Free Help Provider Profiles in Detroit, MI

Review 19 listed free help profiles associated with Detroit, Michigan. Average stored Google rating where available: 4.5/5.

19 Listed Profiles 4 Google-rated Payday: Legal

Michigan Lending Regulations

Michigan allows payday lending with a $600 cap, tiered fee structure, and a one-loan-at-a-time limit. Rollovers are prohibited. The Department of Insurance and Financial Services regulates consumer lenders, and complaints can be filed with DIFS or the Attorney General.

Usury cap: 25% for consumer loans; payday loans capped at $600 with 15% fee on first $100, tiered after Agency: Michigan Attorney General Consumer Protection Division

Provider Profiles for Free Help

Detroit Wealth Club

Detroit Wealth Club is a nonprofit organization providing structured financial education, credit strategy, and entrepreneurship programming to individuals and entrepreneurs across Detroit and Metro Detroit.

5.0/5

Google rating from 31 reviews

BBB: NR

Profile signals: Detroit/Metro Detroit residents interested in foundational credit education and understanding credit reports, Aspiring entrepreneurs and small business owners seeking business formation, credit strategy, and capital readiness guidance

THE DEBT SURVIVOR

Technical assistance and financial readiness consulting firm serving nonprofits, CDFIs, business service organizations, and entrepreneurs nationwide with credit education and organizational capacity building.

5.0/5

Google rating from 59 reviews

BBB: NR

Profile signals: Nonprofits and CDFIs seeking to design, deliver, or strengthen credit-building and financial education programs, Small business development centers, chambers of commerce, and accelerators wanting to enhance entrepreneur financial readiness support

U-Snap-Bac

Detroit-based nonprofit providing free housing counseling, credit education, and financial coaching to low-income residents since 1985.

4.2/5

Google rating from 70 reviews

BBB: NR

Profile signals: Detroit-area low-income homeowners seeking property tax relief or senior housing discounts, First-time homebuyers planning purchases and needing education to qualify for down payment assistance

GreenPath Financial Wellness, Detroit, MI

Detroit-based nonprofit NFCC and HUD-certified counselor offering free debt management, financial counseling, and housing guidance since 1961.

3.8/5

Google rating from 6 reviews

BBB: NR

Profile signals: Consumers with high-interest credit card debt seeking negotiated repayment plans and interest rate reduction, Homeowners facing foreclosure or renters needing housing counseling and guidance

Listed Free Help Profiles in Detroit (19)

Detroit Wealth Club

Detroit Wealth Club is a nonprofit organization providing structured financial education, credit strategy, and entrepreneurship programming to individuals and entrepreneurs across Detroit and Metro Detroit.

5.0/5

Google rating from 31 reviews

BBB: NR

Profile signals: Detroit/Metro Detroit residents interested in foundational credit education and understanding credit reports, Aspiring entrepreneurs and small business owners seeking business formation, credit strategy, and capital readiness guidance

THE DEBT SURVIVOR

Technical assistance and financial readiness consulting firm serving nonprofits, CDFIs, business service organizations, and entrepreneurs nationwide with credit education and organizational capacity building.

5.0/5

Google rating from 59 reviews

BBB: NR

Profile signals: Nonprofits and CDFIs seeking to design, deliver, or strengthen credit-building and financial education programs, Small business development centers, chambers of commerce, and accelerators wanting to enhance entrepreneur financial readiness support

U-Snap-Bac

Detroit-based nonprofit providing free housing counseling, credit education, and financial coaching to low-income residents since 1985.

4.2/5

Google rating from 70 reviews

BBB: NR

Profile signals: Detroit-area low-income homeowners seeking property tax relief or senior housing discounts, First-time homebuyers planning purchases and needing education to qualify for down payment assistance

GreenPath Financial Wellness, Detroit, MI

Detroit-based nonprofit NFCC and HUD-certified counselor offering free debt management, financial counseling, and housing guidance since 1961.

3.8/5

Google rating from 6 reviews

BBB: NR

Profile signals: Consumers with high-interest credit card debt seeking negotiated repayment plans and interest rate reduction, Homeowners facing foreclosure or renters needing housing counseling and guidance

Abayomi Community Development Corporation

Detroit-based nonprofit offering HUD-certified housing counseling, homebuyer education, youth development, and wellness services since 1998.

BBB: NR

Profile signals: First-time homebuyers in Detroit seeking HUD-approved education and down payment assistance qualification, Renters preparing for homeownership who need comprehensive financial literacy and mortgage readiness training

Amandla Community Development Corporation

Non-profit housing counselor certified by MSHDA and HUD offering free foreclosure prevention, homebuyer education, and financial counseling in the Detroit area.

