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First State Bank in Junction, TX

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Junction, TX's First State Bank at 601 College St provides banking and ATM access to residents and local businesses.

Data compiled from public sources

First State Bank Review

First State Bank operates a full-service branch location at 601 College St in Junction, TX. This standalone branch is easily accessible to Junction residents seeking in-person banking services, account management, and ATM access. While specific hours are not currently published, customers in Junction are encouraged to contact the branch directly to confirm service times and plan their visits accordingly.

At this Junction, TX location, First State Bank offers a comprehensive range of banking services for both personal and business customers. Whether you need to make deposits, manage your accounts, or access other banking services, the College St branch in Junction is equipped to assist you. For detailed information about specific services or to schedule an appointment, reach out to the branch directly.

For Junction, TX residents and business owners, First State Bank's College St location offers convenient local banking access. When visiting this branch, bring valid government-issued identification and any relevant account documents. First State Bank is dedicated to serving the Junction community with reliable, personalized financial services.

Services & Features

Business banking
Checking accounts
FDIC insured deposits
Mortgage lending
Personal loans
Savings accounts

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC insured — deposits protected up to $250,000
  • Established in 1947
  • Local community bank with personal service
  • 1 location

Cons

  • Website completely inaccessible — prevents verification of services, fees, or current operations
  • No publicly available information accessible to confirm company legitimacy or regulatory standing
  • Unable to verify account types, interest rates, minimum balances, or product offerings
  • Server error suggests potential technical issues or hosting problems
  • Cannot assess customer service channels, hours, or contact methods

State Consumer Finance Context

This is state-level context for Banks consumers in Junction, TX. It does not confirm that First State Bank or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First State Bank offer?

First State Bank offers 6 services including Checking accounts, Savings accounts, Personal loans, Mortgage lending, Business banking, and 1 more.

What profile signals are listed for First State Bank?

First State Bank has profile signals associated with Local banking with personal service, FDIC-insured deposits, Small business banking.

What are the strengths and weaknesses of First State Bank?

Key strengths: FDIC insured — deposits protected up to $250,000; Established in 1947; Local community bank with personal service. Areas to consider: Website completely inaccessible — prevents verification of services, fees, or current operations; No publicly available information accessible to confirm company legitimacy or regulatory standing.

How does First State Bank compare to similar companies?

In the Banks category, comparable providers include Credit Human | Park Ten Financial Health Center, PECU, SouthStar Bank Austin Loan Office. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1947
Headquarters
Junction, TX
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #16643
Visit First State Bank

CreditDoc Profile Note

Research Note on First State Bank

Cannot recommend without accessible company information. First State Bank's website is currently unreachable, making comparable public verification context impossible. Consumers should verify the bank's FDIC status through official FDIC Bank Find tool and contact the institution directly before opening accounts.

Profile Signals

  • Local banking with personal service
  • FDIC-insured deposits
  • Small business banking
Updated 2026-05-08

Similar Companies

Credit Human | Park Ten Financial Health Center logo

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PECU logo

PECU

PECU is a member-owned, not-for-profit credit union in Austin, TX offering full-service banking including checking, savings, loans, and credit cards with rewards programs.

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Profile signals: Austin-area residents seeking rewards-based checking with cash back on everyday spending categories, Credit union members who value not-for-profit structure and member ownership over corporate banking

SouthStar Bank Austin Loan Office logo

SouthStar Bank Austin Loan Office

SouthStar Bank is a Texas-based community bank serving the state since 1920, offering personal and commercial banking with locally-made loan decisions.

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Profile signals: Texas-based small business owners seeking SBA or commercial construction financing with local decision-makers, Homebuilders and real estate developers needing spec home loans and construction financing

Compare Your Needs With First State Bank

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Quick Summary

  • First State Bank is listed as a Banks provider in Junction, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

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