First State Bank Locations

First State Bank is a banking provider with 35 locations across the US.

35locations
15states
293services
Category:banking

First State Bank is an independent banking institution that provides consumer and commercial banking services across the central and southern United States. The bank serves both individual and business customers through a network of community branches.

First State Bank operates 35 locations with a concentrated presence in Oklahoma, Texas, and Iowa. The bank offers standard deposit products, lending services, and related financial products typical of regional banking institutions.

As a federally regulated bank, First State Bank is subject to FDIC deposit insurance protections up to applicable limits. Prospective customers should review current fee structures and product terms specific to their location and account type, and compare options with other regional and national banking alternatives.

Services Offered

24-hour telephone banking 24/7 ATM access 24/7 debit card assistance 24/7 telephone banking ACH and payroll services ATM access and cash withdrawal services ATM access and check reordering ATM access and locator service ATM access through branch locations ATM fee reimbursement program ATM/Debit card services (instant issuance upon approval) Account applications and forms Account comparison tools Account login and management Account security tips and fraud protection resources Account services and management Account switch assistance program Account switch kit for transferring from competitor banks Agricultural and farming loans Agricultural lending and farm services Agricultural lines of credit for farming operations Agricultural loans Agriculture Loans and Farm Machinery Loans Agriculture loans for farm operations Agriculture loans for farming operations Annual scholarship program for graduating seniors Auto and RV loans Auto loans Balance inquiries and fund transfers Bill Pay service with one-time and recurring payment scheduling Bill pay services Bill payment services Branch and ATM locator services Branch locations and in-person banking Branch services at Loomis, Alma, Bertrand, and Axtell locations Bridge loans Business Analysis Checking for high-volume operations Business Checking Accounts Business Checking and Business Savings with Account Analysis services Business and commercial loans Business banking Business banking accounts Business banking and accounts Business banking and commercial services Business banking services Business checking accounts Business checking accounts (small business, commercial, non-profit) Business checking accounts and merchant services Business checking and savings accounts Business credit cards Business debit cards Business lending products Business lines of credit Business loan products Business loans Business loans and Business Lines of Credit Business loans for entrepreneurs and small business owners Business loans for inventory and building Business mobile banking (FSBig on Biz app) Business savings accounts Business savings and money market accounts CDs and IRA products Card Controls (debit card freeze/unfreeze functionality) Card Suite Lite debit card control and management Card Suite Lite debit card security features Career opportunities and employment Careers/employment opportunities Cash Management services for business customers Cash management services Cash management services for businesses Cashier's checks and money orders Certificates of Deposit (CDs) Certificates of Deposit (CDs) and CDARS products Certificates of Deposit (CDs) and IntraFi Network Deposits (CDARS and Insured Cash Sweep) Certificates of Deposit (CDs) with competitive rates Certificates of deposit (CDs) Check ordering and re-ordering Check reordering Check reordering services Checking accounts Checking accounts with multiple options Checking accounts with online banking access Checking and savings accounts Commercial Checking and Commercial Interest Checking Commercial Real Estate Loans and Business Term Loans Commercial and consumer loan origination Commercial loans and commercial real estate loans Commercial loans for business growth Commercial real estate financing Community Plus Checking and Basic Checking accounts Construction financing Consumer Credit Center access Consumer loans for vehicles, appliances, and major purchases Consumer loans with loan officer consultation Credit card and debit card processing for businesses Credit cards Credit cards with rewards program Customer education resources Debit and credit cards with lost/stolen card support Debit card alerts and monitoring Debit cards including Rewards Plus Debit Card with contactless payment Debit cards with PIN management Deposit products Digital Banking platform for remote account management Digital banking improvements and enhancements Digital banking, mobile check deposit, Zelle, and online account opening Digital wallet services Direct deposit services Direct deposit setup Drive-thru banking services E-statements enrollment E-statements for online account statement access and storage Electronic statements Equipment financing loans Escrow services FDIC deposit insurance FDIC deposit insurance coverage FDIC insured deposits FDIC-insured checking and savings accounts FDIC-insured deposit accounts FSB Alerts for account monitoring FSB Early Pay - early direct deposit access up to 2 days ahead Farm and ranch loans Farm and ranch loans with working capital lines Financial calculators Financial calculators and rate information Financial calculators for budgeting assistance Financial education and planning articles Forgot password and account recovery support Fraud alert notifications and scam prevention education Fraud prevention and security education Free Experian credit reports Free FICO score access General loan products HSA (Health Savings Accounts) Home Mortgage Loans and Home Equity Lines of Credit (HELOC) Home equity lines of credit (variable-rate) Home equity loans (fixed-rate) Home loans and construction loans Home loans and