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First State Bank in Russellville, AR

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Russellville, AR's First State Bank branch at 3103 E Main St provides local banking services to residents and businesses.

Data compiled from public sources

First State Bank Review

The First State Bank branch in Russellville, AR is located at 3103 E Main St, operating as a standalone facility serving the local community. This branch provides convenient access to banking services for Russellville residents and area businesses. Contact the branch directly to confirm current hours of operation.

At this Russellville location, customers can access standard banking services including account management, deposits, and lending products. The branch team is available to help with personal and business banking needs. Stop by the First State Bank branch on E Main St to speak with a banker about your financial goals.

If you're a Russellville, AR resident looking for reliable local banking, this First State Bank location provides a personal touch to your banking experience. Bring a valid ID when opening an account or conducting major transactions. The bank is committed to serving the financial needs of the Russellville community.

Services & Features

24/7 ATM access
Card Suite Lite debit card security features
Check reordering
Checking accounts with online banking access
Drive-thru banking services
Fraud prevention and security education
Instant issue debit cards
Interactive Teller Machine (ITM) services
Mortgage loans for home purchase and refinance
Online account opening available 24/7
Online banking enrollment
Savings accounts including Christmas Club Savings Accounts

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC-insured accounts backed by full faith and credit of U.S. Government
  • Multiple branch locations with extended drive-thru hours (7 a.m.-7 p.m. weekdays)
  • 24/7 ATM access at all locations plus Interactive Teller Machine technology
  • Online account opening available anytime for convenience
  • Instant issue debit cards available in minutes at any branch location
  • Dedicated mortgage department with listed lending support
  • listed savings products like Christmas Club Savings Accounts for goal-based saving
  • Local branch managers and personalized customer service at each location

Cons

  • No interest rates, fees, or account minimum information disclosed on website
  • Limited geographic service area restricted to central Arkansas (no national presence)
  • No details provided about checking account features, rewards, or APY rates
  • Limited mortgage product information (no specific loan types, rates, or terms listed)
  • No comparison tools or calculators to help customers evaluate accounts

State Consumer Finance Context

This is state-level context for Banks consumers in Russellville, AR. It does not confirm that First State Bank or this specific location is licensed.

State regulator

Arkansas Securities Department

Key state rules to check

  • The Arkansas Constitution (Amendment 89) caps interest at 17% above the federal discount rate.
  • Payday lending is effectively banned under the constitutional usury cap.
  • Check-cashers must be licensed but cannot offer deferred deposit loans.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First State Bank offer?

First State Bank offers 12 services including Checking accounts with online banking access, Savings accounts including Christmas Club Savings Accounts, Online account opening available 24/7, Mortgage loans for home purchase and refinance, Instant issue debit cards, and 7 more.

What profile signals are listed for First State Bank?

First State Bank has profile signals associated with Central Arkansas residents seeking traditional FDIC-insured community banking, Homebuyers in the Russellville and Fayetteville areas needing mortgage financing, Customers preferring in-person banking relationships and local branch access, Savers looking for specialty accounts like Christmas Club with goal-based features.

What are the strengths and weaknesses of First State Bank?

Key strengths: FDIC-insured accounts backed by full faith and credit of U.S. Government; Multiple branch locations with extended drive-thru hours (7 a.m.-7 p.m. weekdays); 24/7 ATM access at all locations plus Interactive Teller Machine technology. Areas to consider: No interest rates, fees, or account minimum information disclosed on website; Limited geographic service area restricted to central Arkansas (no national presence).

How does First State Bank compare to similar companies?

In the Banks category, comparable providers include Anstaff Bank, Arvest Bank, Bank Ozk. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1934
Headquarters
Russellville, AR
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #13632
Visit First State Bank

CreditDoc Profile Note

Research Note on First State Bank

First State Bank is profile signals for central Arkansas residents seeking traditional community banking with FDIC insurance, local branch relationships, and extended service hours. The main caveat is the lack of listed pricing information (rates, fees, minimums) on their website, requiring customers to contact branches directly to compare account features and loan terms with competitors.

Profile Signals

  • Central Arkansas residents seeking traditional FDIC-insured community banking
  • Homebuyers in the Russellville and Fayetteville areas needing mortgage financing
  • Customers preferring in-person banking relationships and local branch access
  • Savers looking for specialty accounts like Christmas Club with goal-based features
Updated 2026-05-08

Similar Companies

Anstaff Bank logo

Anstaff Bank

Anstaff Bank is a traditional bank operating since 1931, offering personal and business banking services including online bill pay, Zelle money transfers, and account management.

BBB: NR

Profile signals: Customers seeking a traditional bank with physical branch locations and online convenience, Small business owners needing dedicated business banking and credit card services

Arvest Bank logo

Arvest Bank

Arvest Bank is a community-based financial institution serving Arkansas, Kansas, Missouri, and Oklahoma with checking, savings, mortgages, business services, and wealth management solutions.

BBB: NR

Profile signals: Residents of Arkansas, Kansas, Missouri, or Oklahoma seeking comprehensive local banking relationships, Small to mid-sized businesses needing integrated cash management and receivables solutions

Bank Ozk logo

Bank Ozk

Bank OZK is a full-service bank offering personal and business banking, mortgages, and wealth management with 24/7 online and mobile banking access.

BBB: NR

Profile signals: Customers seeking 24/7 digital banking access with competitive CD rates, Agricultural businesses and associations needing listed lending services

Compare Your Needs With First State Bank

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Quick Summary

  • First State Bank is listed as a Banks provider in Russellville, AR on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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