Compare 66 credit repair companies, personal lenders, and financial services in Denver, Colorado. All independently reviewed with BBB ratings and pricing.
Tax debt resolution law firm representing individuals and businesses before the IRS and state agencies to resolve tax debts, garnishments, and levies.
Best for: Individuals with unresolved IRS tax debt who need attorney-level representation at a reasonable price, Small business owners facing payroll tax problems, IRS levies, or wage garnishments
Wells Fargo's Signify Business Cash Card offers unlimited 2% cash rewards with no annual fee and a 12-month 0% intro APR for business owners seeking simple reward structures.
Best for: Small business owners with diversified, consistent monthly spending seeking simplicity over category optimization, Businesses with employees needing to make purchases, requiring spending controls and expense monitoring
Denver-based bankruptcy attorney Matt Berkus specializing in Chapter 7/13 bankruptcy, IRS tax debt relief, and student loan assistance for Colorado residents.
Best for: Colorado residents facing imminent foreclosure, wage garnishment, or creditor lawsuits seeking immediate bankruptcy protection, Business owners or self-employed individuals with both personal and business debt requiring integrated bankruptcy strategy
B:Side Fund is a certified development company and CDFI offering SBA 504/7(a) loans and direct lending to small businesses from $10K-$5.5M, with 35+ years serving entrepreneurs and lenders.
Best for: Small business owners in Colorado, Utah, Arizona, or New Mexico seeking SBA loans or mission-driven lending, Entrepreneurs in underserved communities or with limited traditional lending access
Colorado-based non-profit providing mortgage counseling, homebuyer education, and down payment/closing cost assistance loans for first-time homebuyers since 1982.
Best for: First-time homebuyers in Colorado with low to moderate incomes seeking down payment and closing cost assistance, Colorado homeowners experiencing mortgage payment difficulties or considering refinancing options
GoWest Association (formerly Mountain West CU Associates) is a six-state trade organization and advocacy body serving over 300 credit unions and 17.4 million members across the western United States.
Best for: Credit union boards and executive leadership seeking professional development and peer networks, Credit union compliance and operations teams needing advocacy support and regulatory guidance
Foreign currency exchange service at Cherry Creek Shopping Center specializing in 80+ currencies, gold bullion, and competitive rates for international travelers.
Best for: International travelers needing foreign currency before departure, Last-minute travel planners seeking same-day or quick currency access
KP Check Cashing (V Check Cashing) is a Denver-based check cashing service located on W 38th Ave offering check cashing, money orders, and related financial services.
Best for: Denver residents needing immediate check cashing services without bank account access, Customers seeking in-person check cashing with multiple weekly operating hours
Denver's MoneyGram at 9400 E Hampden Ave offers check cashing and money transfer services in CO.
Best for: Consumers sending money internationally who prefer in-person service and verification, Unbanked or underbanked Denver residents using retail and convenience store access points
Denver, CO's MoneyGram at SHOPPETTE provides check-cashing and money transfers, open Mon-Fri 8AM-9PM, Sat 9AM-7PM.
Best for: Unbanked and underbanked consumers without traditional bank accounts, Immigrants and individuals sending money to family internationally
Denver's Western Union at 1255 S Federal Blvd offers money transfers and check cashing with extended weekday hours.
Best for: Unbanked or underbanked consumers without access to traditional banking services, International money transfer senders needing global reach and reliability
Denver's 1001 N Broadway Western Union offers 24/7 check cashing and money transfer services.
Best for: Unbanked and underbanked consumers needing check cashing without a traditional bank account, Individuals sending or receiving international money transfers
Denver-based bankruptcy attorney Matt Berkus specializing in Chapter 7/13 bankruptcy, IRS tax debt relief, and student loan assistance for Colorado residents.
