First State Bank Locations

First State Bank is a banking provider with 35 locations across the US.

35 locations
15 states
293 services
Category: banking
Free Consultation

Services Offered

24-hour telephone banking 24/7 ATM access 24/7 debit card assistance 24/7 telephone banking ACH and payroll services ATM access and cash withdrawal services ATM access and check reordering ATM access and locator service ATM access through branch locations ATM fee reimbursement program ATM/Debit card services (instant issuance upon approval) Account applications and forms Account comparison tools Account login and management Account security tips and fraud protection resources Account services and management Account switch assistance program Account switch kit for transferring from competitor banks Agricultural and farming loans Agricultural lending and farm services Agricultural lines of credit for farming operations Agricultural loans Agriculture Loans and Farm Machinery Loans Agriculture loans for farm operations Agriculture loans for farming operations Annual scholarship program for graduating seniors Auto and RV loans Auto loans Balance inquiries and fund transfers Bill Pay service with one-time and recurring payment scheduling Bill pay services Bill payment services Branch and ATM locator services Branch locations and in-person banking Branch services at Loomis, Alma, Bertrand, and Axtell locations Bridge loans Business Analysis Checking for high-volume operations Business Checking Accounts Business Checking and Business Savings with Account Analysis services Business and commercial loans Business banking Business banking accounts Business banking and accounts Business banking and commercial services Business banking services Business checking accounts Business checking accounts (small business, commercial, non-profit) Business checking accounts and merchant services Business checking and savings accounts Business credit cards Business debit cards Business lending products Business lines of credit Business loan products Business loans Business loans and Business Lines of Credit Business loans for entrepreneurs and small business owners Business loans for inventory and building Business mobile banking (FSBig on Biz app) Business savings accounts Business savings and money market accounts CDs and IRA products Card Controls (debit card freeze/unfreeze functionality) Card Suite Lite debit card control and management Card Suite Lite debit card security features Career opportunities and employment Careers/employment opportunities Cash Management services for business customers Cash management services Cash management services for businesses Cashier's checks and money orders Certificates of Deposit (CDs) Certificates of Deposit (CDs) and CDARS products Certificates of Deposit (CDs) and IntraFi Network Deposits (CDARS and Insured Cash Sweep) Certificates of Deposit (CDs) with competitive rates Certificates of deposit (CDs) Check ordering and re-ordering Check reordering Check reordering services Checking accounts Checking accounts with multiple options Checking accounts with online banking access Checking and savings accounts Commercial Checking and Commercial Interest Checking Commercial Real Estate Loans and Business Term Loans Commercial and consumer loan origination Commercial loans and commercial real estate loans Commercial loans for business growth Commercial real estate financing Community Plus Checking and Basic Checking accounts Construction financing Consumer Credit Center access Consumer loans for vehicles, appliances, and major purchases Consumer loans with loan officer consultation Credit card and debit card processing for businesses Credit cards Credit cards with rewards program Customer education resources Debit and credit cards with lost/stolen card support Debit card alerts and monitoring Debit cards including Rewards Plus Debit Card with contactless payment Debit cards with PIN management Deposit products Digital Banking platform for remote account management Digital banking improvements and enhancements Digital banking, mobile check deposit, Zelle, and online account opening Digital wallet services Direct deposit services Direct deposit setup Drive-thru banking services E-statements enrollment E-statements for online account statement access and storage Electronic statements Equipment financing loans Escrow services FDIC deposit insurance FDIC deposit insurance coverage FDIC insured deposits FDIC-insured checking and savings accounts FDIC-insured deposit accounts FSB Alerts for account monitoring FSB Early Pay - early direct deposit access up to 2 days ahead Farm and ranch loans Farm and ranch loans with working capital lines Financial calculators Financial calculators and rate information Financial calculators for budgeting assistance Financial education and planning articles Forgot password and account recovery support Fraud alert notifications and scam prevention education Fraud prevention and security education Free Experian credit reports Free FICO score access General loan products HSA (Health Savings Accounts) Home Mortgage Loans and Home Equity Lines of Credit (HELOC) Home equity lines of credit (variable-rate) Home equity loans (fixed-rate) Home loans and construction loans Home loans and mortgage financing (Rocket Mortgage-powered) Home mortgage loans Home, Auto, Life, Health, Commercial, and Farm Insurance products IRAs and retirement accounts Identity theft protection education In-branch and phone customer service In-person banking at four locations Individual Retirement Accounts (IRAs) Individual Retirement Accounts (IRAs) and Health Savings Accounts (HSAs) Individual