Best Free Help in Detroit, MI

Compare 19 free help companies serving Detroit, Michigan. Average rating: 4.1/5.

19 Companies 19 Rated Payday: Legal

Michigan Lending Regulations

Michigan allows payday lending with a $600 cap, tiered fee structure, and a one-loan-at-a-time limit. Rollovers are prohibited. The Department of Insurance and Financial Services regulates consumer lenders, and complaints can be filed with DIFS or the Attorney General.

Usury cap: 25% for consumer loans; payday loans capped at $600 with 15% fee on first $100, tiered after Agency: Michigan Attorney General Consumer Protection Division

Top-Rated Free Help

THE DEBT SURVIVOR logo

THE DEBT SURVIVOR

Technical assistance and financial readiness consulting firm serving nonprofits, CDFIs, business service organizations, and entrepreneurs nationwide with credit education and organizational capacity building.

4.4/5
Free BBB: NR

Best for: Nonprofits and CDFIs seeking to design, deliver, or strengthen credit-building and financial education programs, Small business development centers, chambers of commerce, and accelerators wanting to enhance entrepreneur financial readiness support

Central Detroit Christian logo

Central Detroit Christian

Unable to verify company details. Website returns 403 Forbidden error, preventing access to service information needed for accurate profiling.

4.3/5
Free BBB: NR

Best for: Consumers in Detroit, Michigan looking for credit repair services, People who prefer working with a local credit repair provider

Detroit Wealth Club logo

Detroit Wealth Club

Detroit Wealth Club is a nonprofit organization providing structured financial education, credit strategy, and entrepreneurship programming to individuals and entrepreneurs across Detroit and Metro Detroit.

4.3/5
Free BBB: NR

Best for: Detroit/Metro Detroit residents interested in foundational credit education and understanding credit reports, Aspiring entrepreneurs and small business owners seeking business formation, credit strategy, and capital readiness guidance

U-Snap-Bac logo

U-Snap-Bac

Detroit-based nonprofit providing free housing counseling, credit education, and financial coaching to low-income residents since 1985.

4.2/5
Contact BBB: NR

Best for: Detroit-area low-income homeowners seeking property tax relief or senior housing discounts, First-time homebuyers planning purchases and needing education to qualify for down payment assistance

Central Detroit Christian Cdc logo

Central Detroit Christian Cdc

Unable to verify — website currently inaccessible (403 Forbidden). Central Detroit Christian CDC appears to be a Detroit-based nonprofit, but services cannot be confirmed.

4.1/5
Contact BBB: NR

Best for: Free housing counseling, Foreclosure prevention

GreenPath Financial Wellness, Detroit, MI logo

GreenPath Financial Wellness, Detroit, MI

Detroit-based nonprofit NFCC and HUD-certified counselor offering free debt management, financial counseling, and housing guidance since 1961.

4.1/5
Contact BBB: NR

Best for: Consumers with high-interest credit card debt seeking negotiated repayment plans and interest rate reduction, Homeowners facing foreclosure or renters needing housing counseling and guidance

All Free Help in Detroit (19)

THE DEBT SURVIVOR logo

THE DEBT SURVIVOR

Technical assistance and financial readiness consulting firm serving nonprofits, CDFIs, business service organizations, and entrepreneurs nationwide with credit education and organizational capacity building.

4.4/5
Free BBB: NR

Best for: Nonprofits and CDFIs seeking to design, deliver, or strengthen credit-building and financial education programs, Small business development centers, chambers of commerce, and accelerators wanting to enhance entrepreneur financial readiness support

Central Detroit Christian logo

Central Detroit Christian

Unable to verify company details. Website returns 403 Forbidden error, preventing access to service information needed for accurate profiling.

4.3/5
Free BBB: NR

Best for: Consumers in Detroit, Michigan looking for credit repair services, People who prefer working with a local credit repair provider

Detroit Wealth Club logo

Detroit Wealth Club

Detroit Wealth Club is a nonprofit organization providing structured financial education, credit strategy, and entrepreneurship programming to individuals and entrepreneurs across Detroit and Metro Detroit.

4.3/5
Free BBB: NR

Best for: Detroit/Metro Detroit residents interested in foundational credit education and understanding credit reports, Aspiring entrepreneurs and small business owners seeking business formation, credit strategy, and capital readiness guidance

U-Snap-Bac logo

U-Snap-Bac

Detroit-based nonprofit providing free housing counseling, credit education, and financial coaching to low-income residents since 1985.

4.2/5
Contact BBB: NR

Best for: Detroit-area low-income homeowners seeking property tax relief or senior housing discounts, First-time homebuyers planning purchases and needing education to qualify for down payment assistance

Central Detroit Christian Cdc logo

Central Detroit Christian Cdc

Unable to verify — website currently inaccessible (403 Forbidden). Central Detroit Christian CDC appears to be a Detroit-based nonprofit, but services cannot be confirmed.

4.1/5
Contact BBB: NR

Best for: Free housing counseling, Foreclosure prevention

GreenPath Financial Wellness, Detroit, MI logo

GreenPath Financial Wellness, Detroit, MI

Detroit-based nonprofit NFCC and HUD-certified counselor offering free debt management, financial counseling, and housing guidance since 1961.

4.1/5
Contact BBB: NR

Best for: Consumers with high-interest credit card debt seeking negotiated repayment plans and interest rate reduction, Homeowners facing foreclosure or renters needing housing counseling and guidance

Jefferson East, Inc. logo

Jefferson East, Inc.

