Texas Exchange Bank logo

Texas Exchange Bank in Fort Worth, TX

5.0/5
Google rating from 5 reviews

FDIC-insured community bank operating since 1970 with locations in Crowley and Fort Worth, Texas, offering personal and business checking, savings, loans, and online banking services.

Data compiled from public sources · Google rating shown when a stored review count is available

Texas Exchange Bank Review

Texas Exchange Bank was established in 1970 and opened its flagship location in Crowley, Texas in 1974. The bank expanded to Fort Worth in November 2010, maintaining its commitment to community-focused banking. S.

Government, the bank positions itself as a stable, federally-protected financial institution. The bank offers a comprehensive suite of personal and business banking products. Personal customers can access checking accounts, savings accounts, money market accounts, certificates of deposit (CDs), and Individual Retirement Accounts (IRAs), along with personal loans.

Business customers receive similar deposit products plus dedicated business loan options. All customers can access online banking with features including account inquiries, funds transfers, bill payment, loan payments, stop payments, check image viewing, and downloadable account data compatible with QuickBooks, Quicken, and Microsoft Money. Texas Exchange Bank differentiates itself through its emphasis on personalized, community-oriented service.

" The bank's employees are noted as active in social and civic activities. The bank also offers additional services including voice response banking, wire transfers, debit cards, ATM cards, and safe deposit boxes. The bank serves traditional banking needs for individuals and small businesses seeking FDIC protection and personal service in the Dallas-Fort Worth area.

However, prospective customers should note that online information is limited—specific interest rates, fee schedules, and loan terms are not detailed on the accessible website content, and the bank has only two physical locations in Texas.

Services & Features

Business loans
Certificates of deposit (CDs)
Debit cards and ATM cards
Individual Retirement Accounts (IRAs)
Money market accounts (personal and business)
Online banking with bill payment and funds transfers
Personal checking accounts
Personal loans
Personal savings accounts
Safe deposit boxes
Voice response banking
Wire transfers

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC-insured deposits backed by full faith and credit of U.S. Government
  • 53+ years of banking history (established 1970) demonstrating stability
  • Comprehensive personal and business banking products (checking, savings, CDs, IRAs, loans)
  • Online banking with bill payment, funds transfers, check imaging, and QuickBooks/Quicken integration
  • Local community focus with employees active in civic engagement in Crowley and Fort Worth
  • Voice response banking, wire transfers, debit cards, ATM cards, and safe deposit boxes available
  • Equal opportunity employer with commitment to accessibility and reasonable accommodations

Cons

  • Limited geographic footprint: only two locations in Texas (Crowley and Fort Worth)
  • Website does not display current interest rates, APYs, or fee schedules for comparison
  • No apparent mobile app mentioned despite offering online banking services
  • Limited information about loan products, terms, rates, or application processes
  • No mention of investment services, wealth management, or credit card products

State Consumer Finance Context

This is state-level context for Banks consumers in Fort Worth, TX. It does not confirm that Texas Exchange Bank or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Texas Exchange Bank offer?

Texas Exchange Bank offers 12 services including Personal checking accounts, Personal savings accounts, Money market accounts (personal and business), Certificates of deposit (CDs), Individual Retirement Accounts (IRAs), and 7 more.

What profile signals are listed for Texas Exchange Bank?

Texas Exchange Bank has profile signals associated with Crowley, Texas and Fort Worth residents seeking personalized, community-focused banking, Small business owners needing dedicated business checking, savings, and loan products, Customers prioritizing FDIC insurance and relationship banking over digital-first services, Individuals seeking basic banking services (checking, savings, CDs) with local branch access.

What are the strengths and weaknesses of Texas Exchange Bank?

Key strengths: FDIC-insured deposits backed by full faith and credit of U.S. Government; 53+ years of banking history (established 1970) demonstrating stability; Comprehensive personal and business banking products (checking, savings, CDs, IRAs, loans). Areas to consider: Limited geographic footprint: only two locations in Texas (Crowley and Fort Worth); Website does not display current interest rates, APYs, or fee schedules for comparison.

How does Texas Exchange Bank compare to similar companies?

In the Banks category, comparable providers include The Law Office of David C. Meltzer, PLLC, The Law Office of Julia Kefalinos P.A., United Community. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

CreditDoc Profile Note

Research Note on Texas Exchange Bank

Texas Exchange Bank is profile signals for Crowley and Fort Worth area residents and small business owners who value personalized community banking and FDIC protection over digital convenience. The main caveat is the bank's limited geographic reach with only two Texas locations, and lack of listed rate and fee information online, making it unsuitable for those seeking wide branch networks or those outside the Dallas-Fort Worth area.

Profile Signals

  • Crowley, Texas and Fort Worth residents seeking personalized, community-focused banking
  • Small business owners needing dedicated business checking, savings, and loan products
  • Customers prioritizing FDIC insurance and relationship banking over digital-first services
  • Individuals seeking basic banking services (checking, savings, CDs) with local branch access
Updated 2026-04-29

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Quick Summary

  • Texas Exchange Bank is listed as a Banks provider in Fort Worth, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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