retirement accounts (IRAs) for personal and business use Insights financial management tool Instant issue debit cards Instant-issue debit cards Interactive Teller Machine (ITM) services Interest rate information Investment and retirement services Investment partnerships for long-term financial planning Kasasa Cash Back checking with 1.75% cash back rewards Kasasa Cash Checking with 5.00% APY Loan department services Loan officer services Loan payment processing Loan products Local banking services Long-term farm land loans Lost and stolen card reporting Lost or stolen debit card reporting (24/7 hotline) Lost or stolen debit/ATM card reporting (866-657-0647) Lot and land loans MasterCard debit cards and Visa gift cards Mobile app with check deposit capture Mobile banking (FSBig on Mobile app) Mobile banking app Mobile banking app (iOS/Android with existing login credentials) Mobile banking app and mobile wallet Mobile banking app for balance checks, transactions, transfers, and bill payments Mobile banking app with Tap2Local payment processing Mobile banking app with mobile check deposit Mobile banking application Mobile banking applications Mobile banking apps (iOS and Android) Mobile banking help center with FAQs Mobile banking via text, mobile web, and mobile app Mobile banking with deposit capture Mobile banking with remote check deposit Mobile check deposit via KeysBank app Mobile deposits and ATM deposits Mobile fund transfers and balance inquiries Money Market Accounts, Statement Savings, IRAs, and CDs Money market accounts Monthly account statements (email, online paperless, or paper via USPS) Mortgage Loans for home purchase Mortgage advisory services Mortgage lending Mortgage lending and home purchase financing Mortgage lending for home purchase and refinance (E-Z Mortgage program) Mortgage lending with personalized advisory Mortgage loans Mortgage loans (home purchase and refinance) Mortgage loans (purchase and refinance) Mortgage loans and home financing Mortgage loans and refinancing Mortgage loans for home purchase and refinance Mortgage services Multi-account management tools Multiple checking account options Night depository access No Charge Checking, Regular Checking, and Interest Checking accounts Notary services Online account enrollment and access Online account enrollment and password recovery Online account opening available 24/7 Online banking Online banking account access Online banking and bill pay Online banking and mobile banking Online banking and mobile banking (FSB Mobile app) Online banking enrollment Online banking enrollment and account management Online banking enrollment and digital access Online banking platform Online banking platform with login and enrollment Online banking platform with username enrollment Online banking portal with 24/7 access Online banking portal with login access Online banking with bill pay Online banking with login access Online banking with user ID login and enrollment Online bill pay (unlimited, free transactions) Online digital banking platform Overdraft services Password reset and account recovery Person-to-Person (P2P) payments Person-to-person (P2P) payment transfers Personal Checking Accounts (FSBPremier, FSBStudent, FSBChecking, FSBPlus) Personal Checking Accounts with digital access Personal Loans and Auto Loans (including Quilo lending platform) Personal Savings Accounts and Money Market Accounts Personal and Business Credit Cards Personal and auto loans Personal and business loan products Personal banking Personal checking accounts Personal checking accounts (First Plus, First Plus Gold, Super NOW, E-Banking) Personal checking accounts (Kasasa Cash, Tiger Club, Interest NOW, Freedom 55, Carefree, College, Teen) Personal checking accounts (standard and interest-bearing) Personal checking accounts with online access Personal checking accounts with online banking Personal checking and savings accounts Personal credit cards Personal lending products Personal loans Personal loans and Personal Term Loans Personal loans and auto loans Personal loans and unsecured loans Personal loans for various purposes Personal savings accounts Personal savings accounts and certificates of deposit (CDs) Personal savings and money market accounts Personalized financial counseling from local banking staff Personalized financial guidance from local officers Residential mortgage loans (purchase and refinance) Retirement accounts Reward Checking with unlimited ATM fee refunds nationwide SBA lending for small business startups and expansion Safe deposit boxes Safety deposit boxes Savings Accounts (personal and business) Savings accounts Savings accounts and Christmas Club savings accounts Savings accounts and deposit products Savings accounts including Christmas Club Savings Accounts Secure online contact forms for customer inquiries Security tips and online banking support Small Business Checking (basic and with interest options) Small business loans including SBA and USDA B&I loans Student Checking Account with good grade rewards Surcharge-free ATM access through Allpoint Network (55,000 ATMs) Surcharge-free ATM network (14 locations) Tele-bank phone banking services Telebanking (phone banking) Telephone banking (24/7) Treasury Management including Online Banking, ACH Services, Check Positive Pay, and Remote Deposit Capture Trust services User guides and reference materials for online banking Value Checking accounts Video call banking Visa check cards Wire transfers Wire transfers and electronic funds transfer e-Statements (newly upgraded platform) eAlerts and account notifications eStatement online access eStatements and account management

