Texas Exchange Bank logo

Texas Exchange Bank in Fort Worth, TX

4.4/5

FDIC-insured community bank operating since 1970 with locations in Crowley and Fort Worth, Texas, offering personal and business checking, savings, loans, and online banking services.

Data compiled from public sources · Rating from CreditDoc methodology

Texas Exchange Bank Review

Texas Exchange Bank was established in 1970 and opened its flagship location in Crowley, Texas in 1974. The bank expanded to Fort Worth in November 2010, maintaining its commitment to community-focused banking. S.

Government, the bank positions itself as a stable, federally-protected financial institution. The bank offers a comprehensive suite of personal and business banking products. Personal customers can access checking accounts, savings accounts, money market accounts, certificates of deposit (CDs), and Individual Retirement Accounts (IRAs), along with personal loans.

Business customers receive similar deposit products plus dedicated business loan options. All customers can access online banking with features including account inquiries, funds transfers, bill payment, loan payments, stop payments, check image viewing, and downloadable account data compatible with QuickBooks, Quicken, and Microsoft Money. Texas Exchange Bank differentiates itself through its emphasis on personalized, community-oriented service.

" The bank's employees are noted as active in social and civic activities. The bank also offers additional services including voice response banking, wire transfers, debit cards, ATM cards, and safe deposit boxes. The bank serves traditional banking needs for individuals and small businesses seeking FDIC protection and personal service in the Dallas-Fort Worth area.

However, prospective customers should note that online information is limited—specific interest rates, fee schedules, and loan terms are not detailed on the accessible website content, and the bank has only two physical locations in Texas.

Services & Features

Business loans
Certificates of deposit (CDs)
Debit cards and ATM cards
Individual Retirement Accounts (IRAs)
Money market accounts (personal and business)
Online banking with bill payment and funds transfers
Personal checking accounts
Personal loans
Personal savings accounts
Safe deposit boxes
Voice response banking
Wire transfers

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC-insured deposits backed by full faith and credit of U.S. Government
  • 53+ years of banking history (established 1970) demonstrating stability
  • Comprehensive personal and business banking products (checking, savings, CDs, IRAs, loans)
  • Online banking with bill payment, funds transfers, check imaging, and QuickBooks/Quicken integration
  • Local community focus with employees active in civic engagement in Crowley and Fort Worth
  • Voice response banking, wire transfers, debit cards, ATM cards, and safe deposit boxes available
  • Equal opportunity employer with commitment to accessibility and reasonable accommodations

Cons

  • Limited geographic footprint: only two locations in Texas (Crowley and Fort Worth)
  • Website does not display current interest rates, APYs, or fee schedules for comparison
  • No apparent mobile app mentioned despite offering online banking services
  • Limited information about loan products, terms, rates, or application processes
  • No mention of investment services, wealth management, or credit card products

Rating Breakdown

Value
5.0
Effectiveness
4.7
Customer Service
3.9
Transparency
3.5
Ease of Use
4.6

Frequently Asked Questions

Is Texas Exchange Bank legitimate?

Yes. Texas Exchange Bank is a registered company, headquartered in Fort Worth, TX.

How long does Texas Exchange Bank take to show results?

Results vary by individual situation. Contact the provider to discuss expected timelines for your specific needs.

Quick Facts

Headquarters
Fort Worth, TX
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit Texas Exchange Bank

CreditDoc Diagnosis

Doctor's Verdict on Texas Exchange Bank

Texas Exchange Bank is best for Crowley and Fort Worth area residents and small business owners who value personalized community banking and FDIC protection over digital convenience. The main caveat is the bank's limited geographic reach with only two Texas locations, and lack of transparent rate and fee information online, making it unsuitable for those seeking wide branch networks or those outside the Dallas-Fort Worth area.

Best For

  • Crowley, Texas and Fort Worth residents seeking personalized, community-focused banking
  • Small business owners needing dedicated business checking, savings, and loan products
  • Customers prioritizing FDIC insurance and relationship banking over digital-first services
  • Individuals seeking basic banking services (checking, savings, CDs) with local branch access
Updated 2026-04-29

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