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First State Bank in Farnam, NE

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Farnam, NE branch of First State Bank at 222 Main St serves local banking needs for Northeast Nebraska residents.

Data compiled from public sources

First State Bank Review

First State Bank's Farnam, NE location is situated at 222 Main St in the center of this rural Harlan County community. As a full-service bank branch, this standalone office provides Farnam residents direct access to in-person banking services. While specific hours are not publicly listed online, visitors are encouraged to call ahead or stop by during typical business hours to confirm availability.

This Farnam branch offers standard banking services including account opening, loan applications, and cash deposits and withdrawals. For account inquiries or to schedule an appointment, Farnam residents should contact the branch directly. The team at this location can assist with personal and business banking needs typical to rural Northeast Nebraska communities.

For Farnam residents seeking convenient local banking, First State Bank's downtown location puts essential services within walking distance of Main St. Bring a valid ID and recent address verification for account services. This branch serves as a reported banking option for the Farnam community.

Services & Features

Business banking
Checking accounts
FDIC insured deposits
Mortgage lending
Personal loans
Savings accounts

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC insured — deposits protected up to $250,000
  • Established in 1904
  • Local community bank with personal service
  • 5 locations

Cons

  • Website currently inaccessible - prevents verification of services and terms
  • Unable to confirm current interest rates, fees, or account offerings
  • No verifiable information about branch locations or service area

State Consumer Finance Context

This is state-level context for Banks consumers in Farnam, NE. It does not confirm that First State Bank or this specific location is licensed.

State regulator

Nebraska Department of Banking and Finance

Key state rules to check

  • Initiative 428 (2020) capped payday and similar short-term loans at 36% APR.
  • The general usury cap is 16% for most consumer loans.
  • Licensed delayed deposit services must comply with the 36% APR cap.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First State Bank offer?

First State Bank offers 6 services including Checking accounts, Savings accounts, Personal loans, Mortgage lending, Business banking, and 1 more.

What profile signals are listed for First State Bank?

First State Bank has profile signals associated with Local banking with personal service, FDIC-insured deposits, Small business banking.

What are the strengths and weaknesses of First State Bank?

Key strengths: FDIC insured — deposits protected up to $250,000; Established in 1904; Local community bank with personal service. Areas to consider: Website currently inaccessible - prevents verification of services and terms; Unable to confirm current interest rates, fees, or account offerings.

How does First State Bank compare to similar companies?

In the Banks category, comparable providers include American Exchange Bank, Bank of the Valley, Banner Capital Bank. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1904
Headquarters
Farnam, NE
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #12244
Visit First State Bank

CreditDoc Profile Note

Research Note on First State Bank

Cannot recommend without verified information. The website access error prevents confirmation of this company's current services, legitimacy, and offerings. Consumers should contact the bank directly or verify through regulatory databases (FDIC, state banking regulators) before opening accounts.

Profile Signals

  • Local banking with personal service
  • FDIC-insured deposits
  • Small business banking
Updated 2026-05-08

Similar Companies

American Exchange Bank logo

American Exchange Bank

American Exchange Bank is a community bank based in Nebraska serving the Elmwood and Eagle areas since 1889, offering traditional banking services including checking, savings, and online banking.

BBB: NR

Profile signals: Residents of Elmwood or Eagle, Nebraska seeking local banking relationships, Customers who prefer community banks over national institutions

Bank of the Valley logo

Bank of the Valley

Community bank serving Nebraska with personal, agricultural, and business banking across 7 locations. Offers checking, savings, loans, and digital banking services.

BBB: NR

Profile signals: Small business owners and farmers in Nebraska seeking relationship banking, Local residents in Bellwood, David City, Platte Center, Columbus, Humphrey, and Schuyler seeking community banking

Banner Capital Bank logo

Banner Capital Bank

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: Local banking with personal service, Review this provider profile and compare source-linked details before choosing what to do next.

Compare Your Needs With First State Bank

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Quick Summary

  • First State Bank is listed as a Banks provider in Farnam, NE on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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