Part of the First State Bank chain · locations
First State Bank logo

First State Bank in Randolph, NE

No stored Google rating available.

Randolph, NE's First State Bank branch at 102 E Broadway St offers banking services to the local community.

Data compiled from public sources

First State Bank Review

First State Bank in Randolph, NE is located at 102 E Broadway St in the downtown area. The branch serves residents and businesses throughout Randolph with a range of banking solutions. While online hours listings are not available, you can reach the branch directly to confirm current operating times.

At the Randolph location, you'll find services including personal and business checking, savings accounts, and lending options for Randolph area customers. The team at this branch can discuss loan options and financial solutions tailored to the needs of Randolph residents.

Visit the Randolph branch during business hours with a valid government-issued ID and Social Security number to open accounts or access banking services. First State Bank is committed to serving the Randolph community with personal attention.

Services & Features

Bill pay services
Business checking and savings accounts
Cashier's checks and money orders
Direct deposit setup
Escrow services
Long-term farm land loans
Mobile banking app with mobile check deposit
Night depository access
Notary services
Online banking with login access
Personal checking and savings accounts
Safe deposit boxes
Wire transfers
eAlerts and account notifications

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Offers long-term farm land loans with advertised competitive interest rates, addressing rural agricultural lending needs
  • Provides mobile check deposit functionality through free mobile app for convenient banking
  • Includes comprehensive traditional banking services including safe deposit boxes, escrow, wire transfers, and notary services
  • Offers night depository access for business customers who need after-hours deposit options
  • Provides online banking with bill pay and eAlerts for account management and notifications
  • Local community bank with direct in-person service and relationship banking approach
  • Offers direct deposit setup and personal money orders for customer convenience

Cons

  • Single branch location in Randolph, Nebraska limits accessibility for customers outside the immediate area
  • Website provides minimal information about account types, interest rates, fees, or minimum balance requirements
  • No information provided about customer service hours, account opening process, or product-specific details
  • Limited digital banking features compared to larger regional or national banks
  • No mention of deposit insurance or FDIC membership details on the website

State Consumer Finance Context

This is state-level context for Banks consumers in Randolph, NE. It does not confirm that First State Bank or this specific location is licensed.

State regulator

Nebraska Department of Banking and Finance

Key state rules to check

  • Initiative 428 (2020) capped payday and similar short-term loans at 36% APR.
  • The general usury cap is 16% for most consumer loans.
  • Licensed delayed deposit services must comply with the 36% APR cap.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First State Bank offer?

First State Bank offers 14 services including Personal checking and savings accounts, Business checking and savings accounts, Online banking with login access, Mobile banking app with mobile check deposit, Bill pay services, and 9 more.

What profile signals are listed for First State Bank?

First State Bank has profile signals associated with Agricultural businesses and farmers seeking listed long-term farm land loans in rural Nebraska, Randolph, Nebraska and surrounding area residents needing local relationship banking and personalized service, Small business owners in the region requiring business banking and escrow services, Customers preferring community banks over large national institutions.

What are the strengths and weaknesses of First State Bank?

Key strengths: Offers long-term farm land loans with advertised competitive interest rates, addressing rural agricultural lending needs; Provides mobile check deposit functionality through free mobile app for convenient banking; Includes comprehensive traditional banking services including safe deposit boxes, escrow, wire transfers, and notary services. Areas to consider: Single branch location in Randolph, Nebraska limits accessibility for customers outside the immediate area; Website provides minimal information about account types, interest rates, fees, or minimum balance requirements.

How does First State Bank compare to similar companies?

In the Banks category, comparable providers include American Exchange Bank, Bank of the Valley, Banner Capital Bank. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1935
Headquarters
Randolph, NE
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #15364
Visit First State Bank

CreditDoc Profile Note

Research Note on First State Bank

1st State Bank is profile signals for agricultural customers and Randolph, Nebraska-area residents seeking traditional community banking with personalized service and listed farm lending. The main caveat is the bank's single-branch, limited-geography model—customers outside the immediate Randolph area will find it impractical, and the website lacks transparency on rates, fees, and specific product terms, requiring direct contact for comparison.

Profile Signals

  • Agricultural businesses and farmers seeking listed long-term farm land loans in rural Nebraska
  • Randolph, Nebraska and surrounding area residents needing local relationship banking and personalized service
  • Small business owners in the region requiring business banking and escrow services
  • Customers preferring community banks over large national institutions
Updated 2026-05-08

Similar Companies

American Exchange Bank logo

American Exchange Bank

American Exchange Bank is a community bank based in Nebraska serving the Elmwood and Eagle areas since 1889, offering traditional banking services including checking, savings, and online banking.

BBB: NR

Profile signals: Residents of Elmwood or Eagle, Nebraska seeking local banking relationships, Customers who prefer community banks over national institutions

Bank of the Valley logo

Bank of the Valley

Community bank serving Nebraska with personal, agricultural, and business banking across 7 locations. Offers checking, savings, loans, and digital banking services.

BBB: NR

Profile signals: Small business owners and farmers in Nebraska seeking relationship banking, Local residents in Bellwood, David City, Platte Center, Columbus, Humphrey, and Schuyler seeking community banking

Banner Capital Bank logo

Banner Capital Bank

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: Local banking with personal service, Review this provider profile and compare source-linked details before choosing what to do next.

Compare Your Needs With First State Bank

Answer 3 quick questions to review category, service, and profile context.

1. What's your primary financial goal?

Quick Summary

  • First State Bank is listed as a Banks provider in Randolph, NE on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to First State Bank and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.