Best Mortgages & Home Loans in Detroit, MI

Compare 5 mortgages & home loans companies serving Detroit, Michigan. Average rating: 4.3/5.

5 Companies 5 Rated Payday: Legal

Michigan Lending Regulations

Michigan allows payday lending with a $600 cap, tiered fee structure, and a one-loan-at-a-time limit. Rollovers are prohibited. The Department of Insurance and Financial Services regulates consumer lenders, and complaints can be filed with DIFS or the Attorney General.

Usury cap: 25% for consumer loans; payday loans capped at $600 with 15% fee on first $100, tiered after Agency: Michigan Attorney General Consumer Protection Division

Top-Rated Mortgages & Home Loans

Belong Lending logo

Belong Lending

Detroit-based mortgage broker offering home purchase loans, refinancing, and rate comparison tools with claimed 30-day funding timelines.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers in Michigan seeking guidance through the purchase process and pre-approval, Existing homeowners looking to refinance mortgages at lower rates or access home equity

EG Home Loans logo

EG Home Loans

The Evans Group Home Loans is a mortgage lender led by Tommy Evans, focused on simplifying the home buying process for first-time homebuyers and offering personalized loan products.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers seeking personalized guidance and education through the mortgage process, Real estate investors looking for capital-efficient loan solutions and expert industry knowledge

Home Advantage Lending logo

Home Advantage Lending

Home Advantage Lending is a mortgage lender offering home purchase, refinance, and home equity loan options with competitive rate shopping and rapid quote delivery.

4.4/5
Contact BBB: NR

Best for: Homebuyers seeking to compare mortgage options quickly online, Current homeowners exploring refinance opportunities

Hard Money Global logo

Hard Money Global

Hard Money Global is a hard money and private money lending brokerage specializing in asset-based real estate loans for investors with flexible credit requirements.

4.3/5
Contact BBB: NR

Best for: Real estate investors seeking fix-and-flip financing with non-traditional credit profiles, Property investors who need fast capital approval based on asset value rather than credit history

Nsc (Naca Counseling Subsidiary) - Detroit MI logo

Nsc (Naca Counseling Subsidiary) - Detroit MI

NACA provides character-based mortgage lending with no down payment, no closing costs, and no credit score requirements. A non-profit focused on closing the racial wealth gap through affordable homeownership.

4.0/5
Contact BBB: NR

Best for: First-time homebuyers with limited savings or damaged credit histories who can't qualify for conventional mortgages, Low-to-moderate income individuals and families in underserved communities seeking affordable homeownership

All Mortgages & Home Loans in Detroit (5)

Belong Lending logo

Belong Lending

Detroit-based mortgage broker offering home purchase loans, refinancing, and rate comparison tools with claimed 30-day funding timelines.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers in Michigan seeking guidance through the purchase process and pre-approval, Existing homeowners looking to refinance mortgages at lower rates or access home equity

EG Home Loans logo

EG Home Loans

The Evans Group Home Loans is a mortgage lender led by Tommy Evans, focused on simplifying the home buying process for first-time homebuyers and offering personalized loan products.

4.4/5
Contact BBB: NR

Best for: First-time homebuyers seeking personalized guidance and education through the mortgage process, Real estate investors looking for capital-efficient loan solutions and expert industry knowledge

Home Advantage Lending logo

Home Advantage Lending

Home Advantage Lending is a mortgage lender offering home purchase, refinance, and home equity loan options with competitive rate shopping and rapid quote delivery.

4.4/5
Contact BBB: NR

Best for: Homebuyers seeking to compare mortgage options quickly online, Current homeowners exploring refinance opportunities

Hard Money Global logo

Hard Money Global

Hard Money Global is a hard money and private money lending brokerage specializing in asset-based real estate loans for investors with flexible credit requirements.

4.3/5
Contact BBB: NR

Best for: Real estate investors seeking fix-and-flip financing with non-traditional credit profiles, Property investors who need fast capital approval based on asset value rather than credit history

Nsc (Naca Counseling Subsidiary) - Detroit MI logo

Nsc (Naca Counseling Subsidiary) - Detroit MI

NACA provides character-based mortgage lending with no down payment, no closing costs, and no credit score requirements. A non-profit focused on closing the racial wealth gap through affordable homeownership.

4.0/5
Contact BBB: NR

Best for: First-time homebuyers with limited savings or damaged credit histories who can't qualify for conventional mortgages, Low-to-moderate income individuals and families in underserved communities seeking affordable homeownership