Strengths

  • + FDIC insured — deposits protected up to $250,000
  • + Local community bank with personal service
  • + FDIC-insured deposits backed by full faith and credit of U.S. Government
  • + FDIC-insured deposits backed by full faith and credit of the U.S. Government
  • + FDIC-insured deposits backed by U.S. Government guarantee

Things to Consider

  • Limited geographic service area restricted to Anadarko and Gracemont, Oklahoma only
  • Minimal transparency on website regarding specific loan rates, fees, or APR information
  • Small asset base ($100 million) and limited staff (25 employees) may restrict product sophistication compared to larger banks
  • Website lacks detailed information on specific account types, minimum balances, or product features

Company Details

Founded
1909
Headquarters
Anadarko, OK
AR (2 locations)
First State Bank logo

First State Bank

Lonoke, AR residents find banking services at First State Bank on 101 S Center St.

BBB: NR

Profile signals: Small business owners with modest transaction volume seeking simple, low-cost checking without excessive fees, Local community members preferring relationship-based banking with branch access in First State Bank service areas

First State Bank logo

First State Bank

Russellville, AR's First State Bank branch at 3103 E Main St provides local banking services to residents and businesses.

BBB: NR

Profile signals: Central Arkansas residents seeking traditional FDIC-insured community banking, Homebuyers in the Russellville and Fayetteville areas needing mortgage financing

FL (1 location)
First State Bank logo

First State Bank

First State Bank's Key West, FL location at 1201 Simonton St offers banking services to the island community.

BBB: NR

Profile signals: Florida Keys residents seeking personalized community banking relationships, Small business owners in the Key West area needing payment processing and commercial accounts

GA (1 location)
First State Bank logo

First State Bank

Wrens, GA branch of First State Bank located at 300 E Broad St provides banking services to the community.

BBB: NR

Profile signals: Agricultural business owners and farmers seeking listed lending and long-term relationships, Georgia residents in Wrens, Louisville, Americus, Warrenton, or Harlem areas preferring local branch banking

IA (6 locations)
First State Bank logo

First State Bank

Belmond, IA's First State Bank at 304 E Main St offers local banking services and financial products to residents in the Belmond community.

BBB: NR

Profile signals: Iowa residents and rural customers needing agriculture financing, Small business owners in the Belmond area seeking local lending relationships

First State Bank logo

First State Bank

Britt, IA's First State Bank branch at 183 Main Ave N offers personal and business banking.

BBB: NR

Profile signals: Residents of Britt and Woden, Iowa seeking relationship-based banking with local decision-makers, Small business owners in North Central Iowa who value direct access to lending officers

First State Bank logo

First State Bank

Lynnville, IA residents bank at First State Bank's branch located on 413 East St.

BBB: NR

Profile signals: Local banking with personal service, Review this provider profile and compare source-linked details before choosing what to do next.

First State Bank logo

First State Bank

Nashua's First State Bank branch at 401 Main St offers personal and business banking services to local customers.

