Metro North Federal Credit Union is a member-owned financial cooperative based in Jacksonville, Florida, offering banking services since 1954.
Data compiled from public sources · Rating from CreditDoc methodology
Metro North Federal Credit Union has operated as a member-owned financial institution since 1954, serving the Jacksonville, Florida area. The organization is structured as a credit union, meaning it operates on a cooperative basis for the benefit of its members rather than external shareholders. The credit union is federally regulated under NMLS# 440562 and maintains leadership under President/CEO Dan Jones.
The institution offers core banking services through its Virtual Branch online banking platform, which provides access to accounts 24/7 from any location with internet connectivity. Members can access traditional credit union services and contact representatives via phone at (904) 757-5562 to learn about account options and membership eligibility. The credit union requires members to qualify for membership, deposit par value shares per bylaws, and maintains standard banking compliance procedures.
Metro North FCU distinguishes itself through its longevity in the market—nearly 70 years of continuous operation—and its emphasis on member security and fraud prevention. The website prominently features identity theft protection information and security protocols, demonstrating institutional focus on member asset protection. The institution adheres to federal compliance requirements including the Patriot Act for account opening procedures and Know Your Customer (KYC) regulations.
The website content is limited and does not detail specific loan products, interest rates, fee structures, or comprehensive service offerings beyond virtual banking access. No information is available about savings products, checking accounts, credit terms, membership requirements, or membership fees. The company appears to be a smaller, traditional credit union with basic online banking capabilities but limited digital marketing presence or product transparency.
Yes. Metro North Federal CU is a registered company, headquartered in Jacksonville, FL.
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CreditDoc Diagnosis
Metro North FCU is best for Jacksonville-area residents familiar with credit unions seeking basic banking services from a stable, locally-established institution with strong security focus. The primary caveat is the extremely limited information available on the website regarding products, rates, fees, and specific service offerings, making it difficult to assess competitive positioning or determine whether this institution meets individual financial needs without direct contact.
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