13338 E Jefferson Ave: Check `n Go in Detroit, MI provides same-day payday and title loans.
Data compiled from public sources · Rating from CreditDoc methodology
Check `n Go is located at 13338 E Jefferson Avenue in Detroit, MI, operating as a standalone storefront dedicated to payday and title loans. This Detroit location serves the East Jefferson corridor, providing convenient access for residents in the area. While specific hours are not published online, you can call +1 313-331-5500 to confirm availability before visiting.
This Detroit Check `n Go location specializes in payday loans and title-secured lending with quick approval processes. Whether you need an immediate cash advance or a title loan, the staff at this location can walk you through the application process. Contact them at +1 313-331-5500 to discuss your lending options and get pre-approved.
As a Detroit resident needing quick cash, bring a valid government ID, proof of income, and documentation of your vehicle title if applying for a title loan. Check `n Go focuses on fast turnaround times—many applicants complete their transactions on the same day. This is a practical resource when unexpected expenses arise in MI.
See which lenders actually approve borrowers with bad credit. We compared APRs, fees, minimum scores, and funding speed.
Yes. Check `n Go is a registered company, headquartered in Detroit, MI.
Results vary by individual situation. Contact the provider to discuss expected timelines for your specific needs.
CreditDoc Diagnosis
Check 'n Go is best for employed individuals with bad or no credit who need emergency cash within 24 hours and have an active checking account. The primary caveat is that payday loans are high-cost debt products with rates and fees not disclosed on the website; this should only be used as a last resort when other borrowing options are unavailable, as the short-term structure frequently leads to repeat borrowing cycles.
Cash Time Loan Centers Phoenix, AZ — Cash Time Loan Centers offers same-day title loans, personal loans, and registration loans in Phoenix with online a...
Best for: West Phoenix residents (Maryvale, Tolleson, West Valley areas) needing same-day emergency cash, Vehicle owners seeking title loans or title loan refinancing from other lenders
Larry Minutillo is a mortgage loan officer at First American Bank in Chicago specializing in home purchase and refinance loans with personalized service through prequalification to closing.
Best for: First-time homebuyers in the Chicago area seeking structured guidance and educational support through the mortgage process, Homeowners looking to refinance or purchase with a dedicated loan officer relationship at an established bank
San Antonio's LendNation location at 2908 West Ave offers payday and title loans with same-day service.
Best for: Employed individuals with steady income facing unexpected expenses before payday, Vehicle owners needing larger short-term cash ($1,000+) willing to pledge title
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Read guide →New to credit and lending? Here are the key terms used on this page, explained in plain language with real-number examples.
The total yearly cost of borrowing money, including the interest rate plus any fees the lender charges. Think of it as the 'true price tag' on a loan.
Lenders must show APR by law (Truth in Lending Act) because the interest rate alone can hide fees. Comparing APR across lenders is the most reliable way to find the cheapest loan.
Example
You borrow $10,000 at 6% interest for 3 years, but there's a $300 origination fee. The interest rate is 6%, but the APR is 6.9% because it includes that fee. You'd pay $304/month and $946 total in interest.
Interest calculated on both the original amount borrowed AND the interest that's already been added. It's 'interest on interest' — and it makes debt grow faster than you'd expect.
Credit cards and many loans use compound interest. If you only make minimum payments, compound interest is why a $3,000 balance can take 15 years to pay off.
Example
You owe $1,000 at 20% annual interest compounded monthly. After month 1 you owe $1,016.67. Month 2, interest is charged on $1,016.67 (not $1,000), so you owe $1,033.61. After 1 year without payments: $1,219.
A special APR calculation used for military servicemembers that includes ALL costs — fees, insurance, and add-ons — capped at 36% by federal law.
The Military Lending Act protects active-duty servicemembers and their families from predatory lending. Any lender charging above 36% MAPR to military is breaking federal law.
Example
A payday lender charges a $15 fee per $100 borrowed for 2 weeks. For civilians, that's technically legal in some states. For military: that works out to 391% MAPR — illegal under the MLA.
The maximum interest rate a lender can legally charge in a particular state. Charging above this rate is called 'usury' and is illegal.
Usury laws are your main legal protection against predatory interest rates. But beware: some states have weak or no usury caps, and federal banks can sometimes override state limits.
Example
New York caps interest at 16% for most consumer loans (25% is criminal usury). If a lender tries to charge you 30% in NY, that loan is unenforceable — you could fight it in court.
An asset you pledge to the lender as security for a loan. If you stop paying, the lender can seize and sell that asset to recover their money.
Secured loans (with collateral) have lower interest rates because the lender has less risk. But you could lose your home, car, or savings if you default.
Example
A mortgage uses your house as collateral. A car loan uses your vehicle. A title loan uses your car title. If you miss payments, the lender can foreclose or repossess.
A charge added to your account when you miss a payment deadline. Most credit cards charge $29-$41 per late payment, and many loans have similar penalties.
The fee itself hurts, but the real damage is to your credit score. A payment 30+ days late stays on your credit report for 7 years and can drop your score 60-110 points.
Example
Your credit card payment of $150 is due March 1. You pay on March 18. The bank charges a $39 late fee. If it's 30+ days late, it gets reported to credit bureaus and your 760 score drops to 670.
A fee your bank charges when a payment bounces because there isn't enough money in your account. Also called a 'bounced check fee' or 'returned payment fee.'
NSF fees hit you twice — your bank charges you AND the company you were trying to pay may charge their own returned payment fee. That's $50-70 for one missed payment.
Example
Your auto-pay tries to pull $350 for rent, but you only have $280 in checking. Your bank charges $35 NSF fee. Your landlord charges $25 returned payment fee. Total damage: $60 in fees.
The practice of charging interest rates higher than what the law allows. Usury laws set state-specific caps on how much lenders can charge.
If a lender charges usurious rates, the loan may be void, penalties can be reduced, or you may be entitled to damages. Know your state's limits.
Example
Your state caps consumer loans at 24% APR. An online lender charges you 36%. That loan may be unenforceable, and you might only need to repay the principal — no interest or fees.
Using your credit card to get cash from an ATM or bank. It's one of the most expensive ways to borrow — higher interest rate, immediate interest accrual (no grace period), and an upfront fee.
Cash advances are a debt trap: 25-30% APR with no grace period plus a 3-5% fee. Interest starts the second you withdraw, not at the end of the billing cycle.
Example
You take a $500 cash advance. Fee: $25 (5%). Interest: 28% APR starting immediately. After 30 days, you owe $536.67. After 6 months of minimum payments, you've paid $85 in interest on $500.
Want to learn more? Read our Financial Wellness Guides for in-depth explanations and practical advice.
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