RadiFi Credit Union - Glen Kernan Parkway logo

RadiFi Credit Union - Glen Kernan Parkway in Jacksonville, FL

4.3/5

RadiFi Credit Union's Glen Kernan Parkway branch offers full-service banking with competitive rates on savings and loans, located in Jacksonville's upscale Glen Kernan community near the beaches.

Data compiled from public sources · Rating from CreditDoc methodology

RadiFi Credit Union - Glen Kernan Parkway Review

RadiFi Credit Union is a member-owned financial cooperative operating the Glen Kernan Parkway branch in Jacksonville, Florida, at the intersection of Hodges Boulevard and Glen Kernan Parkway. The branch serves the local Jacksonville Beaches community with traditional credit union banking services. The institution emphasizes convenience and community engagement, offering both in-person and digital banking options to its membership.

The Glen Kernan Parkway branch provides a comprehensive range of financial services including deposit accounts, loan products, wealth management, and commercial lending. 90% introductory APR for 12 months. The branch maintains both lobby and drive-up services, with an on-site Interactive Teller Machine (ITM) and 24-hour ATM for member convenience.

The branch distinguishes itself through its location in an upscale residential community and emphasis on personalized member service. The branch team includes dedicated specialists for mortgages, commercial lending, business services, and wealth management. Members report positive experiences with staff professionalism and service quality.

The credit union offers a referral program providing $25 incentives and a mobile banking app for digital account management. As a credit union branch rather than a full-service financial institution headquarters, this location's scope is limited to branch-level operations. The organization is subject to standard credit union regulatory requirements and member eligibility criteria.

Competitive rates on certificates and checking accounts may require minimum deposits ($2,500 for the CD special). The branch maintains traditional banking hours (9 AM–5 PM weekdays, 9 AM–1 PM Saturday) which may not accommodate all scheduling needs.

Services & Features

13-Month Certificate of Deposit (3.75% APY)
24-hour ATM access on-site
Auto Loan Refinancing (0.25% rate reduction promotion)
Commercial lending and business banking services
Drive-up Interactive Teller Machine (ITM) deposits and cash transactions
High-Yield Checking Account (up to 4.00% APY)
Instant-issue debit cards
Mobile banking app
Money orders and cashier's checks
New Home Mortgage Loans ($1,000 cash back incentive)
Night deposit services
Notary services
Visa Credit Card (1.90% intro APR for 12 months)
Wealth management solutions
Wire and cash transfers

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • High-yield checking accounts earning up to 4.00% APY for competitive savings rates
  • 13-month CD special at 3.75% APY with only $2,500 minimum deposit requirement
  • On-site Interactive Teller Machine (ITM) for extended service hours beyond lobby operation
  • Dedicated mortgage specialist (Jim Bystrzycki, NMLS #1000667) with $1,000 cash back incentive on new home mortgages
  • Commercial lending department with dedicated loan officer (Terri Blay) for business members
  • Wealth management services available through RadiFi Credit Union Wealth Solutions
  • Mobile banking app for digital account access and management
  • Member referral program offering $25 incentives for new account openings

Cons

  • Limited to branch-level services; major lending decisions may require contact with main credit union office
  • Lobby hours (9 AM–5 PM weekdays) exclude early morning and evening access without drive-up/ATM
  • Saturday hours limited to 9 AM–1 PM, reducing weekend accessibility compared to some competitor banks
  • CD special requires $2,500 minimum deposit, which may exceed some savers' immediate capacity
  • As a credit union, membership eligibility requirements may restrict access compared to traditional banks

Rating Breakdown

Value
5.0
Effectiveness
4.2
Customer Service
3.9
Transparency
3.5
Ease of Use
4.5

Frequently Asked Questions

Is RadiFi Credit Union - Glen Kernan Parkway legitimate?

Yes. RadiFi Credit Union - Glen Kernan Parkway is a registered company, headquartered in Jacksonville, FL.

How long does RadiFi Credit Union - Glen Kernan Parkway take to show results?

Results vary by individual situation. Contact the provider to discuss expected timelines for your specific needs.

Quick Facts

Headquarters
Jacksonville, FL
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit RadiFi Credit Union - Glen Kernan Parkway

CreditDoc Diagnosis

Doctor's Verdict on RadiFi Credit Union - Glen Kernan Parkway

This branch is best for Jacksonville Beaches residents and local businesses seeking full-service credit union banking with competitive savings rates and personalized relationship management. The primary caveat is that as a credit union branch rather than independent institution, major decisions require membership eligibility and centralized processing, and service hours are more limited than some competitor banks.

Best For

  • Residents of the Jacksonville Beaches and Glen Kernan Parkway communities seeking local branch banking
  • Savers prioritizing high-yield checking and CD rates for deposit growth
  • Small business owners needing commercial lending and business banking services from a local relationship manager
  • Homebuyers in the Jacksonville area interested in mortgage financing with cash-back incentives
Updated 2026-04-29

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