First Florida Credit Union is a member-owned financial institution offering checking, savings, loans, credit cards, and investment services across Florida with a focus on personalized service.
Data compiled from public sources · Google rating shown when a stored review count is available
First Florida Credit Union is a credit union headquartered in Florida that serves members through multiple branch locations. As a credit union, it operates as a member-owned cooperative rather than a for-profit bank, which fundamentally shapes its mission and service model. The organization emphasizes community engagement and financial wellness, hosting regular webinars and in-person seminars on topics like debt management, retirement planning, and financial goal-setting.
The credit union offers a comprehensive suite of financial products including checking and savings accounts, auto loans, personal loans, mortgages, credit cards, and investment services through First Florida Investment Services. They provide a Financial Resource Center with educational content covering autos, credit, saving and investing, retirement planning, money management, housing, and fraud prevention. " Members can access accounts online, via mobile banking, and through in-person branch visits.
First Florida positions itself with a member-centric profile context, emphasizing better rates than traditional banks and lower nominal fees. Customer testimonials highlight high listed staff quality, quick account opening, long-term member relationships (25+ years noted), and service that exceeds commercial banks. The organization invests in financial education and community events, suggesting a commitment beyond transactional banking.
The website indicates ongoing investment in digital infrastructure with new streamlined pages in development. As a credit union, First Florida is subject to federal regulations and member governance structures. While the website demonstrates strong operational presence and member satisfaction, the profile is limited to information available through their public web presence.
Members benefit from typical credit union advantages including potential rate benefits and ownership stake, though specific rate comparisons and fee schedules are not fully detailed on the homepage. The organization appears well-established with significant member tenure and active community programming.
This is state-level context for Credit Unions consumers in Jacksonville, FL. It does not confirm that First Florida Credit Union or this specific location is licensed.
State regulator
Florida Office of Financial Regulation
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
First Florida Credit Union processed 355 mortgage applications in 2023, with 66.2% recorded as approved across 7 states.
355
Applications
66.2%
Approval Rate
$148K
Avg Loan
7
States Served
Based on 355 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
First Florida Credit Union offers 12 services including Checking and savings accounts, Auto loans, Personal loans, Mortgage lending (home purchase and refinance), Credit cards, and 7 more.
First Florida Credit Union has profile signals associated with Florida residents seeking relationship banking with lower fees and rate claims to verify through a member-owned institution, Families wanting comprehensive financial services (checking, loans, mortgages, investments) from a single reported provider, Long-term savers and borrowers prioritizing member service quality and personalized financial guidance over digital-only banking, Young people and families seeking financial education and youth banking products to build money management habits early.
Key strengths: Member-owned credit union structure typically offers lower fees and rate claims to verify compared to traditional banks; Routing number 263079014 indicates established banking operations with full federal clearing capabilities; Comprehensive Financial Resource Center with free educational content on multiple financial topics. Areas to consider: Limited geographic footprint to Florida may exclude non-Florida residents from membership or require branch access challenges; Specific interest rates and fee schedules not prominently displayed on homepage, requiring additional navigation or contact.
In the Credit Unions category, comparable providers include Affidian Credit Union, Mirastar Federal Credit Union, Wheelhouse Credit Union - Downtown San Diego. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
First Florida Credit Union is best suited for Florida residents seeking full-service banking with personalized member service, rate claims to verify, and financial education support. The main caveat is geographic limitation to Florida membership and the lack of prominently displayed product terms, rates, and fees on their main website, requiring potential members to contact branches directly for detailed comparison shopping.
Member-owned credit union serving Colorado government employees and families since 1938, offering competitive loan rates, savings products, and digital banking services.
Google rating from 120 reviews
Profile signals: Current and retired Colorado state and city/county government employees seeking member-owned banking, Families of eligible government employees looking for relationship banking with rate claims to verify
Mirastar Federal Credit Union is a not-for-profit, member-owned financial institution offering checking, savings, loans, credit cards, and wealth advisory services.
Google rating from 82 reviews
Profile signals: Community-minded individuals seeking member-owned financial institution benefits, Consumers eligible for credit union membership seeking competitive deposit and loan rates
Wheelhouse Credit Union is a San Diego-based financial cooperative offering checking, savings, mortgages, auto loans, and investment services with rate claims to verify and member-focused perks.
Google rating from 29 reviews
Profile signals: San Diego-area residents seeking high-yield checking and savings accounts, Homebuyers interested in ARM mortgage products with introductory rates
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