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First State Bank logo

First State Bank in Loomis, NE

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Loomis, NE's First State Bank branch at 211 Commercial St offers local banking services.

Data compiled from public sources

First State Bank Review

First State Bank's Loomis branch at 211 Commercial St serves the local community with in-person banking. This standalone location in Loomis, NE is easily accessible for residents. While specific hours are not published online, you can contact the branch directly to confirm availability.

At this Loomis location, you can access personal and business banking services, including account opening, deposits, withdrawals, and financial consultations. The team at the Loomis, NE branch is ready to help with your banking needs.

For Loomis residents looking for local banking, this First State Bank branch provides convenient access. Remember to bring your ID and relevant documents when visiting. The branch is committed to serving the Loomis community with personalized attention.

Services & Features

Agricultural loans
Branch services at Loomis, Alma, Bertrand, and Axtell locations
Business banking and commercial services
Business loan products
Digital banking improvements and enhancements
Loan officer services
Mobile banking application
Mortgage loans (home purchase and refinance)
Online banking platform
Personal checking accounts
Savings accounts
Surcharge-free ATM access through Allpoint Network (55,000 ATMs)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC-insured deposits backed by full faith and credit of the U.S. Government
  • Access to 55,000 ATMs with listed network fee context worldwide through Allpoint Network
  • Four branch locations across Nebraska communities (Loomis, Alma, Bertrand, Axtell)
  • listed agricultural loan services supporting farm customers
  • Over 70 years of consistent family ownership by the Lauritzen family
  • Named, accessible bank officers at each branch with NMLS credentials
  • Continuous digital banking improvements with online and mobile platforms

Cons

  • Limited geographic footprint restricted to rural Nebraska areas only
  • Small community bank structure may lack rate claims to verify compared to national banks
  • Limited product breadth typical of regional banks versus large financial institutions
  • Website content does not disclose specific checking/savings account features, fees, or rate information
  • Technology capabilities and digital tools likely lag behind fintech and major banks

State Consumer Finance Context

This is state-level context for Banks consumers in Loomis, NE. It does not confirm that First State Bank or this specific location is licensed.

State regulator

Nebraska Department of Banking and Finance

Key state rules to check

  • Initiative 428 (2020) capped payday and similar short-term loans at 36% APR.
  • The general usury cap is 16% for most consumer loans.
  • Licensed delayed deposit services must comply with the 36% APR cap.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First State Bank offer?

First State Bank offers 12 services including Personal checking accounts, Savings accounts, Mortgage loans (home purchase and refinance), Agricultural loans, Business banking and commercial services, and 7 more.

What profile signals are listed for First State Bank?

First State Bank has profile signals associated with Rural Nebraska farmers and agricultural business owners needing listed lending, Small-town residents prioritizing personal relationships and local decision-making, Customers seeking traditional community banking with stable, accessible leadership, Individuals valuing multi-generational family-owned bank stewardship.

What are the strengths and weaknesses of First State Bank?

Key strengths: FDIC-insured deposits backed by full faith and credit of the U.S. Government; Access to 55,000 ATMs with listed network fee context worldwide through Allpoint Network; Four branch locations across Nebraska communities (Loomis, Alma, Bertrand, Axtell). Areas to consider: Limited geographic footprint restricted to rural Nebraska areas only; Small community bank structure may lack rate claims to verify compared to national banks.

How does First State Bank compare to similar companies?

In the Banks category, comparable providers include American Exchange Bank, Bank of the Valley, Banner Capital Bank. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1945
Headquarters
Loomis, NE
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #16333
Visit First State Bank

CreditDoc Profile Note

Research Note on First State Bank

First State Bank is profile signals for rural Nebraska customers and agricultural businesses seeking traditional community banking with personal relationships and local ownership. The main caveat is geographic limitation—the four-branch footprint is restricted to rural Nebraska, making this unsuitable for customers outside these areas or those needing national reach and modern fintech capabilities.

Profile Signals

  • Rural Nebraska farmers and agricultural business owners needing listed lending
  • Small-town residents prioritizing personal relationships and local decision-making
  • Customers seeking traditional community banking with stable, accessible leadership
  • Individuals valuing multi-generational family-owned bank stewardship
Updated 2026-05-08

Similar Companies

American Exchange Bank logo

American Exchange Bank

American Exchange Bank is a community bank based in Nebraska serving the Elmwood and Eagle areas since 1889, offering traditional banking services including checking, savings, and online banking.

BBB: NR

Profile signals: Residents of Elmwood or Eagle, Nebraska seeking local banking relationships, Customers who prefer community banks over national institutions

Bank of the Valley logo

Bank of the Valley

Community bank serving Nebraska with personal, agricultural, and business banking across 7 locations. Offers checking, savings, loans, and digital banking services.

BBB: NR

Profile signals: Small business owners and farmers in Nebraska seeking relationship banking, Local residents in Bellwood, David City, Platte Center, Columbus, Humphrey, and Schuyler seeking community banking

Banner Capital Bank logo

Banner Capital Bank

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: Local banking with personal service, Review this provider profile and compare source-linked details before choosing what to do next.

Compare Your Needs With First State Bank

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Quick Summary

  • First State Bank is listed as a Banks provider in Loomis, NE on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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