mortgage financing (Rocket Mortgage-powered) Home mortgage loans Home, Auto, Life, Health, Commercial, and Farm Insurance products IRAs and retirement accounts Identity theft protection education In-branch and phone customer service In-person banking at four locations Individual Retirement Accounts (IRAs) Individual Retirement Accounts (IRAs) and Health Savings Accounts (HSAs) Individual retirement accounts (IRAs) for personal and business use Insights financial management tool Instant issue debit cards Instant-issue debit cards Interactive Teller Machine (ITM) services Interest rate information Investment and retirement services Investment partnerships for long-term financial planning Kasasa Cash Back checking with 1.75% cash back rewards Kasasa Cash Checking with 5.00% APY Loan department services Loan officer services Loan payment processing Loan products Local banking services Long-term farm land loans Lost and stolen card reporting Lost or stolen debit card reporting (24/7 hotline) Lost or stolen debit/ATM card reporting (866-657-0647) Lot and land loans MasterCard debit cards and Visa gift cards Mobile app with check deposit capture Mobile banking (FSBig on Mobile app) Mobile banking app Mobile banking app (iOS/Android with existing login credentials) Mobile banking app and mobile wallet Mobile banking app for balance checks, transactions, transfers, and bill payments Mobile banking app with Tap2Local payment processing Mobile banking app with mobile check deposit Mobile banking application Mobile banking applications Mobile banking apps (iOS and Android) Mobile banking help center with FAQs Mobile banking via text, mobile web, and mobile app Mobile banking with deposit capture Mobile banking with remote check deposit Mobile check deposit via KeysBank app Mobile deposits and ATM deposits Mobile fund transfers and balance inquiries Money Market Accounts, Statement Savings, IRAs, and CDs Money market accounts Monthly account statements (email, online paperless, or paper via USPS) Mortgage Loans for home purchase Mortgage advisory services Mortgage lending Mortgage lending and home purchase financing Mortgage lending for home purchase and refinance (E-Z Mortgage program) Mortgage lending with personalized advisory Mortgage loans Mortgage loans (home purchase and refinance) Mortgage loans (purchase and refinance) Mortgage loans and home financing Mortgage loans and refinancing Mortgage loans for home purchase and refinance Mortgage services Multi-account management tools Multiple checking account options Night depository access No Charge Checking, Regular Checking, and Interest Checking accounts Notary services Online account enrollment and access Online account enrollment and password recovery Online account opening available 24/7 Online banking Online banking account access Online banking and bill pay Online banking and mobile banking Online banking and mobile banking (FSB Mobile app) Online banking enrollment Online banking enrollment and account management Online banking enrollment and digital access Online banking platform Online banking platform with login and enrollment Online banking platform with username enrollment Online banking portal with 24/7 access Online banking portal with login access Online banking with bill pay Online banking with login access Online banking with user ID login and enrollment Online bill pay (unlimited, free transactions) Online digital banking platform Overdraft services Password reset and account recovery Person-to-Person (P2P) payments Person-to-person (P2P) payment transfers Personal Checking Accounts (FSBPremier, FSBStudent, FSBChecking, FSBPlus) Personal Checking Accounts with digital access Personal Loans and Auto Loans (including Quilo lending platform) Personal Savings Accounts and Money Market Accounts Personal and Business Credit Cards Personal and auto loans Personal and business loan products Personal banking Personal checking accounts Personal checking accounts (First Plus, First Plus Gold, Super NOW, E-Banking) Personal checking accounts (Kasasa Cash, Tiger Club, Interest NOW, Freedom 55, Carefree, College, Teen) Personal checking accounts (standard and interest-bearing) Personal checking accounts with online access Personal checking accounts with online banking Personal checking and savings accounts Personal credit cards Personal lending products Personal loans Personal loans and Personal Term Loans Personal loans and auto loans Personal loans and unsecured loans Personal loans for various purposes Personal savings accounts Personal savings accounts and certificates of deposit (CDs) Personal savings and money market accounts Personalized financial counseling from local banking staff Personalized financial guidance from local officers Residential mortgage loans (purchase and refinance) Retirement accounts Reward Checking with unlimited ATM fee refunds nationwide SBA lending for small business startups and expansion Safe deposit boxes Safety deposit boxes Savings Accounts (personal and business) Savings accounts Savings accounts and Christmas Club savings accounts Savings accounts and deposit products Savings accounts including Christmas Club Savings Accounts Secure online contact forms for customer inquiries Security tips and online banking support Small Business Checking (basic and with interest options) Small business loans including SBA and USDA B&I loans Student Checking Account with good grade rewards Surcharge-free ATM access through Allpoint Network (55,000 ATMs) Surcharge-free ATM network (14 locations) Tele-bank phone banking services Telebanking (phone banking) Telephone banking (24/7) Treasury Management including Online Banking, ACH Services, Check Positive Pay, and Remote Deposit Capture Trust services User guides and reference materials for online banking Value Checking accounts Video call banking Visa check cards Wire transfers Wire transfers and electronic funds transfer e-Statements (newly upgraded platform) eAlerts and account notifications eStatement online access eStatements and account management