Best for: Colorado residents facing imminent foreclosure, wage garnishment, or creditor lawsuits seeking immediate bankruptcy protection, Business owners or self-employed individuals with both personal and business debt requiring integrated bankruptcy strategy
Baker Law Group, PLLC is a bankruptcy law firm providing Chapter 7 and Chapter 13 filing services and legal representation for individuals facing financial hardship.
Best for: Individuals seeking attorney representation for Chapter 7 bankruptcy filings, Consumers needing legal guidance through Chapter 13 reorganization bankruptcy
Tax representation firm specializing in IRS and state tax disputes for businesses and individuals nationwide. Small Denver-based practice of attorneys and enrolled agents.
Best for: Business owners facing IRS audits or tax disputes with complex legal implications, High-net-worth individuals in tax controversies requiring attorney-level representation
Denver-based creditor's rights law firm representing lenders, banks, and financial institutions in bankruptcy, collections, and asset recovery cases across Colorado.
Best for: Banks and credit unions seeking Colorado debt collection and bankruptcy representation, Auto finance companies pursuing replevin and collateral recovery in Colorado
Denver-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, founded in 1983 by Martin E. Long, a former U.S. Bankruptcy Court trustee.
Best for: Colorado residents facing Chapter 7 or Chapter 13 bankruptcy who want experienced legal representation from a trustee-trained attorney, Individuals seeking to understand bankruptcy options and explore alternatives before committing to formal filing
Colorado bankruptcy attorney and CPA offering Chapter 7, 11, and 13 bankruptcy filing, tax relief, and foreclosure defense since 1986.
Best for: Colorado residents facing bankruptcy with complex tax issues who benefit from attorney-CPA coordination, Homeowners in foreclosure seeking legal defense strategies combined with financial restructuring
B:Side Fund is a certified development company and CDFI offering SBA 504/7(a) loans and direct lending to small businesses from $10K-$5.5M, with 35+ years serving entrepreneurs and lenders.
Best for: Small business owners in Colorado, Utah, Arizona, or New Mexico seeking SBA loans or mission-driven lending, Entrepreneurs in underserved communities or with limited traditional lending access
RMMFI is a Colorado-based CDFI offering microloans, grants, business training, and mentorship to underserved entrepreneurs since 2008.
Best for: Low-income and BIPOC entrepreneurs lacking access to traditional bank business loans, First-time business owners in Colorado needing structured guidance, mentorship, and community support alongside capital
CSI Financial division offering small business loans from $100K–$5M to Denver-area B2B companies in manufacturing, wholesale, and distribution with flexible underwriting.
Best for: Established B2B manufacturing, wholesale, and distribution companies in Colorado with $1M–$50M annual revenue needing growth or working capital, Profitable businesses with strong cash flow but limited traditional collateral or equity that banks have rejected
Independent direct lender specializing in senior debt and equity financing for small to lower-middle market businesses, with $2B+ in capital deployed since 1984.
Best for: Established small-to-mid-market manufacturing and distribution companies seeking $2.5M-$25M in financing, Businesses in turnaround situations or special circumstances requiring creative financing structures
Ascent CFO Solutions provides fractional and interim CFO services, accounting, and financial advisory to small and mid-sized businesses seeking expert financial leadership without full-time executive costs.
Best for: Growth-stage SaaS and technology companies needing financial expertise during rapid scaling or fundraising rounds, Small to mid-sized professional services, construction, or manufacturing firms seeking experienced CFO-level financial strategy without full-time executive salary
Full-service Denver accounting and tax relief firm offering tax attorney services, bookkeeping, CFO advisory, and small business consulting for startups and established companies.
Best for: Small business owners in Denver/Wichita metro areas with complex tax situations or tax debt, Startups and established corporations needing integrated accounting, tax planning, and business advisory
Atlantic Jewelry & Loan is a Denver pawn shop offering collateral-based loans, jewelry sales, repairs, and secondary services like check cashing and computer sales since 1991.
