Best Free Help in Fort Worth, TX

Compare 6 free help companies serving Fort Worth, Texas. Average rating: 4.2/5.

6 Companies 6 Rated Payday: Legal

Texas Lending Regulations

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses Agency: Texas Attorney General Consumer Protection Division

Top-Rated Free Help

Catholic Charities Fort Worth logo

Catholic Charities Fort Worth

Catholic Charities Fort Worth is a non-profit organization founded in 1910 providing holistic, research-based poverty reduction services to tens of thousands annually across North Texas.

4.4/5
Free BBB: NR

Best for: Low-income families in North Texas seeking comprehensive poverty reduction rather than emergency-only assistance, Immigrants and refugees who need multilingual support across employment, financial, and educational domains

PRoLine Credit Solutions logo

PRoLine Credit Solutions

American Consumer Credit Counseling (ACCC) is a nonprofit organization providing free credit counseling, debt management programs, and financial education to help consumers manage credit card debt.

4.4/5
Free BBB: NR

Best for: Consumers with significant credit card debt seeking structured debt management solutions, Individuals preferring nonprofit guidance over for-profit debt relief companies

Emberron Cred-iT Consultant logo

Emberron Cred-iT Consultant

Emberron Cred-iT Consultant is a credit counseling service located in Fort Worth, TX offering free or low-cost credit guidance to consumers.

4.3/5
Free BBB: NR

Best for: Fort Worth-area residents seeking local, accessible credit counseling with minimal cost, Consumers preferring community-based guidance over large corporate credit services

Fort Worth Area Habitat for Humanity Inc logo

Fort Worth Area Habitat for Humanity Inc

Trinity Habitat for Humanity helps low-income families build or improve affordable homes through partnership, sweat equity, and affordable mortgages in the Fort Worth area.

4.1/5
Contact BBB: NR

Best for: Low-to-moderate income families seeking first-time homeownership without down payment, Families committed to improving their housing situation through active participation

Housing Channel logo

Housing Channel

Non-profit housing counselor in North Texas offering free homebuyer education, financial fitness classes, and down payment assistance programs to help low-to-moderate income families achieve homeownership.

4.1/5
Contact BBB: NR

Best for: First-time homebuyers in North Texas earning $44,820+ annually seeking free education before purchasing, Renters ready to transition to homeownership who need financial coaching and down payment assistance

Housing Opportunities of Fort Worth logo

Housing Opportunities of Fort Worth

HUD-approved nonprofit housing counselor in Fort Worth offering free homebuyer education, default counseling, and reverse mortgage guidance to low-to-moderate income families.

4.0/5
Contact BBB: NR

Best for: First-time homebuyers in Tarrant County seeking free education and personalized guidance, Homeowners facing default, delinquency, or foreclosure needing counseling and workout options

All Free Help in Fort Worth (6)

Catholic Charities Fort Worth logo

Catholic Charities Fort Worth

Catholic Charities Fort Worth is a non-profit organization founded in 1910 providing holistic, research-based poverty reduction services to tens of thousands annually across North Texas.

4.4/5
Free BBB: NR

Best for: Low-income families in North Texas seeking comprehensive poverty reduction rather than emergency-only assistance, Immigrants and refugees who need multilingual support across employment, financial, and educational domains

PRoLine Credit Solutions logo

PRoLine Credit Solutions

American Consumer Credit Counseling (ACCC) is a nonprofit organization providing free credit counseling, debt management programs, and financial education to help consumers manage credit card debt.

4.4/5
Free BBB: NR

Best for: Consumers with significant credit card debt seeking structured debt management solutions, Individuals preferring nonprofit guidance over for-profit debt relief companies

Emberron Cred-iT Consultant logo

Emberron Cred-iT Consultant

Emberron Cred-iT Consultant is a credit counseling service located in Fort Worth, TX offering free or low-cost credit guidance to consumers.

4.3/5
Free BBB: NR

Best for: Fort Worth-area residents seeking local, accessible credit counseling with minimal cost, Consumers preferring community-based guidance over large corporate credit services

Fort Worth Area Habitat for Humanity Inc logo

Fort Worth Area Habitat for Humanity Inc

Trinity Habitat for Humanity helps low-income families build or improve affordable homes through partnership, sweat equity, and affordable mortgages in the Fort Worth area.

4.1/5
Contact BBB: NR

Best for: Low-to-moderate income families seeking first-time homeownership without down payment, Families committed to improving their housing situation through active participation

Housing Channel logo

Housing Channel

Non-profit housing counselor in North Texas offering free homebuyer education, financial fitness classes, and down payment assistance programs to help low-to-moderate income families achieve homeownership.

4.1/5
Contact BBB: NR

Best for: First-time homebuyers in North Texas earning $44,820+ annually seeking free education before purchasing, Renters ready to transition to homeownership who need financial coaching and down payment assistance

Housing Opportunities of Fort Worth logo

Housing Opportunities of Fort Worth

HUD-approved nonprofit housing counselor in Fort Worth offering free homebuyer education, default counseling, and reverse mortgage guidance to low-to-moderate income families.

4.0/5
Contact BBB: NR

Best for: First-time homebuyers in Tarrant County seeking free education and personalized guidance, Homeowners facing default, delinquency, or foreclosure needing counseling and workout options