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Part of the First Cash Pawn chain · locations
First Cash Pawn in Denver, CO
Denver's First Cash Pawn on W 84th Ave A offers fast cash loans and buys jewelry, electronics, and valuables.
Data compiled from public sources · Rating from CreditDoc methodology
First Cash Pawn Review
Located at 1227 W 84th Ave A in Denver, CO, First Cash Pawn is a standalone pawn shop serving the Denver community. Open Monday through Friday 9:30 AM to 6:30 PM, Saturday 10 AM to 6 PM, and Sunday 12 PM to 5 PM, this location provides convenient access for anyone in Denver needing quick cash or looking to pawn valuables.
First Cash Pawn at this W 84th Avenue location offers full pawn services, buying gold, jewelry, electronics, and other valuables for immediate cash. Whether you need a pawn loan or want to sell items, call 303-427-1188 to speak with staff about current rates and item eligibility.
If you're in Denver and need quick cash, bring a valid ID and the items you'd like to pawn or sell. First Cash Pawn makes the process straightforward—you'll know the offer before you commit, and you can walk out with cash the same day.
Services & Features
Consumer lending focused on cash and credit-constrained populations
Gold, silver, and platinum buying services with immediate cash payment
In-store merchandise inventory browsing and shopping
Layaway purchase plans with 10% down payment option
Lease-to-own and retail finance payment solutions through AFF subsidiary (15,000+ merchant partners)
Online FAQ and pawn education resources
Pawn loans secured by personal property with non-recourse terms
Point-of-sale payment technology solutions for consumer lending
Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments
Store locator tool for finding nearest FirstCash location
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Massive network of 3,300+ locations provides convenient access across 29 U.S. states and international markets
- Non-recourse pawn loans mean no personal liability if you cannot repay—only lose the pledged item
- No credit check required; serves credit-constrained consumers who cannot access traditional loans
- Fast cash funding—loans are processed quickly with collateral in hand
- Diverse merchandise acceptance (jewelry, electronics, tools, instruments, appliances, sporting goods)
- Layaway service available with only 10% down, providing affordable payment options for purchases
- Gold and precious metals buying services offer immediate cash for items most people already own
- Publicly traded company (S&P MidCap 400, Russell 2000) indicates financial stability and transparency
Cons
- Pawn loans are not credit-building; missed payments result in loss of personal property with no recourse debt protection benefit
- Effective interest rates on pawn loans can be high when annualized, and storage/handling fees may apply
- You must surrender physical possession of items for the duration of the loan, creating inconvenience and risk of loss
- Limited to consumers with valuable pledgeable collateral; those without valuable items cannot access loans
- Retail merchandise selection varies by location and inventory availability is unpredictable
Rating Breakdown
Value 5.0
Effectiveness 3.5
Customer Service 3.7
Transparency 3.5
Ease of Use 3.9
Frequently Asked Questions
Is First Cash Pawn legitimate?
Yes. First Cash Pawn is a registered company, headquartered in 1227 W 84th Ave A, Denver, CO 80260.
Quick Facts
- Headquarters
- 1227 W 84th Ave A, Denver, CO 80260
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on First Cash Pawn
FirstCash is best for consumers in genuine financial emergencies who have valuable collateral to pledge and can repay within a reasonable timeframe. The main caveat is that pawn loans are not credit-building solutions, require surrendering physical possession of items, and carry real risk of permanent loss if you cannot repay—they should be considered a last resort for fast cash, not a substitute for traditional lending products.
Best For
- Individuals with valuable personal property (jewelry, electronics, instruments) who need immediate emergency cash
- Credit-constrained or unbanked consumers unable to qualify for traditional personal loans or credit products
- Budget shoppers seeking affordable merchandise or layaway purchase options without credit approval
- People needing short-term liquidity who can afford to pledge collateral and repay within the loan term
Updated 2026-04-29
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