MicroBranch

Fort Worth City Credit Union is a Texas-based credit union offering checking, savings, loans, and credit cards to members. The Felix St MicroBranch is a limited-service location of this full-service financial institution.

4.4/5
Contact BBB: NR

Best for: Fort Worth area residents seeking competitive rates on auto loans and home equity financing, Individuals wanting to be part of a member-owned institution with profit sharing and community focus

Juana Montalvo - ALLIANCE Credit Union logo

Juana Montalvo - ALLIANCE Credit Union

ALLIANCE Credit Union is a member-owned, not-for-profit financial cooperative serving Texas with competitive rates on loans and deposits across personal, home, and commercial banking.

4.4/5
Contact BBB: NR

Best for: Texas residents seeking competitive rates on auto and home loans with membership ownership benefits, Small business owners in the Lubbock area needing commercial checking and specialized lending

Unity One Credit Union logo

Unity One Credit Union

Federal credit union serving members in Texas, Kansas, and Minnesota with savings accounts, checking, loans, and digital banking services.

4.3/5
Contact BBB: NR

Best for: Residents of Texas, Kansas, or Minnesota seeking member-owned financial alternatives to traditional banks, Auto loan borrowers looking for competitive sub-5% APR rates

Justice Federal Credit Union logo

Justice Federal Credit Union

Member-owned credit union serving justice, law enforcement, and federal employees since 1935. Offers checking, savings, loans, credit cards, and certificates with competitive rates.

4.1/5
Contact BBB: NR

Best for: Federal employees and retirees seeking member-owned financial institution with competitive rates and mission-aligned values, Law enforcement and public safety professionals wanting credit union products with specialized government shutdown assistance

Texas Trust Credit Union logo

Texas Trust Credit Union

Texas Trust Credit Union is a member-owned financial institution offering checking, savings, loans, credit cards, and digital banking services with a focus on member loyalty rewards.

4.1/5
Contact BBB: NR

Best for: Long-term members seeking tiered loyalty rewards and exclusive perks beyond standard banking, Families interested in youth financial literacy through the free Greenlight money app partnership