San Jose, CA

Credit Repair & Financial Services in San Jose

Compare 50 credit repair companies, personal lenders, and financial services in San Jose, California. All independently reviewed with BBB ratings and pricing.

Top Rated in San Jose

50 companies
A

Ascend Finance Corp.

Ascend Finance Corp. is a credit building provider based in San Jose, California. Rated 5.0/5 with 323 Google reviews, reflecting exceptional customer satisfaction.

5.0/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for credit building services, People who prefer working with a local credit building provider

C

Commercial Bank of California (Formerly Community Bank of the Bay)

Commercial Bank of California (Formerly Community Bank of the Bay) is a credit building provider based in San Jose, California. Rated 5.0/5 on Google.

5.0/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for credit building services, People who prefer working with a local credit building provider

E

Excite Credit Union

Excite Credit Union is a payday alternative lending provider based in San Jose, California. Rated 5.0/5 with 79 Google reviews, reflecting exceptional customer satisfaction.

5.0/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for payday alternative lending services, People who prefer working with a local payday alternative lending provider

G

Global Bankcard Services - Best point of Sale System/Credit Card Processor

Global Bankcard Services - Best point of Sale System/Credit Card Processor is a credit repair provider based in San Jose, California. Rated 5.0/5 on Google.

5.0/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for credit repair services, People who prefer working with a local credit repair provider

G

GoldenPoint Finance

GoldenPoint Finance is a personal lending provider based in San Jose, California. Rated 5.0/5 on Google.

5.0/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for personal lending services, People who prefer working with a local personal lending provider

H

Help U Lend

Help U Lend is a personal lending provider based in San Jose, California. Rated 5.0/5 with 39 Google reviews, reflecting exceptional customer satisfaction.

5.0/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for personal lending services, People who prefer working with a local personal lending provider

Payday Alternatives in San Jose

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E

Excite Credit Union

Excite Credit Union is a payday alternative lending provider based in San Jose, California. Rated 5.0/5 with 79 Google reviews, reflecting exceptional customer satisfaction.

5.0/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for payday alternative lending services, People who prefer working with a local payday alternative lending provider

M

Mirastar Federal Credit Union (Located inside the Santa Clara County Clerk-Recorder’s Office)

Mirastar Federal Credit Union (Located inside the Santa Clara County Clerk-Recorder’s Office) is a payday alternative lending provider based in San Jose, California. Rated 5.0/5 on Google.

5.0/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for payday alternative lending services, People who prefer working with a local payday alternative lending provider

F

First Tech Federal Credit Union - San Jose

First Tech Federal Credit Union - San Jose is a payday alternative lending provider based in San Jose, California. Rated 4.9/5 with 399 Google reviews, reflecting exceptional customer satisfaction.

4.9/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for payday alternative lending services, People who prefer working with a local payday alternative lending provider

K

KeyPoint Credit Union

KeyPoint Credit Union is a payday alternative lending provider based in San Jose, California. Rated 4.9/5 with 177 Google reviews, reflecting exceptional customer satisfaction.

4.9/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for payday alternative lending services, People who prefer working with a local payday alternative lending provider

M

Mirastar Federal Credit Union (Non-Branch and Main Employee Office Only)

Mirastar Federal Credit Union (Non-Branch and Main Employee Office Only) is a payday alternative lending provider based in San Jose, California. Rated 4.9/5 with 11 Google reviews, reflecting exceptional customer satisfaction.

4.9/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for payday alternative lending services, People who prefer working with a local payday alternative lending provider

P

Provident Credit Union (South San Jose Community Branch)

Provident Credit Union (South San Jose Community Branch) is a payday alternative lending provider based in San Jose, California. Rated 4.8/5 with 13 Google reviews, reflecting exceptional customer satisfaction.

4.8/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for payday alternative lending services, People who prefer working with a local payday alternative lending provider

I Need a Loan in San Jose

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G

GoldenPoint Finance

GoldenPoint Finance is a personal lending provider based in San Jose, California. Rated 5.0/5 on Google.

5.0/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for personal lending services, People who prefer working with a local personal lending provider

H

Help U Lend

Help U Lend is a personal lending provider based in San Jose, California. Rated 5.0/5 with 39 Google reviews, reflecting exceptional customer satisfaction.

5.0/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for personal lending services, People who prefer working with a local personal lending provider

L

Loan Factory - We Dare You to Compare

Loan Factory - We Dare You to Compare is a personal lending provider based in San Jose, California. Rated 5.0/5 with 4,596 Google reviews, reflecting exceptional customer satisfaction.

5.0/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for personal lending services, People who prefer working with a local personal lending provider

M

Montana Capital Bad Credit Loans

Montana Capital Bad Credit Loans is a personal lending provider based in San Jose, California. Rated 5.0/5 with 16 Google reviews, reflecting exceptional customer satisfaction.

5.0/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for personal lending services, People who prefer working with a local personal lending provider

P

Private Lender Link, Inc.

Private Lender Link, Inc. is a personal lending provider based in San Jose, California. Rated 5.0/5 on Google.