BBB: NR

Profile signals: Nashua, Iowa residents seeking personalized banking relationships with local decision-makers, Customers who value community bank service and prefer supporting independent financial institutions

First State Bank logo

First State Bank

Stuart, IA's First State Bank branch at 215 N Division St offers in-person banking services to the local community.

BBB: NR

Profile signals: Iowa residents in Stuart, Dexter, or Redfield seeking traditional community banking with local loan officers, Customers preferring face-to-face banking relationships and local decision-making over digital-only banks

First State Bank logo

First State Bank

Webster City, IA's First State Bank at 505 2Nd St offers convenient retail banking services to the local community.

BBB: NR

Profile signals: Central Iowa residents and businesses seeking relationship-based, personalized banking with local decision-makers, Agricultural customers and farm owners needing listed farm lending and rural financial services

IL (1 location)
First State Bank logo

First State Bank

Mendota's First State Bank branch at 706 Washington St offers full-service banking for IL residents and local businesses.

BBB: NR

Profile signals: Small business owners and entrepreneurs in Northwestern and Central Illinois seeking comprehensive lending and treasury management, Farmers and agricultural operators needing listed farm and machinery financing

KY (1 location)
First State Bank logo

First State Bank

Irvington, KY residents can access First State Bank at 240 N 1St St, a standalone branch offering local banking services.

BBB: NR

Profile signals: Kentucky and Southern Indiana residents seeking local banking relationships and personal service, Small to medium-sized businesses needing cash management and construction financing

MI (1 location)
First State Bank logo

First State Bank

Eastpointe, MI's First State Bank branch on East 9 Mile Road offers personal and business banking services with convenient local access.

BBB: NR

Profile signals: Southeast Michigan residents prioritizing personal relationships and local banking experience context, Small business owners seeking relationship-based lending and business banking advisory

MS (1 location)
First State Bank logo

First State Bank

Waynesboro, MS First State Bank at 708 Azalea Dr provides accessible banking services in this Pike County community.

BBB: NR

Profile signals: Small business owners seeking personal relationship-based commercial lending and business growth support, Employees of companies offering direct deposit who want to access paychecks 2 days early

ND (1 location)
First State Bank logo

First State Bank

Buxton, ND residents can access First State Bank at 423 Broadway for personal and business banking services.

BBB: NR

Profile signals: Local banking with personal service, Review this provider profile and compare source-linked details before choosing what to do next.

NE (4 locations)
First State Bank logo

First State Bank

Farnam, NE branch of First State Bank at 222 Main St serves local banking needs for Northeast Nebraska residents.

BBB: NR

Profile signals: Local banking with personal service, Review this provider profile and compare source-linked details before choosing what to do next.

First State Bank logo

First State Bank

Hordville, NE's First State Bank branch at 201 Main St offers personal and business banking services for local residents.

BBB: NR

Profile signals: Agricultural operators and farmers needing listed lending and financial services, Hordville, Nebraska residents seeking community banking with personal relationships

First State Bank logo

First State Bank

Loomis, NE's First State Bank branch at 211 Commercial St offers local banking services.

BBB: NR

Profile signals: Rural Nebraska farmers and agricultural business owners needing listed lending, Small-town residents prioritizing personal relationships and local decision-making

First State Bank logo

First State Bank

Randolph, NE's First State Bank branch at 102 E Broadway St offers banking services to the local community.

BBB: NR

Profile signals: Agricultural businesses and farmers seeking listed long-term farm land loans in rural Nebraska, Randolph, Nebraska and surrounding area residents needing local relationship banking and personalized service

NM (1 location)
First State Bank logo

First State Bank

At 103 Manzanares Ave E, First State Bank in Socorro, NM provides banking services for the local community.

BBB: NR

Profile signals: Small business owners in Socorro or Catron Counties seeking personalized lending relationships, Residents of Socorro and Catron Counties looking for local community banking with relationship-based service

OH (1 location)
First State Bank logo

First State Bank

Winchester, OH's First State Bank at 19230 State Route 136 offers convenient branch banking services.

BBB: NR

Profile signals: Ohio and Kentucky residents seeking FDIC-insured checking and savings accounts with personalized service, Students interested in rewards-based checking accounts that incentivize academic achievement

OK (5 locations)
First State Bank logo

First State Bank

Anadarko's First State Bank at 102 W Main St delivers banking services to Woodward County residents in OK.

