Part of the EZPawn chain · locations
EZPAWN logo

EZPAWN in Denver, CO

3.9/5

EZPAWN on N Pecos St in Denver, CO provides quick collateral loans and buys jewelry, electronics, musical instruments, and other valuables with same-day service.

Data compiled from public sources · Rating from CreditDoc methodology

EZPAWN Review

Located at 7250 N Pecos Street in north Denver, Colorado, this standalone EZPAWN location serves residents across the Denver area with in-person pawn and lending services. The shop is open Monday through Friday from 9AM to 7PM and Saturday from 9AM to 6PM, making it accessible for weekday and weekend customers throughout the Denver metro.

EZPAWN at this Denver location provides collateral-based loans and buys used items including jewelry, watches, electronics, sporting goods, musical instruments, and designer accessories. For valuations or questions about items you'd like to pawn or sell, call the store at 303-430-4308. Staff can provide immediate assessments over the phone and discuss loan terms specific to your item.

If you're a Denver resident considering a pawn loan, bring a valid government-issued ID and your item. Pawn shops are fastest for urgent cash needs when you have collateral to offer—typically processing loans in under an hour. This location emphasizes transparent pricing and fair lending terms tailored to each customer.

Services & Features

EZ+ Rewards program with point accumulation on pawns, redeems, sales, and purchases
Gold and diamond jewelry buying with precious metal testing for fair pricing
In-store gold and diamond jewelry appraisal
Instant Quote tool for electronics valuation online
Jewelry VIP Program with guaranteed loan amounts and trade-up benefits
Layaway program with 10% down and monthly payments
Online merchandise shop with daily new arrivals
Pawn loans on general merchandise in decent working condition
Product Protection Plans for electronics and other merchandise
Retail sales of pre-owned merchandise at 25-70% discounts off retail prices
Specialized firearms loans with secure on-site storage and professional appraisal
Take Today flexible payment plans through third-party financing (up to 12 months)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • No credit check required—immediate access to cash based on collateral value only
  • Instant Quote tool provides estimated item values online before visiting the store
  • EZ+ Rewards program allows digital management of pawns, layaways, and online payment capabilities
  • Secure on-site firearms storage for pawned guns, with professional evaluation and fair pricing
  • Precious metals tested for accuracy to ensure fair prices on gold and diamond jewelry
  • Daily new merchandise inventory with 25-70% discounts on pre-owned brand-name items
  • Flexible payment options including 10% down layaway and Take Today financing up to 12 months

Cons

  • Collateral-based lending model means loss of personal items if loan is not repaid—higher risk than unsecured credit
  • Firearms redemption requires background checks and additional conditions, limiting ease of retrieval
  • Online payments not available in Arizona, Oregon, or Pennsylvania, reducing convenience for some customers
  • Pawn loans typically carry higher effective costs than traditional loans when factoring in fees and short repayment terms
  • Limited to customers with valuable items to pledge; not accessible to those without collateral

Rating Breakdown

Value
5.0
Effectiveness
3.5
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is EZPAWN legitimate?

Yes. EZPAWN is a registered company, headquartered in 7250 N Pecos St, Denver, CO 80221.

Quick Facts

Headquarters
7250 N Pecos St, Denver, CO 80221
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit EZPAWN

CreditDoc Diagnosis

Doctor's Verdict on EZPAWN

EZPAWN is best for customers facing immediate cash needs who own valuable collateral (electronics, jewelry, firearms, tools) and can tolerate the risk of losing those items if unable to repay. The primary caveat is that pawn loans are fundamentally collateral-based with item forfeiture as the default consequence, making them riskier than traditional loans despite their speed and accessibility—borrowers should exhaust other options first and ensure they can meet repayment terms before pledging items.

Best For

  • Customers needing immediate cash ($100-$5,000+) without credit checks or income verification
  • Gun owners seeking quick loans on firearms while retaining secure storage options
  • Individuals with jewelry, electronics, or tools to sell or pledge who prefer fast transactions
  • Bargain shoppers seeking discounted pre-owned brand-name merchandise and second-hand goods
Updated 2026-04-29

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