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RadiFi Credit Union's Park Street branch in Jacksonville offers member-owned banking with deposit accounts, loans, and a 24-hour ATM. Serving the historic Riverside community since 1935.
Data compiled from public sources
RadiFi Credit Union is a member-owned, not-for-profit financial cooperative serving Jacksonville, Florida, with its Park Street branch located in the historic Riverside neighborhood. The credit union has been operating since 1935 and emphasizes community connection and personalized service. As a federally-insured credit union (routing number 263079234), RadiFi operates under NCUA oversight and focuses on member benefits rather than shareholder profits.
The Park Street branch offers comprehensive financial services including deposit accounts, loan products, and cash access. Members can open high-yield checking accounts (up to 4.00% APY), certificate specials (13-month CDs at 3.75% APY), auto loan refinancing with 0.25% rate reductions, and new home mortgages with $1,000 cash back incentives. The branch provides in-person services such as safe deposit boxes, wire transfers, notary services, instant-issue debit cards, and cashier's checks. A 24-hour ATM is available on-site for member convenience.
RadiFi distinguishes itself through localized, relationship-based banking in a historic neighborhood setting. The branch team includes dedicated member success managers, loan originators with NMLS credentials, commercial loan officers, and wealth advisors. The credit union emphasizes rate claims to verify on savings products and favorable loan terms for members, contrasting itself against large national banks. Member reviews on the website highlight strong customer service and personalized attention during product selection.
The Park Street location serves primarily Jacksonville-area residents and businesses within or near Riverside. As a credit union, membership may require eligibility criteria (not specified on this branch page). The branch operates traditional lobby hours (9am-5pm weekdays, 9am-1pm Saturdays) plus extended drive-up hours. While offering substantial services, the branch's geographic focus and membership requirements limit accessibility compared to national banks.
This is state-level context for Credit Unions consumers in Jacksonville, FL. It does not confirm that Jax fedral credit union (ATM) or this specific location is licensed.
State regulator
Florida Office of Financial Regulation
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Jax fedral credit union (ATM) offers 15 services including High-yield checking accounts (up to 4.00% APY), Certificate of deposit specials (13-month CDs at 3.75% APY), Auto loan refinancing with rate reductions, New home mortgages with $1,000 cash back, Visa credit cards with intro APR offers, and 10 more.
Jax fedral credit union (ATM) has profile signals associated with Jacksonville-area residents seeking relationship-based, personalized banking with rate claims to verify, Members prioritizing member-owned financial institutions over corporate bank structures, Small business owners needing commercial lending with dedicated loan officers, Homebuyers interested in mortgage products with cash-back incentives and local origination.
Key strengths: 24-hour on-site ATM for member cash access; Competitive savings rates: 4.00% APY on high-yield checking and 3.75% APY on 13-month CDs; Member-owned structure means profits benefit members, not external shareholders. Areas to consider: Membership eligibility not clearly defined on branch website; may restrict who can open accounts; Limited geographic footprint restricted to Jacksonville area; not available nationwide.
In the Credit Unions category, comparable providers include AA Credit Union, Addition Financial Credit Union - Lake Mary, Jax Fire Credit Union. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
RadiFi Credit Union's Park Street branch is profile signals for Jacksonville-area residents and business owners who value member-owned banking, rate claims to verify on savings, and personalized service from local loan officers. The primary caveat is geographic limitation—membership and branch services are restricted to the Jacksonville area, and membership eligibility criteria are not transparently disclosed on this page.
AA Credit Union is a federally insured credit union offering checking, savings, auto loans, mortgages, and credit cards to members. Headquartered with a 90-year history, it serves individuals and businesses.
Profile signals: Individuals seeking competitive auto financing with established credit history, Homebuyers comparing mortgage options with multiple term and rate structures
Addition Financial Credit Union operates 25+ branches across Central Florida, including Lake Mary, offering members deposit accounts, ATM access, and basic financial services with federal NCUA insurance protection.
Profile signals: Central Florida residents seeking NCUA-insured deposit accounts with extended drive-thru accessibility, Members who travel frequently within the U.S. and need nationwide shared branch access
Jax Fire Credit Union is a non-profit credit union established in 1933, exclusively serving firefighters, emergency services personnel, and their families across 8 Florida counties.
Profile signals: Firefighters and fire rescue employees in Duval, Clay, Nassau, St. Johns, Flagler, Columbia, Putnam, or Volusia counties seeking primary banking relationship, Emergency services personnel and first responders who qualify for membership and want listed financial services
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