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First State Bank in Paint Rock, TX

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Paint Rock, TX residents can access banking services at First State Bank's 245 W Moss St location.

Data compiled from public sources

First State Bank Review

First State Bank operates a branch at 245 W Moss St in Paint Rock, TX, serving the banking needs of this close-knit Texas community. The standalone branch provides residents with in-person access to traditional banking services without requiring a trip to a larger city.

Customers visiting the Paint Rock location can handle deposits, withdrawals, account inquiries, and personal finance services. For specific information about service hours and availability at this Paint Rock, TX branch, contacting the branch directly is recommended to confirm current operating times.

Paint Rock residents using First State Bank should bring valid government-issued identification for account services. Having a local banking option helps community members manage finances conveniently within Paint Rock.

Services & Features

Business checking accounts
Business debit cards
Business savings accounts
Certificates of deposit (CDs)
Customer education resources
Financial calculators
Loan products
Mobile banking with remote check deposit
Online banking
Personal checking accounts
Personal savings accounts
Safety deposit boxes

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Offers remote mobile check deposit capability directly from mobile devices
  • Provides 24/7 fraud support line (1-800-383-8000) for traveling cardholders
  • Multiple contact methods including two local phone numbers for accessibility
  • Explicit commitment to small business banking ("No business is too small")
  • Comprehensive account access across online, mobile, and physical locations
  • Includes safety deposit boxes and certificates of deposit (CDs) offerings
  • Publicly disclosed Community Reinvestment Act compliance information

Cons

  • Website lacks specific information on loan types, rates, terms, and eligibility requirements
  • Services and About pages return 404 errors, limiting listed product disclosure
  • No fee schedule, interest rate information, or APR disclosures visible on website
  • Limited geographic reach as a regional bank serving primarily Paint Rock, Texas area
  • No mention of FDIC insurance status or other regulatory certifications on main pages

State Consumer Finance Context

This is state-level context for Banks consumers in Paint Rock, TX. It does not confirm that First State Bank or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First State Bank offer?

First State Bank offers 12 services including Personal checking accounts, Personal savings accounts, Business checking accounts, Business savings accounts, Certificates of deposit (CDs), and 7 more.

What profile signals are listed for First State Bank?

First State Bank has profile signals associated with Small business owners in the Paint Rock, Texas area seeking personalized banking relationships, Local residents wanting community bank accounts with mobile and online access, Customers who value direct phone support and in-person branch relationships.

What are the strengths and weaknesses of First State Bank?

Key strengths: Offers remote mobile check deposit capability directly from mobile devices; Provides 24/7 fraud support line (1-800-383-8000) for traveling cardholders; Multiple contact methods including two local phone numbers for accessibility. Areas to consider: Website lacks specific information on loan types, rates, terms, and eligibility requirements; Services and About pages return 404 errors, limiting listed product disclosure.

How does First State Bank compare to similar companies?

In the Banks category, comparable providers include Credit Human | Park Ten Financial Health Center, PECU, SouthStar Bank Austin Loan Office. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1910
Headquarters
Paint Rock, TX
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #17775
Visit First State Bank

CreditDoc Profile Note

Research Note on First State Bank

First State Bank of Paint Rock is best suited for local Texas customers seeking traditional banking services with community bank personalization and mobile access. The primary caveat is the lack of detailed online transparency regarding specific product terms, rates, and fees—prospective customers must contact the bank directly to evaluate offerings and compare against other institutions.

Profile Signals

  • Small business owners in the Paint Rock, Texas area seeking personalized banking relationships
  • Local residents wanting community bank accounts with mobile and online access
  • Customers who value direct phone support and in-person branch relationships
Updated 2026-05-08

Similar Companies

Credit Human | Park Ten Financial Health Center logo

Credit Human | Park Ten Financial Health Center

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PECU logo

PECU

PECU is a member-owned, not-for-profit credit union in Austin, TX offering full-service banking including checking, savings, loans, and credit cards with rewards programs.

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Profile signals: Austin-area residents seeking rewards-based checking with cash back on everyday spending categories, Credit union members who value not-for-profit structure and member ownership over corporate banking

SouthStar Bank Austin Loan Office logo

SouthStar Bank Austin Loan Office

SouthStar Bank is a Texas-based community bank serving the state since 1920, offering personal and commercial banking with locally-made loan decisions.

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Profile signals: Texas-based small business owners seeking SBA or commercial construction financing with local decision-makers, Homebuilders and real estate developers needing spec home loans and construction financing

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Quick Summary

  • First State Bank is listed as a Banks provider in Paint Rock, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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