Best for: Denver residents needing immediate cash against jewelry or electronics collateral, Customers with broken jewelry who want on-site repair combined with pawn options
EZPAWN on N Pecos St in Denver, CO provides quick collateral loans and buys jewelry, electronics, musical instruments, and other valuables with same-day service.
Best for: Customers needing immediate cash ($100-$5,000+) without credit checks or income verification, Gun owners seeking quick loans on firearms while retaining secure storage options
FirstCash is the leading international operator of pawn stores with 3,300+ locations across 29 U.S. states, the UK, and Latin America, offering pawn loans secured by personal property.
Best for: Consumers with immediate cash needs and valuable collateral (jewelry, electronics, instruments) who cannot access traditional credit, Individuals with poor credit or no credit history who need fast funds without credit checks
Denver's First Cash Pawn on W 84th Ave A offers fast cash loans and buys jewelry, electronics, and valuables.
Best for: Individuals with valuable personal property (jewelry, electronics, instruments) who need immediate emergency cash, Credit-constrained or unbanked consumers unable to qualify for traditional personal loans or credit products
Denver-based precious metals and jewelry buyer offering direct cash purchases, loans on fine jewelry, and GIA-certified appraisals for over 45 years.
Best for: Consumers with gold, platinum, or diamond jewelry they want to sell for immediate cash, People seeking short-term collateral loans using fine jewelry or diamonds as security
Colorado-based non-profit providing mortgage counseling, homebuyer education, and down payment/closing cost assistance loans for first-time homebuyers since 1982.
Best for: First-time homebuyers in Colorado with low to moderate incomes seeking down payment and closing cost assistance, Colorado homeowners experiencing mortgage payment difficulties or considering refinancing options
Denver-based mortgage broker offering home purchase, refinance, FHA/VA, jumbo, and reverse mortgage loans with personalized service and competitive rate shopping.
Best for: Denver-area homebuyers and refinancers who value personalized service and local expertise, Borrowers 62+ considering reverse mortgages to supplement retirement income
Colorado-based title and closing services company serving real estate, lending, commercial, and builder professionals since 1967 with 45+ offices statewide.
Best for: Real estate professionals and agents coordinating closings in Colorado, Mortgage lenders and lending professionals seeking title and closing partners in Colorado
WFG National Title Insurance Company provides title insurance, escrow services, and closing support for real estate transactions across Colorado with digital tools and wire fraud protection.
Best for: Colorado real estate agents and lenders seeking integrated transaction management tools and market data, Home buyers and sellers in Colorado preferring digital closing access and wire fraud protection transparency
Denver, CO's ACE Cash Express on S Federal Blvd provides same-day payday loans and auto title loans with Friday evening hours until 8PM.
Best for: Consumers needing emergency cash within 24 hours with access to a physical store location, Borrowers with vehicles who can use title loans as collateral for larger emergency funds
Online marketplace connecting borrowers to lenders offering small personal loans ($100–$5,000) with fast approval and next-business-day funding for emergency cash needs.
Best for: Borrowers with poor or no credit history seeking emergency cash ($100–$1,000) with immediate funding needs, Consumers facing unexpected expenses (medical bills, car repairs, utilities) willing to accept high APR short-term loans
Mint Payday Loans offers short-term payday loans up to $1,000 in Denver with same-day or next-day funding for all credit types, including those with poor credit scores.
Best for: Employed individuals with poor credit facing immediate emergency expenses (medical, utilities, rent) with clear next-paycheck repayment capacity, Unbanked or underbanked Denver residents needing emergency cash access without traditional banking relationships
Tax resolution firm offering IRS and state tax liability assistance, including payment plans, settlements, and audit support for individuals and businesses.
Best for: Individuals with unresolved IRS tax debt seeking negotiated payment arrangements or settlement, Small business owners facing state or federal tax liabilities and penalties
Denver Asset Building Coalition offers free tax preparation services for low-to-moderate income filers, plus IRS dispute assistance and financial counseling.
