Catholic Family Federal Credit Union (CFFCU) was established in 1947 as St. Joseph Federal Credit Union by Father Arthur Klyber, C.Ss. R., originally serving members of St. Joseph Catholic Parish. The credit union was renamed Catholic Family Federal Credit Union in 1990 and has since expanded its membership base significantly. Today, it operates as a full-service financial institution headquartered in Wichita, Kansas, with over 4,300 members and $28 million in assets. The organization maintains its faith-based roots while serving a broader community.
CFFCU offers a comprehensive suite of financial products and services including personal and business checking accounts, savings and club accounts, retirement and education accounts, home and auto loans, VISA credit cards, insurance services, and other loan products. They also provide online banking access and financial education services to their membership. The credit union publishes current rates for savings accounts and loans on their website, making pricing listed to prospective members.
What distinguishes CFFCU is its membership eligibility structure combined with accessibility. Primary eligibility includes individuals who are members, employees, volunteers, students, alumni, or sponsored groups of affiliated Catholic parishes, schools, and institutions in the Wichita area, as well as persons who live, work, worship, or attend school in designated underserved low-income areas. For those who don't meet these criteria, CFFCU offers a free Kansas Consumer Council membership program that provides access to the credit union. Additionally, they offer a "Faith & Affordability" mortgage loan program with rate claims to verify starting at 5.49% for up to 30 years on both purchases and refinances.
As a not-for-profit, member-owned cooperative, CFFCU operates without the profit motive of traditional banks, allowing rate claims to verify and member-focused services. The credit union serves select employee groups including Adorers of the Blood of Christ, Catholic Charities, Catholic Schools, Postal Presort, and JR Custom Metal Products, demonstrating a community-centered approach. However, membership is geographically limited to the Wichita, Kansas area and affiliated organizations, which may restrict accessibility for those outside the service territory.