Compare 6 credit repair companies, personal lenders, and financial services in Plano, Texas. All independently reviewed with BBB ratings and pricing.
Affordable Debt Consolidation - Plano Texas is a credit repair provider based in Plano, Texas. Rated 5.0/5 on Google.
Best for: Consumers in Plano, Texas looking for credit repair services, People who prefer working with a local credit repair provider
CRE Credit Services is a credit repair provider based in Plano, Texas. Rated 5.0/5 with 24 Google reviews, reflecting exceptional customer satisfaction.
Best for: Consumers in Plano, Texas looking for credit repair services, People who prefer working with a local credit repair provider
Precision Debt Relief is a credit repair provider based in Plano, Texas. Rated 5.0/5 on Google.
Best for: Consumers in Plano, Texas looking for credit repair services, People who prefer working with a local credit repair provider
Attorney-managed credit repair firm based in Plano, TX. Disputes negative items using an in-house attorney and assigns each client a personal credit analyst.
Best for: Consumers with multiple serious derogatory items — bankruptcies, foreclosures, repossessions, or large collections — who need legal-grade dispute leverage, Home buyers or refinancers needing credit score improvement before qualifying for a mortgage
Cosmo Credit Repair is a credit repair provider based in Plano, Texas. Rated 4.6/5 with 349 Google reviews, reflecting excellent customer satisfaction.
Best for: Consumers in Plano, Texas looking for credit repair services, People who prefer working with a local credit repair provider
American Debt Relief is a credit repair provider based in Plano, Texas. Rated 4.3/5 with 708 Google reviews, reflecting strong customer satisfaction.
Best for: Consumers in Plano, Texas looking for credit repair services, People who prefer working with a local credit repair provider
Affordable Debt Consolidation - Plano Texas is a credit repair provider based in Plano, Texas. Rated 5.0/5 on Google.
Best for: Consumers in Plano, Texas looking for credit repair services, People who prefer working with a local credit repair provider
CRE Credit Services is a credit repair provider based in Plano, Texas. Rated 5.0/5 with 24 Google reviews, reflecting exceptional customer satisfaction.
Best for: Consumers in Plano, Texas looking for credit repair services, People who prefer working with a local credit repair provider
Precision Debt Relief is a credit repair provider based in Plano, Texas. Rated 5.0/5 on Google.
Best for: Consumers in Plano, Texas looking for credit repair services, People who prefer working with a local credit repair provider
Attorney-managed credit repair firm based in Plano, TX. Disputes negative items using an in-house attorney and assigns each client a personal credit analyst.
Best for: Consumers with multiple serious derogatory items — bankruptcies, foreclosures, repossessions, or large collections — who need legal-grade dispute leverage, Home buyers or refinancers needing credit score improvement before qualifying for a mortgage
Cosmo Credit Repair is a credit repair provider based in Plano, Texas. Rated 4.6/5 with 349 Google reviews, reflecting excellent customer satisfaction.
Best for: Consumers in Plano, Texas looking for credit repair services, People who prefer working with a local credit repair provider
American Debt Relief is a credit repair provider based in Plano, Texas. Rated 4.3/5 with 708 Google reviews, reflecting strong customer satisfaction.
Best for: Consumers in Plano, Texas looking for credit repair services, People who prefer working with a local credit repair provider
Fair Credit Reporting Act (FCRA): You have the right to dispute inaccurate information on your credit report directly with the credit bureaus, free of charge. Credit repair companies cannot charge you before performing services (Credit Repair Organizations Act).
State protections: Texas may have additional consumer protection laws regarding credit repair services and lending practices. Check with the Texas Attorney General's office or Department of Financial Services for state-specific regulations.
Free resources: You can get a free credit report from each bureau annually at AnnualCreditReport.com. HUD-approved housing counselors in Plano offer free financial guidance — search at consumerfinance.gov.
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