Best for: Low-to-moderate income families ($55K-$70K) needing free professional tax preparation, Individuals with IRS payment notices or tax disputes requiring specialized clinic support
GreenPath Financial Wellness is a 60-year-old national nonprofit offering free NFCC- and HUD-certified financial counseling, debt management programs, and housing assistance.
Best for: Consumers with multiple credit card debts seeking consolidation under a structured repayment plan, Renters or homeowners facing foreclosure or housing instability needing HUD-certified guidance
North Point Financial (GALLEGOS) is a Colorado mortgage brokerage offering home loans, real estate, and insurance under one roof. NMLS #1753343.
Best for: Colorado homebuyers seeking purchase financing across multiple loan program types (FHA, VA, USDA, Conventional), Colorado veterans and active-duty military eligible for VA loans in the Denver/Thornton metro area
Trans Lending Corporation is a Denver-based personal loan and financial services provider. Limited public information available on their service offerings.
Best for: Local Denver-area borrowers seeking in-person loan services, Consumers who can independently verify the company's credentials and licensing
Online personal loan marketplace connecting borrowers to verified lenders offering $100–$30,000 loans with same-day or next-business-day funding, including options for bad credit.
Best for: Borrowers with bad credit or bankruptcy history seeking $1,000–$5,000 in personal loans, Self-employed or gig-economy workers with irregular income who have at least 90 days of employment history
Tax debt resolution law firm representing individuals and businesses before the IRS and state agencies to resolve tax debts, garnishments, and levies.
Best for: Individuals with unresolved IRS tax debt who need attorney-level representation at a reasonable price, Small business owners facing payroll tax problems, IRS levies, or wage garnishments
Colorado-based debt collection agency specializing in bad check and accounts receivable recovery for businesses since 1988. Operates on contingency with no upfront fees.
Best for: Colorado businesses with accounts receivable or bad check collection needs, Creditors and businesses seeking contingency-based collection services
GoWest Association (formerly Mountain West CU Associates) is a six-state trade organization and advocacy body serving over 300 credit unions and 17.4 million members across the western United States.
Best for: Credit union boards and executive leadership seeking professional development and peer networks, Credit union compliance and operations teams needing advocacy support and regulatory guidance
Credit Union of Denver offers auto loans, refinancing, and vehicle equity loans with rates starting at 4.95% APR and flexible terms up to 84 months for new/used cars, motorcycles, RVs, and classic vehicles.
Best for: Colorado residents and Credit Union of Denver members seeking competitive auto purchase financing, First-time auto buyers with limited credit history who qualify for the specialized program
Depina Credit Solutions is a credit repair company based in Brockton, MA that disputes errors on credit reports and provides credit counseling to help consumers improve their scores.
Best for: Consumers with multiple negative items (collections, charge-offs, late payments) seeking comprehensive disputes, Individuals in Massachusetts or nearby states wanting local credit repair support
Mason Premier Credit Solutions offers credit repair and credit counseling services in Denver, CO, helping consumers dispute errors and improve their credit profiles.
Best for: Denver-area residents who prefer in-person consultations with a local credit services provider, Working professionals who need evening or Saturday appointment availability
Community Financial Service Centers operates credit union branches across the Northeast and Midwest with multiple physical locations for member services.
Best for: Individuals living near CFSC branch locations seeking local credit union banking, Members wanting in-person banking services and face-to-face assistance
Wells Fargo's Signify Business Cash Card offers unlimited 2% cash rewards with no annual fee and a 12-month 0% intro APR for business owners seeking simple reward structures.
Best for: Small business owners with diversified, consistent monthly spending seeking simplicity over category optimization, Businesses with employees needing to make purchases, requiring spending controls and expense monitoring
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. HUD-approved counselors in Denver offer free guidance at consumerfinance.gov.
Our editors reviewed hundreds of companies to find the best options nationwide.
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