Non-profit community development organization serving Detroit's East Jefferson Corridor with housing stability, small business support, and neighborhood revitalization services.

4.1/5
Contact BBB: NR

Best for: Detroit residents in the East Jefferson Corridor seeking neighborhood-based community development support, Families seeking affordable housing options and property tax exemption assistance

National Faith  Homebuyers logo

National Faith Homebuyers

Non-profit housing counselor providing free homebuyer education, down payment assistance, and foreclosure prevention to first-time homebuyers in Michigan and Georgia.

4.1/5
Contact BBB: NR

Best for: First-time homebuyers in Detroit, Westland, or Atlanta seeking free education and counseling, Homeowners facing foreclosure who need prevention counseling and assistance options

Southwest Economic Solutions Dba Miwealth logo

Southwest Economic Solutions Dba Miwealth

HUD-approved non-profit offering free homebuyer education, pre-purchase counseling, and financial coaching to help aspiring homeowners understand the mortgage process.

4.1/5
Contact BBB: NR

Best for: First-time homebuyers in Detroit/Michigan with limited budgets who need free education and government-backed certification, Non-English speaking prospective homeowners seeking bilingual counseling and culturally competent guidance

Wayne County Neighborhood Legal Services Michigan Dba Neighborhood Legal Services Michigan logo

Wayne County Neighborhood Legal Services Michigan Dba Neighborhood Legal Services Michigan

Nonprofit legal services organization providing free legal advice and representation to low-income individuals in Wayne County, Michigan since 1970.

4.1/5
Contact BBB: NR

Best for: Low-income families in Wayne County facing child custody, support, or domestic relations disputes, Elderly residents in Wayne County needing probate assistance, elder law guidance, or disability advocacy

Abayomi Community Development Corporation logo

Abayomi Community Development Corporation

Detroit-based nonprofit offering HUD-certified housing counseling, homebuyer education, youth development, and wellness services since 1998.

4.0/5
Contact BBB: NR

Best for: First-time homebuyers in Detroit seeking HUD-approved education and down payment assistance qualification, Renters preparing for homeownership who need comprehensive financial literacy and mortgage readiness training

Amandla Community Development Corporation logo

Amandla Community Development Corporation

Non-profit housing counselor certified by MSHDA and HUD offering free foreclosure prevention, homebuyer education, and financial counseling in the Detroit area.

4.0/5
Contact BBB: NR

Best for: Detroit-area homeowners facing foreclosure seeking free negotiation assistance with lenders, First-time home buyers in the MSA preparing for mortgage qualification and purchase

Bridging Communities, Inc. logo

Bridging Communities, Inc.

Detroit-based non-profit providing free case management, housing counseling, and resource coordination for older adults and low-to-moderate-income families since 1980.

4.0/5
Contact BBB: NR

Best for: Older adults in Detroit seeking case management and resource coordination to age in place, Low-to-moderate-income families needing HUD-certified housing counseling and stability support

Detroit Hispanic Development Corporation logo

Detroit Hispanic Development Corporation

Detroit Hispanic Development Corporation is a non-profit community center in Southwest Detroit offering free HUD-approved housing counseling, financial literacy, youth programs, and family services to 5,000+ residents annually.

4.0/5
Contact BBB: NR

Best for: Latino and Spanish-speaking families in Southwest Detroit needing housing or financial counseling, Parents seeking free family education and financial literacy training

Family Tree, Inc. logo

Family Tree, Inc.

Detroit-based nonprofit housing and financial counseling agency established in 1998, HUD-certified and MSHDA-participating, serving families through housing placement and financial empowerment programs.

4.0/5
Contact BBB: NR

Best for: Detroit-area families seeking HUD-certified housing counseling and foreclosure prevention, Low-income individuals needing emergency assistance (food, clothing) combined with financial coaching

Greenpath Financial Wellness logo

Greenpath Financial Wellness

GreenPath Financial Wellness is a 60-year-old nonprofit offering free NFCC and HUD-certified financial counseling, debt management programs, and housing assistance to help consumers reduce debt and build financial stability.

4.0/5
Contact BBB: NR

Best for: Consumers with multiple credit card debts seeking structured consolidation and interest rate reduction without taking new loans, Homeowners facing foreclosure or rental housing challenges who need HUD-certified counseling and prevention strategies

Michigan State University Extension Service -Wayne Detroit logo

Michigan State University Extension Service -Wayne Detroit

MSU Extension provides free, unbiased financial and homeownership education through certified counselors, webinars, and in-person classes across Michigan.

4.0/5
Contact BBB: NR

Best for: Michigan residents seeking free financial education before making major decisions (home buying, renting, budgeting), Homeowners facing foreclosure who need to understand their legal options and alternatives

Nid-Hca Borrower Help Center logo

Nid-Hca Borrower Help Center

HUD-approved housing counseling network providing free guidance on homeownership, financial stability, and down payment assistance programs.

4.0/5
Contact BBB: NR

Best for: First-time homebuyers seeking free pre-purchase education and counseling, Low-to-moderate income individuals qualifying for down payment assistance programs

Seed - Sowing Empowerment and Economic Development logo

Seed - Sowing Empowerment and Economic Development

501(c)(3) nonprofit in Maryland and Michigan providing free financial education, housing counseling, emergency food assistance, and community development to low-to-moderate-income families.

3.9/5
Contact BBB: NR

Best for: Low-to-moderate-income families in Maryland or Michigan needing emergency assistance plus financial coaching, First-time homebuyers seeking free HUD-approved counseling and education