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First Cash Pawn in Denver, CO

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Denver's First Cash Pawn on W 84th Ave A offers fast cash loans and buys jewelry, electronics, and valuables.

Data compiled from public sources

First Cash Pawn Review

Located at 1227 W 84th Ave A in Denver, CO, First Cash Pawn is a standalone pawn shop serving the Denver community. Open Monday through Friday 9:30 AM to 6:30 PM, Saturday 10 AM to 6 PM, and Sunday 12 PM to 5 PM, this location provides convenient access for anyone in Denver researching short-term cash access or looking to pawn valuables.

First Cash Pawn at this W 84th Avenue location offers full pawn services, buying gold, jewelry, electronics, and other valuables for short-term cash access. Whether you need a pawn loan or want to sell items, call 303-427-1188 to speak with staff about current rates and item eligibility.

If you're in Denver and are researching short-term cash access, bring a valid ID and the items you'd like to pawn or sell. First Cash Pawn makes the process straightforward—you'll know the offer before you commit, and you can walk out with cash the same day.

Services & Features

Consumer lending focused on cash and credit-constrained populations
Gold, silver, and platinum buying services with immediate cash payment
In-store merchandise inventory browsing and shopping
Layaway purchase plans with 10% down payment option
Lease-to-own and retail finance payment solutions through AFF subsidiary (15,000+ merchant partners)
Online FAQ and pawn education resources
Pawn loans secured by personal property with non-recourse terms
Point-of-sale payment technology solutions for consumer lending
Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments
Store locator tool for finding nearest FirstCash location

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Massive network of 3,300+ locations provides convenient access across 29 U.S. states and international markets
  • Non-recourse pawn loans mean no personal liability if you cannot repay—only lose the pledged item
  • eligibility claim to verify; serves credit-constrained consumers who cannot access traditional loans
  • short-term cash access funding—loans are processed quickly with collateral in hand
  • Diverse merchandise acceptance (jewelry, electronics, tools, instruments, appliances, sporting goods)
  • Layaway service available with only 10% down, providing affordable payment options for purchases
  • Gold and precious metals buying services offer short-term cash access for items most people already own
  • Publicly traded company (S&P MidCap 400, Russell 2000) indicates financial stability and transparency

Cons

  • Pawn loans are not credit-building; missed payments result in loss of personal property with no recourse debt protection benefit
  • Effective interest rates on pawn loans can be high when annualized, and storage/handling fees may apply
  • You must surrender physical possession of items for the duration of the loan, creating inconvenience and risk of loss
  • Limited to consumers with valuable pledgeable collateral; those without valuable items cannot access loans
  • Retail merchandise selection varies by location and inventory availability is unpredictable

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Denver, CO. It does not confirm that First Cash Pawn or this specific location is licensed.

State regulator

Colorado Department of Regulatory Agencies - Division of Banking

Money services context in Colorado

Short-term lending status: Restricted

General rate context: 36% APR cap on payday loans (2018 ballot measure); 12% for consumer loans under usury statute

Colorado voters approved Proposition 111 in 2018, capping payday loan APR at 36% and requiring minimum 6-month terms. The Uniform Consumer Credit Code provides comprehensive consumer protections for all credit transactions. Consumers can file complaints with the Attorney General or the Division of Banking.

Key state rules to check

  • Proposition 111 (2018) capped payday loan APR at 36% and eliminated balloon payments.
  • The Uniform Consumer Credit Code governs most consumer lending in the state.
  • Payday loans limited to $500 with a minimum 6-month term.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First Cash Pawn offer?

First Cash Pawn offers 10 services including Pawn loans secured by personal property with non-recourse terms, Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments, Gold, silver, and platinum buying services with immediate cash payment, Layaway purchase plans with 10% down payment option, In-store merchandise inventory browsing and shopping, and 5 more.

What profile signals are listed for First Cash Pawn?

First Cash Pawn has profile signals associated with Individuals with valuable personal property (jewelry, electronics, instruments) who need immediate emergency cash, Credit-constrained or unbanked consumers unable to qualify for traditional personal loans or credit products, Budget shoppers seeking affordable merchandise or layaway purchase options without credit approval, People needing short-term liquidity who can afford to pledge collateral and repay within the loan term.

What are the strengths and weaknesses of First Cash Pawn?

Key strengths: Massive network of 3,300+ locations provides convenient access across 29 U.S. states and international markets; Non-recourse pawn loans mean no personal liability if you cannot repay—only lose the pledged item; eligibility claim to verify; serves credit-constrained consumers who cannot access traditional loans. Areas to consider: Pawn loans are not credit-building; missed payments result in loss of personal property with no recourse debt protection benefit; Effective interest rates on pawn loans can be high when annualized, and storage/handling fees may apply.

How does First Cash Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Acme Pawn North, Acme Pawn Original, Atlantic Jewelry & Loan. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
1227 W 84th Ave A, Denver, CO 80260
BBB Accredited
No
Visit First Cash Pawn

CreditDoc Profile Note

Research Note on First Cash Pawn

FirstCash is profile signals for consumers in genuine financial emergencies who have valuable collateral to pledge and can repay within a reasonable timeframe. The main caveat is that pawn loans are not credit-building solutions, require surrendering physical possession of items, and carry real risk of permanent loss if you cannot repay—they should be considered a last resort for short-term cash access, not a substitute for traditional lending products.

Profile Signals

  • Individuals with valuable personal property (jewelry, electronics, instruments) who need immediate emergency cash
  • Credit-constrained or unbanked consumers unable to qualify for traditional personal loans or credit products
  • Budget shoppers seeking affordable merchandise or layaway purchase options without credit approval
  • People needing short-term liquidity who can afford to pledge collateral and repay within the loan term
Updated 2026-05-08

Similar Companies

Acme Pawn North logo

Acme Pawn North

Family-owned pawn shop operating 5 Colorado Springs locations since 1976, offering collateral-based cash loans and buying/selling used merchandise including jewelry, firearms, electronics, and musical instruments.

BBB: NR

Profile signals: Individuals researching short-term cash access who have valuable collateral (jewelry, electronics, instruments, firearms), Bargain hunters seeking discounted used merchandise across multiple categories

Acme Pawn Original logo

Acme Pawn Original

Family-owned Colorado Springs pawn shop since 1976 offering collateral-based cash loans and buying/selling used merchandise across jewelry, firearms, electronics, and collectibles.

BBB: NR

Profile signals: Individuals researching short-term cash access loans against collateral they own (jewelry, firearms, instruments, electronics), Budget-conscious shoppers looking for discounted used merchandise across multiple categories

Atlantic Jewelry & Loan logo

Atlantic Jewelry & Loan

Atlantic Jewelry & Loan is a Denver pawn shop offering collateral-based loans, jewelry sales, repairs, and secondary services like check cashing and computer sales since 1991.

BBB: NR

Profile signals: Denver residents researching short-term cash access against jewelry or electronics collateral, Customers with broken jewelry who want on-site repair combined with pawn options

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Quick Summary

  • First Cash Pawn is listed as a Pawn Shops provider in Denver, CO on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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