Part of the EZPawn chain · locations
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EZPAWN in Denver, CO

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EZPAWN on N Pecos St in Denver, CO provides quick collateral loans and buys jewelry, electronics, musical instruments, and other valuables with same-day service.

Data compiled from public sources

EZPAWN Review

Located at 7250 N Pecos Street in north Denver, Colorado, this standalone EZPAWN location serves residents across the Denver area with in-person pawn and lending services. The shop is open Monday through Friday from 9AM to 7PM and Saturday from 9AM to 6PM, making it accessible for weekday and weekend customers throughout the Denver metro.

EZPAWN at this Denver location provides collateral-based loans and buys used items including jewelry, watches, electronics, sporting goods, musical instruments, and designer accessories. For valuations or questions about items you'd like to pawn or sell, call the store at 303-430-4308. Staff can provide immediate assessments over the phone and discuss loan terms specific to your item.

If you're a Denver resident considering a pawn loan, bring a valid government-issued ID and your item. Pawn shops are fastest for urgent expense research when you have collateral to offer—typically processing loans in under an hour. This location emphasizes listed pricing and fair lending terms tailored to each customer.

Services & Features

EZ+ Rewards program with point accumulation on pawns, redeems, sales, and purchases
Gold and diamond jewelry buying with precious metal testing for fair pricing
In-store gold and diamond jewelry appraisal
Instant Quote tool for electronics valuation online
Jewelry VIP Program with guaranteed loan amounts and trade-up benefits
Layaway program with 10% down and monthly payments
Online merchandise shop with daily new arrivals
Pawn loans on general merchandise in decent working condition
Product Protection Plans for electronics and other merchandise
Retail sales of pre-owned merchandise at 25-70% discounts off retail prices
Specialized firearms loans with secure on-site storage and professional appraisal
Take Today flexible payment plans through third-party financing (up to 12 months)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • eligibility claim to verify—immediate access to cash based on collateral value only
  • Instant Quote tool provides estimated item values online before visiting the store
  • EZ+ Rewards program allows digital management of pawns, layaways, and online payment capabilities
  • Secure on-site firearms storage for pawned guns, with professional evaluation and fair pricing
  • Precious metals tested for accuracy to ensure fair prices on gold and diamond jewelry
  • Daily new merchandise inventory with 25-70% discounts on pre-owned brand-name items
  • Flexible payment options including 10% down layaway and Take Today financing up to 12 months

Cons

  • Collateral-based lending model means loss of personal items if loan is not repaid—higher risk than unsecured credit
  • Firearms redemption requires background checks and additional conditions, limiting ease of retrieval
  • Online payments not available in Arizona, Oregon, or Pennsylvania, reducing convenience for some customers
  • Pawn loans typically carry higher effective costs than traditional loans when factoring in fees and short repayment terms
  • Limited to customers with valuable items to pledge; not accessible to those without collateral

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Denver, CO. It does not confirm that EZPAWN or this specific location is licensed.

State regulator

Colorado Department of Regulatory Agencies - Division of Banking

Money services context in Colorado

Short-term lending status: Restricted

General rate context: 36% APR cap on payday loans (2018 ballot measure); 12% for consumer loans under usury statute

Colorado voters approved Proposition 111 in 2018, capping payday loan APR at 36% and requiring minimum 6-month terms. The Uniform Consumer Credit Code provides comprehensive consumer protections for all credit transactions. Consumers can file complaints with the Attorney General or the Division of Banking.

Key state rules to check

  • Proposition 111 (2018) capped payday loan APR at 36% and eliminated balloon payments.
  • The Uniform Consumer Credit Code governs most consumer lending in the state.
  • Payday loans limited to $500 with a minimum 6-month term.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does EZPAWN offer?

EZPAWN offers 12 services including Pawn loans on general merchandise in decent working condition, Specialized firearms loans with secure on-site storage and professional appraisal, Gold and diamond jewelry buying with precious metal testing for fair pricing, Retail sales of pre-owned merchandise at 25-70% discounts off retail prices, Instant Quote tool for electronics valuation online, and 7 more.

What profile signals are listed for EZPAWN?

EZPAWN has profile signals associated with Customers researching short-term cash access ($100-$5,000+) with eligibility and income-verification claims to verify, Gun owners seeking quick loans on firearms while retaining secure storage options, Individuals with jewelry, electronics, or tools to sell or pledge who prefer fast transactions, Bargain shoppers seeking discounted pre-owned brand-name merchandise and second-hand goods.

What are the strengths and weaknesses of EZPAWN?

Key strengths: eligibility claim to verify—immediate access to cash based on collateral value only; Instant Quote tool provides estimated item values online before visiting the store; EZ+ Rewards program allows digital management of pawns, layaways, and online payment capabilities. Areas to consider: Collateral-based lending model means loss of personal items if loan is not repaid—higher risk than unsecured credit; Firearms redemption requires background checks and additional conditions, limiting ease of retrieval.

How does EZPAWN compare to similar companies?

In the Pawn Shops category, comparable providers include Acme Pawn North, Acme Pawn Original, Atlantic Jewelry & Loan. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
7250 N Pecos St, Denver, CO 80221
BBB Accredited
No
Visit EZPAWN

CreditDoc Profile Note

Research Note on EZPAWN

EZPAWN is profile signals for customers facing short-term cash needs who own valuable collateral (electronics, jewelry, firearms, tools) and can tolerate the risk of losing those items if unable to repay. The primary caveat is that pawn loans are fundamentally collateral-based with item forfeiture as the default consequence, making them higher-risk in listed context than traditional loans despite their speed and accessibility—borrowers should exhaust other options first and ensure they can meet repayment terms before pledging items.

Profile Signals

  • Customers researching short-term cash access ($100-$5,000+) with eligibility and income-verification claims to verify
  • Gun owners seeking quick loans on firearms while retaining secure storage options
  • Individuals with jewelry, electronics, or tools to sell or pledge who prefer fast transactions
  • Bargain shoppers seeking discounted pre-owned brand-name merchandise and second-hand goods
Updated 2026-05-08

Similar Companies

Acme Pawn North logo

Acme Pawn North

Family-owned pawn shop operating 5 Colorado Springs locations since 1976, offering collateral-based cash loans and buying/selling used merchandise including jewelry, firearms, electronics, and musical instruments.

BBB: NR

Profile signals: Individuals researching short-term cash access who have valuable collateral (jewelry, electronics, instruments, firearms), Bargain hunters seeking discounted used merchandise across multiple categories

Acme Pawn Original logo

Acme Pawn Original

Family-owned Colorado Springs pawn shop since 1976 offering collateral-based cash loans and buying/selling used merchandise across jewelry, firearms, electronics, and collectibles.

BBB: NR

Profile signals: Individuals researching short-term cash access loans against collateral they own (jewelry, firearms, instruments, electronics), Budget-conscious shoppers looking for discounted used merchandise across multiple categories

Atlantic Jewelry & Loan logo

Atlantic Jewelry & Loan

Atlantic Jewelry & Loan is a Denver pawn shop offering collateral-based loans, jewelry sales, repairs, and secondary services like check cashing and computer sales since 1991.

BBB: NR

Profile signals: Denver residents researching short-term cash access against jewelry or electronics collateral, Customers with broken jewelry who want on-site repair combined with pawn options

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Quick Summary

  • EZPAWN is listed as a Pawn Shops provider in Denver, CO on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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