Strengths

  • +FDIC insured — deposits protected up to $250,000
  • +Local community bank with personal service
  • +FDIC-insured deposits backed by full faith and credit of U.S. Government
  • +FDIC-insured deposits backed by full faith and credit of the U.S. Government
  • +FDIC-insured deposits backed by U.S. Government guarantee

Things to Consider

  • Limited geographic footprint (Kentucky and Southern Indiana only) compared to national banks
  • Website lacks specific information about account fees, minimum balances, or interest rates on checking/savings accounts
  • No mention of credit card products, overdraft protection details, or mobile banking capabilities
  • Loan approval criteria, terms, and rates not transparently published on website

Company Details

Founded
1903
Headquarters
Irvington, KY

All First State Bank Locations by State

AR(2 locations)

First State Bank

Lonoke, AR residents find banking services at First State Bank on 101 S Center St. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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First State Bank

Russellville, AR's First State Bank branch at 3103 E Main St provides local banking services to residents and businesses. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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FL(1 location)

First State Bank

First State Bank's Key West, FL location at 1201 Simonton St offers banking services to the island community. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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GA(1 location)

First State Bank

Wrens, GA branch of First State Bank located at 300 E Broad St provides banking services to the community. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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IA(6 locations)

First State Bank

Belmond, IA's First State Bank at 304 E Main St offers local banking services and financial products to residents in the Belmond community. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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First State Bank

Britt, IA's First State Bank branch at 183 Main Ave N offers personal and business banking. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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First State Bank

Lynnville, IA residents bank at First State Bank's branch located on 413 East St. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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First State Bank

Nashua's First State Bank branch at 401 Main St offers personal and business banking services to local customers. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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First State Bank

Stuart, IA's First State Bank branch at 215 N Division St offers in-person banking services to the local community. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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First State Bank

Webster City, IA's First State Bank at 505 2Nd St offers convenient retail banking services to the local community. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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IL(1 location)

First State Bank

Mendota's First State Bank branch at 706 Washington St offers full-service banking for IL residents and local businesses. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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KY(1 location)

First State Bank

Irvington, KY residents can access First State Bank at 240 N 1St St, a standalone branch offering local banking services. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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MI(1 location)

First State Bank

Eastpointe, MI's First State Bank branch on East 9 Mile Road offers personal and business banking services with convenient local access. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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MS(1 location)

First State Bank

Waynesboro, MS First State Bank at 708 Azalea Dr provides accessible banking services in this Pike County community. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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ND(1 location)

