KASHER Capital provides commercial financing solutions including SBA loans, working capital, equipment financing, and commercial real estate loans up to $500M for businesses nationwide.
Data compiled from public sources · Google rating shown when a stored review count is available
KASHER Capital, Inc. is a commercial finance lender based in Atlanta, GA that specializes in business and real estate financing. The company positions itself as a leader in commercial financing with a stated mission to help businesses secure the right kind of financing to support growth and development across various industries and business stages.
The company offers a comprehensive suite of commercial financing products including SBA loans, working capital solutions, commercial real estate financing, equipment financing, merchant cash advances, accounts receivable financing, purchase order financing, unsecured lines of credit, business lines of credit, fix and flip loans, franchise financing, healthcare financing, business-to-consumer financing, and supply chain financing. They claim to serve both new and existing businesses nationwide with financing options up to $500M. Their website emphasizes flexibility in how borrowed funds can be deployed—whether for expansion, hiring, marketing campaigns, or seizing growth opportunities.
KASHER Capital distinguishes itself by offering unsecured business lines of credit to customers with strong credit histories and emphasizing no collateral requirements for these products. They provide free consultations and position their financing as accessible to businesses of all types. The company also highlights supply chain financing as a solution that creates "win-win scenarios" for both buyers and suppliers by reducing costs and improving cash flows.
While the website presents a broad array of financing options, specific terms, interest rates, and approval requirements are not disclosed on the public-facing site. The company provides resource materials including funding calculators, FAQs, and industry-specific guides for Atlanta-area businesses, but actual lending criteria, typical APRs, and minimum credit score requirements remain unavailable without direct contact.
This is state-level context for Business Loans consumers in Atlanta, GA. It does not confirm that KASHER Capital, Inc. or this specific location is licensed.
State regulator
Georgia Department of Banking and Finance
Consumer protection
Status: Permitted
Rate context: 5% simple interest (7% contract rate) under usury laws; no specific cap for licensed lenders making installment loans
Personal loans from licensed lenders are governed by Georgia Consumer Finance Law. Unlicensed lenders are subject to usury caps.
Status: Permitted
Rate context: Licensed installment lenders can charge tiered rates up to 60% APR on smallest loans, declining with loan size; rates regulated by Georgia Consumer Finance Law (Ga. Code Ann. § 34-29-1 et seq.)
Licensed by Georgia Department of Banking and Finance. Rates vary by loan amount with maximum rates decreasing as loan amounts increase. Lenders must be licensed and comply with all regulatory requirements.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
KASHER Capital, Inc. offers 12 services including SBA loans for small business financing, Working capital solutions and optimization, Commercial real estate financing, Equipment financing, Unsecured business lines of credit, and 7 more.
KASHER Capital, Inc. has profile signals associated with Established businesses with strong credit seeking working capital or expansion financing, Commercial real estate investors and fix-and-flip operators in need of property financing, SBA loan applicants seeking an alternative lender with flexible approval criteria, Supply chain participants (buyers and suppliers) looking to optimize cash flow management.
Key strengths: Offers unsecured business lines of credit with no collateral requirements for borrowers who meet provider criteria; Provides financing up to $500M, covering both small business and larger commercial needs; Wide range of listed financing options including SBA loans, equipment financing, and healthcare financing. Areas to consider: Website does not disclose specific interest rates, APRs, or typical approval requirements; No information provided about minimum credit score thresholds or qualification criteria.
In the Business Loans category, comparable providers include Credit Corner, Freedom Debt Relief, Shmucher Law, PL. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
KASHER Capital is best suited for established businesses with strong credit profiles seeking commercial financing for expansion, real estate acquisition, or working capital needs. The primary caveat is that specific lending terms, rates, and qualification criteria are not publicly disclosed, requiring direct contact for pricing and approval probability assessment.
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Read guide →New to credit and lending? Here are the key terms used on this page, explained in plain language with real-number examples.
The total yearly cost of borrowing money, including the interest rate plus any fees the lender charges. Think of it as the 'true price tag' on a loan.
Lenders are required to show APR by law (Truth in Lending Act) because the interest rate alone can hide fees. Comparing APR across lenders is the most reliable way to find the lower-cost loan.
Example
You borrow $10,000 at 6% interest for 3 years, but there's a $300 origination fee. The interest rate is 6%, but the APR is 6.9% because it includes that fee. You'd pay $304/month and $946 total in interest.
The percentage a lender charges you for borrowing their money, calculated on the amount you still owe. It's the lender's profit for taking the risk of lending to you.
Even a 1% difference in interest rate can cost you thousands over a loan's life. Lower rates mean less money out of your pocket.
Example
On a $20,000 car loan for 5 years: at 5% you pay $2,645 in interest. At 8% you pay $4,332. That 3% difference costs you $1,687 extra.
A person who agrees to repay your loan if you can't. They're equally responsible for the debt, and their credit is affected by your payment behavior.
Cosigning helps people with thin credit get approved or get better rates. But it's a huge risk for the cosigner — they're on the hook for the full amount if you default.
Example
A parent cosigns their child's $30,000 student loan. The child stops paying after 6 months. The parent is now legally required to make the payments or face collections, lawsuits, and credit damage.
How long you have to repay the loan, measured in months or years. A shorter term means higher monthly payments but less total interest paid.
Longer terms feel more affordable monthly but cost much more overall. A 30-year mortgage costs almost double in interest compared to a 15-year mortgage on the same amount.
Example
Borrowing $200,000 at 6.5%: A 15-year term costs $1,742/month ($113,561 total interest). A 30-year term costs $1,264/month ($255,088 total interest). You save $141,527 with the shorter term.
A one-time fee the lender charges to process and set up your loan. It covers their costs for underwriting, verifying your information, and preparing paperwork.
Origination fees are usually 1-8% of the loan amount and are often deducted from your loan proceeds — so you receive less than you borrowed.
Example
You're approved for a $10,000 personal loan with a 5% origination fee. The lender deducts $500 upfront, so you receive $9,500 in your bank account but owe $10,000 plus interest.
The original amount of money you borrowed, before any interest or fees are added. It's the 'real' amount of your debt.
Your interest is calculated on the principal. Paying extra toward principal (not just interest) is the one route to reduce your total cost and pay off a loan early.
Example
You borrow $25,000 for a car. That $25,000 is your principal. Your first payment of $450 might split as $150 toward interest and $300 toward principal, bringing your balance to $24,700.
The process where a lender evaluates your finances — income, debts, credit history, assets — to decide whether to approve your loan and at what rate.
Understanding what underwriters look for helps you prepare a stronger application. They check your DTI ratio, employment stability, credit score, and the asset's value.
Example
You apply for a mortgage. The underwriter reviews your pay stubs (income), bank statements (savings), credit report (history), and orders an appraisal (home value). This takes 2-4 weeks.
Want to learn more? Read our Financial Wellness Guides for in-depth explanations and practical advice.
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