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Lonoke, AR residents find banking services at First State Bank on 101 S Center St.
Data compiled from public sources
First State Bank operates a full-service branch at 101 S Center St in Lonoke, AR. This downtown location serves the heart of Lonoke's business community. The branch operates as a standalone facility open to both personal and business customers.
At this Lonoke branch, First State Bank provides a full range of banking services including personal checking and savings accounts, loan products, and business banking solutions. Customers can visit the branch at 101 S Center St to discuss their financial needs with available staff. Those looking for specific information about services or account options can stop by during business hours.
For residents seeking reliable banking services, First State Bank's branch in downtown Lonoke provides convenient access to personal and business banking. Remember to bring a valid ID when opening accounts or conducting transactions. This location serves as a reported banking resource for the Lonoke community.
This is state-level context for Banks consumers in Lonoke, AR. It does not confirm that First State Bank or this specific location is licensed.
State regulator
Arkansas Securities Department
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
First State Bank offers 12 services including Personal checking accounts, Personal savings accounts, Small Business Checking (basic and with interest options), Business Analysis Checking for high-volume operations, Mobile banking app (iOS/Android with existing login credentials), and 7 more.
First State Bank has profile signals associated with Small business owners with modest transaction volume seeking simple, low-cost checking without excessive fees, Local community members preferring relationship-based banking with branch access in First State Bank service areas, Business customers using QuickBooks or other accounting software who need direct statement integration, Individuals wanting fraud prevention features like debit card controls with mobile banking convenience.
Key strengths: Unlimited free bill pay to all personal and business account types; Business accounts include QuickBooks and Money Management software integration for statement downloads; Small Business Checking available with just $100 minimum deposit and $8/month maintenance fee. Areas to consider: Small Business Checking with Interest requires $2,500 minimum deposit (significantly higher barrier than basic checking); Monthly balance requirement fees ($8-$12.50) apply if minimum daily balances not maintained on most accounts.
In the Banks category, comparable providers include Anstaff Bank, Arvest Bank, Bank Ozk. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
First State Bank is profile signals for small business owners and community-minded personal customers seeking straightforward deposit accounts with reasonable fee structures and mobile access, particularly those using accounting software integration. The main caveat is that specific product rates, loan terms, and detailed fee schedules are not available on their website, requiring direct customer contact to evaluate actual costs and terms before account opening.
Anstaff Bank is a traditional bank operating since 1931, offering personal and business banking services including online bill pay, Zelle money transfers, and account management.
Profile signals: Customers seeking a traditional bank with physical branch locations and online convenience, Small business owners needing dedicated business banking and credit card services
Arvest Bank is a community-based financial institution serving Arkansas, Kansas, Missouri, and Oklahoma with checking, savings, mortgages, business services, and wealth management solutions.
Profile signals: Residents of Arkansas, Kansas, Missouri, or Oklahoma seeking comprehensive local banking relationships, Small to mid-sized businesses needing integrated cash management and receivables solutions
Bank OZK is a full-service bank offering personal and business banking, mortgages, and wealth management with 24/7 online and mobile banking access.
Profile signals: Customers seeking 24/7 digital banking access with competitive CD rates, Agricultural businesses and associations needing listed lending services
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