RadiFi Credit Union's Baymeadows Branch offers comprehensive banking services including checking, savings, CDs, auto loans, mortgages, and business lending to Jacksonville-area members.
Data compiled from public sources · Rating from CreditDoc methodology
RadiFi Credit Union operates a brick-and-mortar branch in Jacksonville's Southside neighborhood on Old Baymeadows Road, positioned across from Florida State College at Jacksonville. The branch serves as part of a larger credit union network with routing number 263079234 and maintains extended operating hours for both lobby and drive-up services. The Baymeadows location was strategically situated to serve students, commuters, and local residents in a vibrant mixed-use area featuring shopping, dining, and entertainment options.
The branch provides a full range of consumer and business banking products. 00% APY. 90% intro APR for 12 months).
Operational services include wire transfers, cash transactions, safe deposit boxes, notary services, instant-issue debit cards, and a coin counting machine. 8 rating. The team includes specialized roles: mortgage loan originators (Melinda Weber, NMLS #252916; Erika Baker, NMLS #989622), a commercial loan officer, business services specialist, and senior wealth advisor.
The branch operates extended hours (lobby Monday-Friday 9 AM-5 PM, Saturday 9 AM-1 PM; drive-up Friday until 6 PM) and maintains a 24-hour ATM for after-hours access. Recent member testimonials highlight professional and patient service from staff members. The main caveat is that RadiFi is a credit union requiring membership to access services and unlock certain benefits like drive-up withdrawals and member-exclusive money orders.
While the promotional offerings are competitive, rates and terms are subject to qualification and time limitations. The branch's physical location near a college campus suggests it may optimize for student and younger member demographics, though it serves the general Jacksonville market.
Yes. RadiFi Credit Union - Baymeadows Branch is a registered company, headquartered in Jacksonville, FL.
Results vary by individual situation. Contact the provider to discuss expected timelines for your specific needs.
CreditDoc Diagnosis
RadiFi Credit Union's Baymeadows Branch is best for Jacksonville-area residents and students seeking member-owned credit union banking with competitive savings and lending rates, personalized service, and extended drive-up hours. The primary caveat is membership requirement and the need to qualify for specific promotional rates; prospective members should verify eligibility and review fee structures before opening accounts.
Texas-based credit union offering checking, savings, loans, credit cards, and home equity products with bilingual support and community focus through the Firstmark Foundation.
Best for: Texas residents seeking full-service banking with above-market checking yields and community values, Spanish-speaking consumers needing bilingual financial services and support
REV Federal Credit Union is a Charleston, SC-based credit union offering checking, savings, certificates, credit cards, auto loans, and mortgages with member-focused service.
Best for: Charleston-area residents seeking competitive mortgage financing with down payment assistance, Auto loan borrowers looking to refinance existing loans with personalized service
USC Credit Union is a federally insured credit union offering checking, savings, loans, and investment services primarily to USC students, alumni, faculty, and their families.
Best for: USC students, alumni, faculty, and Keck Medicine of USC employees seeking integrated banking with community benefits, Families of USC-affiliated individuals wanting to extend member-owner status to household members
Your credit report contains the raw data behind your score. Learn what's in it, how to read it, and how to dispute errors that could be dragging your score down.
Read guide →Klarna, Afterpay, Affirm — they make spending easy. But what happens to your credit score when you use them? Here's what the fine print doesn't tell you.
Read guide →Learn what makes up your credit score, how it's calculated, what the ranges mean, and how to check yours for free.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to RadiFi Credit Union - Baymeadows Branch and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.