First State Bank

Buxton, ND residents can access First State Bank at 423 Broadway for personal and business banking services. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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NE(4 locations)

First State Bank

Farnam, NE branch of First State Bank at 222 Main St serves local banking needs for Northeast Nebraska residents. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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First State Bank

Hordville, NE's First State Bank branch at 201 Main St offers personal and business banking services for local residents. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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First State Bank

Loomis, NE's First State Bank branch at 211 Commercial St offers local banking services. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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First State Bank

Randolph, NE's First State Bank branch at 102 E Broadway St offers banking services to the local community. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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NM(1 location)

First State Bank

At 103 Manzanares Ave E, First State Bank in Socorro, NM provides banking services for the local community. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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OH(1 location)

First State Bank

Winchester, OH's First State Bank at 19230 State Route 136 offers convenient branch banking services. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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OK(5 locations)

First State Bank

Anadarko's First State Bank at 102 W Main St delivers banking services to Woodward County residents in OK. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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First State Bank

Noble, OK's First State Bank branch at 102 N Main St serves local banking needs. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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First State Bank

Tahlequah, OK's First State Bank branch at 1111 S Muskogee Ave offers in-person banking services to local residents. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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First State Bank

Valliant, OK's First State Bank branch at 106 N Dalton St provides essential banking services to the community. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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First State Bank

Watonga's First State Bank at 321 W Main St offers reliable local banking services. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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TX(8 locations)

First State Bank

Athens, TX's First State Bank at 130 E Corsicana Street offers downtown banking services. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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First State Bank

Clute's First State Bank branch offers banking services at 200 Brazosport Blvd N in Clute, TX. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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First State Bank

First State Bank's Gainesville, TX branch at 801 E California St provides full-service banking for the local community. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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First State Bank

Junction, TX's First State Bank at 601 College St provides banking and ATM access to residents and local businesses. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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First State Bank

Paint Rock, TX residents can access banking services at First State Bank's 245 W Moss St location. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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First State Bank

Shallowater's First State Bank at One Commerce Park, TX offers banking services to the local community. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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First State Bank

Spearman, TX banking at First State Bank on Ne Court St provides local financial services. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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First State Bank

Stratford, TX's First State Bank branch at 302 North Main Street serves the local community with deposit, withdrawal, and account services. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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WI(1 location)

First State Bank

New London, WI First State Bank at 220 W Waupaca St provides local banking and financial services for residents and businesses. This First State Bank listing is part of the CreditDoc directory. Review pricing, refund policy, licensing, and public complaint context on the full profile before contacting the branch. Every First State Bank location links back to a full CreditDoc review with sourced fields.

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Frequently Asked Questions About First State Bank

What services does First State Bank offer?

First State Bank provides consumer and commercial banking services including deposit accounts, loans, and standard financial products through its branch network.

Where are First State Bank locations located?

First State Bank operates 35 branches across multiple states, with primary presence in Oklahoma, Texas, and Iowa.

Is First State Bank FDIC insured?

Yes, as a federally regulated bank, First State Bank deposits are protected by FDIC insurance up to the applicable limit per depositor, per insured bank.

About this First State Bank page: CreditDoc aggregates public location, contact, and rating data for First State Bank across the United States. Each location links to a full CreditDoc profile with sourced fields, BBB rating context, and public complaint signals from the Consumer Financial Protection Bureau where available. Compare First State Bank listings side by side with peer providers in the same category before contacting a specific branch.

How to use this brand hub: Use the state-grouped locations above to jump to a specific First State Bank branch near you. Every branch profile shows what services are offered, whether the location is licensed, and how it compares to peer providers in the same city. When comparing brands, look for consistency in pricing disclosure, service listings, refund policies, and licensing across every branch — brand-level consistency is a strong signal of a well-run provider.

Data sourcing: Location addresses, contact numbers, and website URLs are collected from provider disclosures. BBB rating and accreditation status come from the Better Business Bureau. Google rating and review-count signals are shown only where at least one stored review is available. Public complaint context comes from the CFPB Consumer Complaint Database. All fields on the underlying profile pages are dated and sourced.

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