BBB: NR

Profile signals: Anadarko and Gracemont area residents seeking personalized, community-focused banking, Local farmers and ranchers needing agricultural lending and business banking relationships

First State Bank logo

First State Bank

Noble, OK's First State Bank branch at 102 N Main St serves local banking needs.

BBB: NR

Profile signals: Local Oklahoma residents seeking community bank relationships, Customers preferring traditional banking over digital-only institutions

First State Bank logo

First State Bank

Tahlequah, OK's First State Bank branch at 1111 S Muskogee Ave offers in-person banking services to local residents.

BBB: NR

Profile signals: Oklahoma residents seeking FDIC-insured community banking with personalized local service, Farmers, ranchers, and agricultural businesses needing listed farm and ranch lending

First State Bank logo

First State Bank

Valliant, OK's First State Bank branch at 106 N Dalton St provides essential banking services to the community.

BBB: NR

Profile signals: Residents of Valliant, Idabel, or Hochatown, Oklahoma seeking local banking relationships, Consumers prioritizing FDIC insurance protection and community bank customer service

First State Bank logo

First State Bank

Watonga's First State Bank at 321 W Main St offers reliable local banking services.

BBB: NR

Profile signals: Watonga, Oklahoma residents and local business owners seeking personalized banking relationships, Agricultural customers and ranchers needing listed farm and ranch financing options

TX (8 locations)
First State Bank logo

First State Bank

Athens, TX's First State Bank at 130 E Corsicana Street offers downtown banking services.

BBB: NR

Profile signals: Small business owners and agricultural operators in central/east Texas seeking relationship-based lending, Local residents in Athens, Corsicana, Gun Barrel City, Mabank, Malakoff, or Forney prioritizing personal service

First State Bank logo

First State Bank

Clute's First State Bank branch offers banking services at 200 Brazosport Blvd N in Clute, TX.

BBB: NR

Profile signals: Small business owners in South Texas seeking relationship-based lending and local decision-making, Homebuyers in the Brazoria County area looking for personalized mortgage service

First State Bank logo

First State Bank

First State Bank's Gainesville, TX branch at 801 E California St provides full-service banking for the local community.

BBB: NR

Profile signals: Texas residents seeking relationship banking with local branch access, First-time homebuyers looking for personalized mortgage guidance

First State Bank logo

First State Bank

Junction, TX's First State Bank at 601 College St provides banking and ATM access to residents and local businesses.

BBB: NR

Profile signals: Local banking with personal service, Review this provider profile and compare source-linked details before choosing what to do next.

First State Bank logo

First State Bank

Paint Rock, TX residents can access banking services at First State Bank's 245 W Moss St location.

BBB: NR

Profile signals: Small business owners in the Paint Rock, Texas area seeking personalized banking relationships, Local residents wanting community bank accounts with mobile and online access

First State Bank logo

First State Bank

Shallowater's First State Bank at One Commerce Park, TX offers banking services to the local community.

BBB: NR

Profile signals: Small business owners and farmers seeking community bank relationships with listed ag lending, Customers with accessibility needs who require multi-language support and disability-friendly digital banking

First State Bank logo

First State Bank

Spearman, TX banking at First State Bank on Ne Court St provides local financial services.

BBB: NR

Profile signals: Local banking with personal service, Review this provider profile and compare source-linked details before choosing what to do next.

First State Bank logo

First State Bank

Stratford, TX's First State Bank branch at 302 North Main Street serves the local community with deposit, withdrawal, and account services.

BBB: NR

Profile signals: Texas Panhandle residents seeking personalized community banking with modern digital services, Homebuyers in service area wanting detailed mortgage guidance from local lenders

WI (1 location)
First State Bank logo

First State Bank

New London, WI First State Bank at 220 W Waupaca St provides local banking and financial services for residents and businesses.

BBB: NR

Profile signals: Wisconsin-based farming and agricultural businesses seeking listed lending solutions, Community-oriented consumers seeking local banking with FDIC protection and personal service

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