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First State Bank in Spearman, TX

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Spearman, TX banking at First State Bank on Ne Court St provides local financial services.

Data compiled from public sources

First State Bank Review

The First State Bank location in Spearman, TX sits at 1 Ne Court St in the heart of downtown. This branch provides full banking services to the local community. While specific hours aren't publicly listed, you can call ahead to confirm times.

At the Spearman branch, First State Bank offers a range of services including deposits, withdrawals, account management, and more. Contact the location directly to learn about current services available at this Spearman, TX branch.

For Spearman residents needing local banking, First State Bank provides neighborhood access without traveling to larger regional centers. Bring your ID and account information for any in-person transactions. The bank is conveniently situated for downtown Spearman visitors and business professionals.

Services & Features

Business banking
Checking accounts
FDIC insured deposits
Mortgage lending
Personal loans
Savings accounts

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC insured — deposits protected up to $250,000
  • Established in 1917
  • Local community bank with personal service
  • 2 locations

Cons

  • Website currently inaccessible to consumers and researchers, preventing verification of services and offerings
  • Unable to confirm current operational status, product details, or service terms due to access restrictions
  • No accessible information available to evaluate competitive advantages, fees, rates, or customer support availability

State Consumer Finance Context

This is state-level context for Banks consumers in Spearman, TX. It does not confirm that First State Bank or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First State Bank offer?

First State Bank offers 6 services including Checking accounts, Savings accounts, Personal loans, Mortgage lending, Business banking, and 1 more.

What profile signals are listed for First State Bank?

First State Bank has profile signals associated with Local banking with personal service, FDIC-insured deposits, Small business banking.

What are the strengths and weaknesses of First State Bank?

Key strengths: FDIC insured — deposits protected up to $250,000; Established in 1917; Local community bank with personal service. Areas to consider: Website currently inaccessible to consumers and researchers, preventing verification of services and offerings; Unable to confirm current operational status, product details, or service terms due to access restrictions.

How does First State Bank compare to similar companies?

In the Banks category, comparable providers include Credit Human | Park Ten Financial Health Center, PECU, SouthStar Bank Austin Loan Office. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1917
Headquarters
Spearman, TX
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #1218
Visit First State Bank

CreditDoc Profile Note

Research Note on First State Bank

First State Bank cannot be accurately profiled at this time due to website access restrictions preventing verification of company operations and services. Consumers seeking banking products should contact the institution directly or consult alternative verified sources such as regulatory filings or financial databases until website access is restored.

Profile Signals

  • Local banking with personal service
  • FDIC-insured deposits
  • Small business banking
Updated 2026-05-08

Similar Companies

Credit Human | Park Ten Financial Health Center logo

Credit Human | Park Ten Financial Health Center

Credit Human is a credit union offering checking, savings, loans, and investment products with rate claims to verify and zero-fee checking accounts.

4.9/5

Google rating from 54 reviews

BBB: NR

Profile signals: Members seeking fee-free checking and savings with rate claims to verify, Homebuyers interested in down-payment-free mortgage options

PECU logo

PECU

PECU is a member-owned, not-for-profit credit union in Austin, TX offering full-service banking including checking, savings, loans, and credit cards with rewards programs.

4.9/5

Google rating from 225 reviews

BBB: NR

Profile signals: Austin-area residents seeking rewards-based checking with cash back on everyday spending categories, Credit union members who value not-for-profit structure and member ownership over corporate banking

SouthStar Bank Austin Loan Office logo

SouthStar Bank Austin Loan Office

SouthStar Bank is a Texas-based community bank serving the state since 1920, offering personal and commercial banking with locally-made loan decisions.

5.0/5

Google rating from 8 reviews

BBB: NR

Profile signals: Texas-based small business owners seeking SBA or commercial construction financing with local decision-makers, Homebuilders and real estate developers needing spec home loans and construction financing

Compare Your Needs With First State Bank

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Quick Summary

  • First State Bank is listed as a Banks provider in Spearman, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

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