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First State Bank in Anadarko, OK

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Anadarko's First State Bank at 102 W Main St delivers banking services to Woodward County residents in OK.

Data compiled from public sources

First State Bank Review

First State Bank's Anadarko branch sits at 102 W Main St in the heart of downtown Anadarko, OK. This standalone banking facility serves local residents and businesses with traditional in-person banking services. Hours and current services may vary, so contacting the branch directly is profiled for the most up-to-date information.

At this Anadarko location, customers can access personal banking services, business accounts, and lending products tailored to Anadarko's community needs. For details on specific services available at the 102 W Main St branch, contact First State Bank's customer service to speak with someone familiar with this Anadarko office.

Residents of Anadarko can access banking services at the downtown location on 102 W Main St, conveniently situated in the heart of Anadarko, OK. Bring valid identification and any required documentation when opening new accounts or handling banking transactions. First State Bank has been meeting the financial needs of Anadarko residents.

Services & Features

ATM access through branch locations
Agricultural and farming loans
Bill Pay service with one-time and recurring payment scheduling
Checking and savings accounts
Consumer loans for vehicles, appliances, and major purchases
Credit cards with rewards program
Debit cards including Rewards Plus Debit Card with contactless payment
E-statements for online account statement access and storage
Financial calculators for budgeting assistance
Lost or stolen debit card reporting (24/7 hotline)
Mobile banking app for balance checks, transactions, transfers, and bill payments
Online banking account access

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Locally-owned and operated since 1909 with deep community ties and decision-making authority in Anadarko
  • FDIC-insured deposits backed by full faith and credit of the U.S. Government
  • Mobile banking app allows account access, balance checks, transfers, and loan payments from anywhere
  • Bill Pay service enables one-time and recurring payment scheduling for convenience
  • 24/7 debit card hotline for lost or stolen card support
  • Rewards Plus Debit Card program provides rewards on purchases
  • Strong agricultural lending focus and support for local farming and ranching operations
  • E-statements available for paperless, secure online statement storage

Cons

  • Limited geographic service area restricted to Anadarko and Gracemont, Oklahoma only
  • Minimal transparency on website regarding specific loan rates, fees, or APR information
  • Small asset base ($100 million) and limited staff (25 employees) may restrict product sophistication compared to larger banks
  • Website lacks detailed information on specific account types, minimum balances, or product features
  • No information provided about customer service hours, response times, or support capabilities

State Consumer Finance Context

This is state-level context for Banks consumers in Anadarko, OK. It does not confirm that First State Bank or this specific location is licensed.

State regulator

Oklahoma Department of Consumer Credit

Key state rules to check

  • Payday loans (deferred deposit lending) capped at $500 with tiered fees: $15 per $100 on first $300, $10 per $100 on balance.
  • Maximum loan term is 12-45 days.
  • Borrowers may not have more than two outstanding payday loans at once.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First State Bank offer?

First State Bank offers 12 services including Checking and savings accounts, Consumer loans for vehicles, appliances, and major purchases, Credit cards with rewards program, Debit cards including Rewards Plus Debit Card with contactless payment, Mobile banking app for balance checks, transactions, transfers, and bill payments, and 7 more.

What profile signals are listed for First State Bank?

First State Bank has profile signals associated with Anadarko and Gracemont area residents seeking personalized, community-focused banking, Local farmers and ranchers needing agricultural lending and business banking relationships, Customers who prioritize working with a locally-owned institution over national bank chains, Individuals seeking FDIC-insured accounts with convenient mobile and online banking access.

What are the strengths and weaknesses of First State Bank?

Key strengths: Locally-owned and operated since 1909 with deep community ties and decision-making authority in Anadarko; FDIC-insured deposits backed by full faith and credit of the U.S. Government; Mobile banking app allows account access, balance checks, transfers, and loan payments from anywhere. Areas to consider: Limited geographic service area restricted to Anadarko and Gracemont, Oklahoma only; Minimal transparency on website regarding specific loan rates, fees, or APR information.

How does First State Bank compare to similar companies?

In the Banks category, comparable providers include All America Bank, All Capital Bank, American Bank and Trust Company. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1909
Headquarters
Anadarko, OK
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #12283
Visit First State Bank

CreditDoc Profile Note

Research Note on First State Bank

First State Bank is profile signals for Anadarko and Gracemont residents who value community banking and personalized relationships over chain bank convenience. The main caveat is its strictly local service area and limited public information about specific products, rates, and fees—potential customers should contact the bank directly for detailed product information.

Profile Signals

  • Anadarko and Gracemont area residents seeking personalized, community-focused banking
  • Local farmers and ranchers needing agricultural lending and business banking relationships
  • Customers who prioritize working with a locally-owned institution over national bank chains
  • Individuals seeking FDIC-insured accounts with convenient mobile and online banking access
Updated 2026-05-08

Similar Companies

All America Bank logo

All America Bank

Community bank serving Oklahoma since 1927, offering personal and business banking, lending, and deposit products with rate claims to verify and local relationship-based service.

BBB: NR

Profile signals: Oklahoma residents seeking competitive deposit rates with local relationship banking, Small business owners and agricultural enterprises in Oklahoma needing relationship-based lending

All Capital Bank logo

All Capital Bank

All Capital Bank is a community-focused bank serving Locust Grove, OK since 1949, offering personal banking, business solutions, and loan products with emphasis on local community support.

BBB: NR

Profile signals: Locust Grove, Oklahoma residents seeking community-oriented banking with local relationship focus, Small to medium-sized local businesses needing scalable banking and lending solutions

American Bank and Trust Company logo

American Bank and Trust Company

Oklahoma-based community bank offering personal and commercial checking, savings, CDs, IRAs, loans, and trust services since 1971.

BBB: NR

Profile signals: Oklahoma-based business owners seeking commercial banking and trade finance services, Customers who value in-person relationships and local community banking over digital convenience

Compare Your Needs With First State Bank

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Quick Summary

  • First State Bank is listed as a Banks provider in Anadarko, OK on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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