Self-Help Credit Union logo

Self-Help Credit Union in Jacksonville, FL

4.3/5
Google rating from 121 reviews

Self-Help Credit Union is a federally insured credit union offering checking, savings, loans, and banking services with branches across multiple states including a Jacksonville, FL location.

Data compiled from public sources · Google rating shown when a stored review count is available

Self-Help Credit Union Review

Self-Help Credit Union operates as a multi-state credit union with a presence in North Carolina, Virginia, South Carolina, Florida, and Georgia, plus additional locations in California, Illinois, Washington, and Wisconsin. The organization has been serving members with traditional and listed financial products for consumer and small business needs. At their Jacksonville (Kendall) branch location, members can access comprehensive banking services including account opening, checking and savings accounts, personal loans, home loans, and small business financing.

The credit union distinguishes itself through offering free electric vehicle (EV) charging at their Jacksonville branch, demonstrating commitment to emerging consumer needs and sustainability. Unlike many traditional banks, Self-Help operates as a member-owned institution with a focus on financial accessibility. The organization maintains multiple service channels including branch locations with drive-thru service, a toll-free phone line, online account access with mobile app functionality, and ATM networks.

For consumers seeking traditional banking services with credit union member benefits, Self-Help provides a legitimate alternative to commercial banks with a multi-state footprint.

Services & Features

ATM access
Account opening services
Checking accounts
Drive-thru banking
Free EV charging (Jacksonville location)
Home loans
Member support via phone (800-966-7353)
Mobile app banking
Online account access
Personal loans
Savings accounts
Small business loans

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Member-owned credit union structure with federally insured deposits
  • Free EV charging available at Jacksonville Kendall branch
  • Multiple service channels: branch, drive-thru, phone (800-966-7353), online, and mobile app
  • Comprehensive loan products including personal, home, and small business loans
  • Multi-state presence across 8+ states providing geographic flexibility
  • Extended hours on select days (some branches open 10 AM-5 PM Wednesday)
  • Account opening and checking/savings options available at branch locations

Cons

  • Limited branch locations compared to national banks; gaps in geographic coverage
  • Website navigation issues with broken/404 pages in service sections
  • No specific information about loan rates, terms, or APR details available
  • Limited transparency on membership eligibility requirements and fee structures

State Consumer Finance Context

This is state-level context for Credit Unions consumers in Jacksonville, FL. It does not confirm that Self-Help Credit Union or this specific location is licensed.

State regulator

Florida Office of Financial Regulation

Key state rules to check

  • Payday loans (deferred presentment) capped at $500 with maximum fee of $10 per $100 ($300) or $15 per $100 ($300-$500).
  • Borrowers can have only one outstanding payday loan at a time, tracked via a statewide database.
  • A mandatory 24-hour cooling-off period is required between payday loans.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Self-Help Credit Union offer?

Self-Help Credit Union offers 12 services including Checking accounts, Savings accounts, Personal loans, Home loans, Small business loans, and 7 more.

What profile signals are listed for Self-Help Credit Union?

Self-Help Credit Union has profile signals associated with Credit union members seeking multi-state banking access and member benefits, EV owners in Jacksonville wanting free charging with banking services, Small business owners needing personal and business lending relationships, Consumers prioritizing member-owned financial institutions over corporate banks.

What are the strengths and weaknesses of Self-Help Credit Union?

Key strengths: Member-owned credit union structure with federally insured deposits; Free EV charging available at Jacksonville Kendall branch; Multiple service channels: branch, drive-thru, phone (800-966-7353), online, and mobile app. Areas to consider: Limited branch locations compared to national banks; gaps in geographic coverage; Website navigation issues with broken/404 pages in service sections.

How does Self-Help Credit Union compare to similar companies?

In the Credit Unions category, comparable providers include Education First Credit Union, Southern Security Credit Union, The Police Credit Union Bryant Street Branch. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Where does Self-Help Credit Union operate?

Self-Help Credit Union serves customers in 3 states including Florida, North Carolina, Georgia.

CreditDoc Profile Note

Research Note on Self-Help Credit Union

Self-Help Credit Union is profile signals for consumers who value credit union membership benefits and need access to banking services across multiple states. The primary caveat is that loan terms, rates, and eligibility requirements are not transparently detailed on their website, requiring direct contact to evaluate product competitiveness.

Profile Signals

  • Credit union members seeking multi-state banking access and member benefits
  • EV owners in Jacksonville wanting free charging with banking services
  • Small business owners needing personal and business lending relationships
  • Consumers prioritizing member-owned financial institutions over corporate banks
Updated 2026-04-29

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Compare Your Needs With Self-Help Credit Union

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Quick Summary

  • Self-Help Credit Union is listed as a Credit Unions provider in Jacksonville, FL on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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