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First State Bank in Valliant, OK

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Valliant, OK's First State Bank branch at 106 N Dalton St provides essential banking services to the community.

Data compiled from public sources

First State Bank Review

First State Bank operates a full-service branch at 106 N Dalton St in downtown Valliant, OK. This community-focused location serves as the banking hub for Valliant residents and businesses, offering convenient access to essential financial services.

At the Valliant branch, customers can access deposit accounts, loan services, and personal banking support. For specific inquiries about account options or services available at this location, visit in person to discuss your banking needs.

Whether you're opening an account, applying for a loan, or managing your finances, First State Bank's Valliant location provides personalized service to meet your banking goals. Bring your ID and relevant financial documents to streamline your visit.

Services & Features

ATM fee reimbursement program
Account switch kit for transferring from competitor banks
Business loans for entrepreneurs and small business owners
Debit card alerts and monitoring
FDIC-insured checking and savings accounts
Kasasa Cash Back checking with 1.75% cash back rewards
Lost or stolen debit/ATM card reporting (866-657-0647)
Mobile app with check deposit capture
Mobile fund transfers and balance inquiries
Online banking enrollment and account management
Personal loans for various purposes
Tele-bank phone banking services

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC-insured deposits backed by U.S. Government listed refund term
  • Kasasa Cash Back checking account pays 1.75% cash back with ATM fee refunds
  • Mobile check deposit capture available through mobile app
  • Free mobile app for deposits, transfers, and balance checks
  • Multiple local branch locations with dedicated tele-bank line for customer service
  • FSB Switch Kit available to simplify account transfers from competitors
  • Debit card alerts to monitor account activity in real-time

Cons

  • Limited geographic availability restricted to three small Oklahoma towns (Valliant, Idabel, Hochatown)
  • No specific information provided about savings account rates, CD rates, or loan APR ranges
  • Limited online presence with minimal detail about loan qualification requirements or terms

State Consumer Finance Context

This is state-level context for Banks consumers in Valliant, OK. It does not confirm that First State Bank or this specific location is licensed.

State regulator

Oklahoma Department of Consumer Credit

Key state rules to check

  • Payday loans (deferred deposit lending) capped at $500 with tiered fees: $15 per $100 on first $300, $10 per $100 on balance.
  • Maximum loan term is 12-45 days.
  • Borrowers may not have more than two outstanding payday loans at once.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First State Bank offer?

First State Bank offers 12 services including FDIC-insured checking and savings accounts, Kasasa Cash Back checking with 1.75% cash back rewards, ATM fee reimbursement program, Online banking enrollment and account management, Mobile app with check deposit capture, and 7 more.

What profile signals are listed for First State Bank?

First State Bank has profile signals associated with Residents of Valliant, Idabel, or Hochatown, Oklahoma seeking local banking relationships, Consumers prioritizing FDIC insurance protection and community bank customer service, Small business owners in southeastern Oklahoma needing local lending relationships.

What are the strengths and weaknesses of First State Bank?

Key strengths: FDIC-insured deposits backed by U.S. Government listed refund term; Kasasa Cash Back checking account pays 1.75% cash back with ATM fee refunds; Mobile check deposit capture available through mobile app. Areas to consider: Limited geographic availability restricted to three small Oklahoma towns (Valliant, Idabel, Hochatown); No specific information provided about savings account rates, CD rates, or loan APR ranges.

How does First State Bank compare to similar companies?

In the Banks category, comparable providers include All America Bank, All Capital Bank, American Bank and Trust Company. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1911
Headquarters
Valliant, OK
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #12757
Visit First State Bank

CreditDoc Profile Note

Research Note on First State Bank

First State Bank is profile signals for consumers in southeastern Oklahoma (Valliant, Idabel, Hochatown area) who value FDIC-insured deposits, local relationships, and cash back checking rewards. The primary caveat is that this bank's service area is geographically limited to three small towns, making it inaccessible for consumers comparing profile details outside this region.

Profile Signals

  • Residents of Valliant, Idabel, or Hochatown, Oklahoma seeking local banking relationships
  • Consumers prioritizing FDIC insurance protection and community bank customer service
  • Small business owners in southeastern Oklahoma needing local lending relationships
Updated 2026-05-08

Similar Companies

All America Bank logo

All America Bank

Community bank serving Oklahoma since 1927, offering personal and business banking, lending, and deposit products with rate claims to verify and local relationship-based service.

BBB: NR

Profile signals: Oklahoma residents seeking competitive deposit rates with local relationship banking, Small business owners and agricultural enterprises in Oklahoma needing relationship-based lending

All Capital Bank logo

All Capital Bank

All Capital Bank is a community-focused bank serving Locust Grove, OK since 1949, offering personal banking, business solutions, and loan products with emphasis on local community support.

BBB: NR

Profile signals: Locust Grove, Oklahoma residents seeking community-oriented banking with local relationship focus, Small to medium-sized local businesses needing scalable banking and lending solutions

American Bank and Trust Company logo

American Bank and Trust Company

Oklahoma-based community bank offering personal and commercial checking, savings, CDs, IRAs, loans, and trust services since 1971.

BBB: NR

Profile signals: Oklahoma-based business owners seeking commercial banking and trade finance services, Customers who value in-person relationships and local community banking over digital convenience

Compare Your Needs With First State Bank

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Quick Summary

  • First State Bank is listed as a Banks provider in Valliant, OK on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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