5.0/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for personal lending services, People who prefer working with a local personal lending provider

S

Superb Cash Advance

Superb Cash Advance is a personal lending provider based in San Jose, California. Rated 5.0/5 with 139 Google reviews, reflecting exceptional customer satisfaction.

5.0/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for personal lending services, People who prefer working with a local personal lending provider

Fix My Credit in San Jose

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G

Global Bankcard Services - Best point of Sale System/Credit Card Processor

Global Bankcard Services - Best point of Sale System/Credit Card Processor is a credit repair provider based in San Jose, California. Rated 5.0/5 on Google.

5.0/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for credit repair services, People who prefer working with a local credit repair provider

I

Imax Credit Repair Firm San Jose

Imax Credit Repair Firm San Jose is a credit repair provider based in San Jose, California. Rated 5.0/5 on Google.

5.0/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for credit repair services, People who prefer working with a local credit repair provider

L

Law Offices of Trang Do

Law Offices of Trang Do is a credit repair provider based in San Jose, California. Rated 5.0/5 with 74 Google reviews, reflecting exceptional customer satisfaction.

5.0/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for credit repair services, People who prefer working with a local credit repair provider

R

Riviera Finance

Riviera Finance is a credit repair provider based in San Jose, California. Rated 5.0/5 with 103 Google reviews, reflecting exceptional customer satisfaction.

5.0/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for credit repair services, People who prefer working with a local credit repair provider

C

Credit Repair - Blue Water Credit

Credit Repair - Blue Water Credit is a credit repair provider based in San Jose, California. Rated 4.8/5 with 16 Google reviews, reflecting exceptional customer satisfaction.

4.8/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for credit repair services, People who prefer working with a local credit repair provider

R

Roundleaf San Jose

Roundleaf San Jose is a credit repair provider based in San Jose, California. Rated 4.8/5 with 22 Google reviews, reflecting exceptional customer satisfaction.

4.8/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for credit repair services, People who prefer working with a local credit repair provider

Build My Credit in San Jose

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A

Ascend Finance Corp.

Ascend Finance Corp. is a credit building provider based in San Jose, California. Rated 5.0/5 with 323 Google reviews, reflecting exceptional customer satisfaction.

5.0/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for credit building services, People who prefer working with a local credit building provider

C

Commercial Bank of California (Formerly Community Bank of the Bay)

Commercial Bank of California (Formerly Community Bank of the Bay) is a credit building provider based in San Jose, California. Rated 5.0/5 on Google.

5.0/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for credit building services, People who prefer working with a local credit building provider

L

Law Offices of W. Kirk Moore

Law Offices of W. Kirk Moore is a credit building provider based in San Jose, California. Rated 5.0/5 with 75 Google reviews, reflecting exceptional customer satisfaction.

5.0/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for credit building services, People who prefer working with a local credit building provider

S

Shulman Law Office

Shulman Law Office is a credit building provider based in San Jose, California. Rated 5.0/5 with 53 Google reviews, reflecting exceptional customer satisfaction.

5.0/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for credit building services, People who prefer working with a local credit building provider

D

David A Boone Law Offices

David A Boone Law Offices is a credit building provider based in San Jose, California. Rated 4.8/5 with 20 Google reviews, reflecting exceptional customer satisfaction.

4.8/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for credit building services, People who prefer working with a local credit building provider

N

NoWorriesBankruptcy.com

NoWorriesBankruptcy.com is a credit building provider based in San Jose, California. Rated 4.8/5 with 20 Google reviews, reflecting exceptional customer satisfaction.

4.8/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for credit building services, People who prefer working with a local credit building provider

Emergency Cash in San Jose

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R

R & J Jewelry and Loan

R & J Jewelry and Loan is a emergency lending provider based in San Jose, California. Rated 4.7/5 with 451 Google reviews, reflecting excellent customer satisfaction.

4.7/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for emergency lending services, People who prefer working with a local emergency lending provider

V

Valley Gold & Silver Exchange

Valley Gold & Silver Exchange is a emergency lending provider based in San Jose, California. Rated 4.3/5 with 28 Google reviews, reflecting strong customer satisfaction.

4.3/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for emergency lending services, People who prefer working with a local emergency lending provider

C

California Loan Co. Inc

California Loan Co. Inc is a emergency lending provider based in San Jose, California. Rated 3.7/5 with 12 Google reviews, reflecting solid customer satisfaction.

3.7/5
Contact BBB: NR

Best for: Consumers in San Jose, California looking for emergency lending services, People who prefer working with a local emergency lending provider

Your Rights in California

Fair Credit Reporting Act (FCRA): You have the right to dispute inaccurate information on your credit report directly with the credit bureaus, free of charge. Credit repair companies cannot charge you before performing services (Credit Repair Organizations Act).

State protections: California may have additional consumer protection laws regarding credit repair services and lending practices. Check with the California Attorney General's office or Department of Financial Services for state-specific regulations.

Free resources: You can get a free credit report from each bureau annually at AnnualCreditReport.com. HUD-approved housing counselors in San Jose offer free financial guidance — search at consumerfinance.gov.

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