RadiFi Credit Union's Baymeadows Branch offers comprehensive banking services including checking, savings, CDs, auto loans, mortgages, and business lending to Jacksonville-area members.
Data compiled from public sources · Google rating shown when a stored review count is available
RadiFi Credit Union operates a brick-and-mortar branch in Jacksonville's Southside neighborhood on Old Baymeadows Road, positioned across from Florida State College at Jacksonville. The branch serves as part of a larger credit union network with routing number 263079234 and maintains extended operating hours for both lobby and drive-up services. The Baymeadows location was strategically situated to serve students, commuters, and local residents in a vibrant mixed-use area featuring shopping, dining, and entertainment options.
The branch provides a full range of consumer and business banking products. 00% APY. 90% intro APR for 12 months).
Operational services include wire transfers, cash transactions, safe deposit boxes, notary services, instant-issue debit cards, and a coin counting machine. 8 rating. The team includes listed roles: mortgage loan originators (Melinda Weber, NMLS #252916; Erika Baker, NMLS #989622), a commercial loan officer, business services staff context, and senior wealth advisor.
The branch operates extended hours (lobby Monday-Friday 9 AM-5 PM, Saturday 9 AM-1 PM; drive-up Friday until 6 PM) and maintains a 24-hour ATM for after-hours access. Recent member testimonials highlight professional and patient service from staff members. The main caveat is that RadiFi is a credit union requiring membership to access services and unlock certain benefits like drive-up withdrawals and member-exclusive money orders.
While the promotional offerings are competitive, rates and terms are subject to qualification and time limitations. The branch's physical location near a college campus suggests it may optimize for student and younger member demographics, though it serves the general Jacksonville market.
This is state-level context for Credit Unions consumers in Jacksonville, FL. It does not confirm that RadiFi Credit Union - Baymeadows Branch or this specific location is licensed.
State regulator
Florida Office of Financial Regulation
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
RadiFi Credit Union - Baymeadows Branch offers 15 services including High-Yield Checking Account (up to 4.00% APY), Certificate of Deposit products (promotional 13-month at 3.75% APY), Auto loans and auto loan refinancing (0.25% rate reduction promotion), Home mortgages with $1,000 cash back incentive, Visa credit cards (1.90% intro APR for 12 months), and 10 more.
RadiFi Credit Union - Baymeadows Branch has profile signals associated with Students and commuters near Florida State College at Jacksonville seeking member-owned credit union benefits, Jacksonville Southside residents and small business owners needing personalized commercial and business lending services, Homebuyers and refinancers in the Jacksonville area looking for mortgage origination with promotional cash incentives, Members seeking high-yield savings accounts and competitive CD rates with extended drive-up banking hours.
Key strengths: Extended drive-up hours until 6 PM on Fridays and rate claims to verify (3.75% APY on 13-month CDs, 4.00% on high-yield checking); listed lending team including dedicated mortgage originators with NMLS numbers and commercial loan officer on staff; 24-hour ATM on-site with free coin counting machine for members. Areas to consider: Membership requirement limits accessibility compared to traditional banks; eligibility criteria not detailed on website; Drive-up cash withdrawals capped at $1,000 per transaction for members only.
In the Credit Unions category, comparable providers include Firstmark Credit Union (No Member Services), REV Federal Credit Union, USC Credit Union. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
RadiFi Credit Union's Baymeadows Branch is profile signals for Jacksonville-area residents and students seeking member-owned credit union banking with competitive savings and lending rates, personalized service, and extended drive-up hours. The primary caveat is membership requirement and the need to qualify for specific promotional rates; prospective members should verify eligibility and review fee structures before opening accounts.
Texas-based credit union offering checking, savings, loans, credit cards, and home equity products with bilingual support and community focus through the Firstmark Foundation.
Google rating from 357 reviews
Profile signals: Texas residents seeking full-service banking with above-market checking yields and community values, Spanish-speaking consumers needing bilingual financial services and support
REV Federal Credit Union is a Charleston, SC-based credit union offering checking, savings, certificates, credit cards, auto loans, and mortgages with member-focused service.
Google rating from 100 reviews
Profile signals: Charleston-area residents seeking competitive mortgage financing with down payment assistance, Auto loan borrowers looking to refinance existing loans with personalized service
USC Credit Union is a federally insured credit union offering checking, savings, loans, and investment services primarily to USC students, alumni, faculty, and their families.
Google rating from 208 reviews
Profile signals: USC students, alumni, faculty, and Keck Medicine of USC employees seeking integrated banking with community benefits, Families of USC-affiliated individuals wanting to extend member-owner status to household members
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