Best Banks in Atlanta, GA

Compare 6 banks companies serving Atlanta, Georgia. Average rating: 4.3/5.

6 Companies 6 Rated Payday: Banned

Georgia Lending Regulations

Georgia bans payday lending and treats violations as felony racketeering, providing among the strongest anti-payday protections in the country. Licensed installment lenders are regulated by the Department of Banking and Finance. Consumers can file complaints through the Governor's Office of Consumer Protection.

Usury cap: 5% simple interest (7% contract rate); payday lending banned under industrial loan act repeal Agency: Georgia Attorney General Consumer Protection Division

Top-Rated Banks

United Community logo

United Community

United Community is an FDIC-insured bank offering personal and business banking, lending, mortgages, and wealth management services across multiple locations including Embry Hills, GA.

4.5/5
Contact BBB: NR

Best for: Customers seeking full-service banking with both personal and business accounts at a single institution, Small business owners needing specialized lending (SBA, USDA, industry-specific programs) and treasury management

Ameris Bank logo

Ameris Bank

Regional bank operating in 8 southeastern states with full-service and mortgage-only locations, offering personal and commercial banking, mortgages, and equipment financing.

4.3/5
Contact BBB:

Best for: Southeast-based small business owners seeking commercial banking and equipment financing with local relationships, Homebuyers in Alabama, Florida, Georgia, North Carolina, or South Carolina wanting local mortgage expertise

Citizens Trust Bank logo

Citizens Trust Bank

Community bank offering personal and business banking solutions with over a century of local presence in Georgia, emphasizing lending flexibility and community investment.

4.2/5
Contact BBB:

Best for: Georgia-based individuals seeking community bank relationships with local lending decisions, First-time homebuyers leveraging Federal Home Loan Bank partnerships

Georgia Banking Company logo

Georgia Banking Company

Georgia Banking Company is a local bank offering business and personal checking, treasury solutions, mortgages, and digital banking services designed for small to mid-sized businesses and individuals.

4.2/5
Contact BBB:

Best for: Small to mid-sized business owners seeking personalized relationship banking in Georgia, Georgia residents looking for local community bank alternatives to national chain banks

Rbc Bank, (Georgia) National Association logo

Rbc Bank, (Georgia) National Association

RBC Bank is a U.S.-based bank specializing in cross-border banking solutions for Canadians living, working, or traveling in the United States.

4.2/5
Contact BBB:

Best for: Canadian citizens or permanent residents living permanently in the United States, Canadians who travel frequently to the U.S. and want to avoid foreign transaction fees

Craft Bank logo

Craft Bank

Craft Bank is a community bank serving small- and mid-sized businesses nationwide with customized commercial banking, SBA lending, and personal banking products through a digital platform and remote bankers.

4.1/5
Contact BBB:

Best for: Small- to mid-sized business owners seeking relationship-based commercial banking with SBA loan access, Business owners in Georgia and surrounding states wanting faster loan decisions than large national banks

All Banks in Atlanta (6)

United Community logo

United Community

United Community is an FDIC-insured bank offering personal and business banking, lending, mortgages, and wealth management services across multiple locations including Embry Hills, GA.

4.5/5
Contact BBB: NR

Best for: Customers seeking full-service banking with both personal and business accounts at a single institution, Small business owners needing specialized lending (SBA, USDA, industry-specific programs) and treasury management

Ameris Bank logo

Ameris Bank

Regional bank operating in 8 southeastern states with full-service and mortgage-only locations, offering personal and commercial banking, mortgages, and equipment financing.

4.3/5
Contact BBB:

Best for: Southeast-based small business owners seeking commercial banking and equipment financing with local relationships, Homebuyers in Alabama, Florida, Georgia, North Carolina, or South Carolina wanting local mortgage expertise

Citizens Trust Bank logo

Citizens Trust Bank

Community bank offering personal and business banking solutions with over a century of local presence in Georgia, emphasizing lending flexibility and community investment.

4.2/5
Contact BBB:

Best for: Georgia-based individuals seeking community bank relationships with local lending decisions, First-time homebuyers leveraging Federal Home Loan Bank partnerships

Georgia Banking Company logo

Georgia Banking Company

Georgia Banking Company is a local bank offering business and personal checking, treasury solutions, mortgages, and digital banking services designed for small to mid-sized businesses and individuals.

4.2/5
Contact BBB:

Best for: Small to mid-sized business owners seeking personalized relationship banking in Georgia, Georgia residents looking for local community bank alternatives to national chain banks

Rbc Bank, (Georgia) National Association logo

Rbc Bank, (Georgia) National Association

RBC Bank is a U.S.-based bank specializing in cross-border banking solutions for Canadians living, working, or traveling in the United States.

4.2/5
Contact BBB:

Best for: Canadian citizens or permanent residents living permanently in the United States, Canadians who travel frequently to the U.S. and want to avoid foreign transaction fees

Craft Bank logo

Craft Bank

Craft Bank is a community bank serving small- and mid-sized businesses nationwide with customized commercial banking, SBA lending, and personal banking products through a digital platform and remote bankers.

4.1/5
Contact BBB:

Best for: Small- to mid-sized business owners seeking relationship-based commercial banking with SBA loan access, Business owners in Georgia and surrounding states wanting faster loan decisions than large national banks