BBB: NR

Profile signals: Detroit-area homeowners facing foreclosure seeking free negotiation assistance with lenders, First-time home buyers in the MSA preparing for mortgage qualification and purchase

Bridging Communities, Inc.

Detroit-based non-profit providing free case management, housing counseling, and resource coordination for older adults and low-to-moderate-income families since 1980.

BBB: NR

Profile signals: Older adults in Detroit seeking case management and resource coordination to age in place, Low-to-moderate-income families needing HUD-certified housing counseling and stability support

Detroit Hispanic Development Corporation

Detroit Hispanic Development Corporation is a non-profit community center in Southwest Detroit offering free HUD-approved housing counseling, financial literacy, youth programs, and family services to 5,000+ residents annually.

BBB: NR

Profile signals: Latino and Spanish-speaking families in Southwest Detroit needing housing or financial counseling, Parents seeking free family education and financial literacy training

Family Tree, Inc.

Detroit-based nonprofit housing and financial counseling agency established in 1998, HUD-certified and MSHDA-participating, serving families through housing placement and financial empowerment programs.

BBB: NR

Profile signals: Detroit-area families seeking HUD-certified housing counseling and foreclosure prevention, Low-income individuals needing emergency assistance (food, clothing) combined with financial coaching

Greenpath Financial Wellness

GreenPath Financial Wellness is a 60-year-old nonprofit offering free NFCC and HUD-certified financial counseling, debt management programs, and housing assistance to help consumers reduce debt and build financial stability.

BBB: NR

Profile signals: Consumers with multiple credit card debts seeking structured consolidation and interest rate reduction without taking new loans, Homeowners facing foreclosure or rental housing challenges who need HUD-certified counseling and prevention strategies

Jefferson East, Inc.

Non-profit community development organization serving Detroit's East Jefferson Corridor with housing stability, small business support, and neighborhood revitalization services.

BBB: NR

Profile signals: Detroit residents in the East Jefferson Corridor seeking neighborhood-based community development support, Families seeking affordable housing options and property tax exemption assistance

Michigan State University Extension Service -Wayne Detroit

MSU Extension provides free, unbiased financial and homeownership education through certified counselors, webinars, and in-person classes across Michigan.

BBB: NR

Profile signals: Michigan residents seeking free financial education before making major decisions (home buying, renting, budgeting), Homeowners facing foreclosure who need to understand their legal options and alternatives

NACA Detroit Office

NACA is a national non-profit housing service organization with 40+ offices providing free homeownership counseling, mortgage assistance, and affordable lending programs.

BBB: NR

Profile signals: First-time homebuyers seeking free non-profit counseling in the Detroit area, Consumers interested in affordable mortgage products through a community-focused organization

National Faith Homebuyers

Non-profit housing counselor providing free homebuyer education, down payment assistance, and foreclosure prevention to first-time homebuyers in Michigan and Georgia.

BBB: NR

Profile signals: First-time homebuyers in Detroit, Westland, or Atlanta seeking free education and counseling, Homeowners facing foreclosure who need prevention counseling and assistance options

Nid-Hca Borrower Help Center

HUD-approved housing counseling network providing free guidance on homeownership, financial stability, and down payment assistance programs.

BBB: NR

Profile signals: First-time homebuyers seeking free pre-purchase education and counseling, Low-to-moderate income individuals qualifying for down payment assistance programs

Seed - Sowing Empowerment and Economic Development

501(c)(3) nonprofit in Maryland and Michigan providing free financial education, housing counseling, emergency food assistance, and community development to low-to-moderate-income families.

BBB: NR

Profile signals: Low-to-moderate-income families in Maryland or Michigan needing emergency assistance plus financial coaching, First-time homebuyers seeking free HUD-approved counseling and education

Southwest Economic Solutions Dba Miwealth

HUD-approved non-profit offering free homebuyer education, pre-purchase counseling, and financial coaching to help aspiring homeowners understand the mortgage process.

BBB: NR

Profile signals: First-time homebuyers in Detroit/Michigan with limited budgets who need free education and government-backed certification, Non-English speaking prospective homeowners seeking bilingual counseling and culturally competent guidance

Wayne County Neighborhood Legal Services Michigan Dba Neighborhood Legal Services Michigan

Nonprofit legal services organization providing free legal advice and representation to low-income individuals in Wayne County, Michigan since 1970.

BBB: NR

Profile signals: Low-income families in Wayne County facing child custody, support, or domestic relations disputes, Elderly residents in Wayne County needing probate assistance, elder law guidance, or disability advocacy

Wayne Metropolitan Community Action Agency

Wayne Metro Community Action Agency is a nonprofit serving southeastern Michigan with 100+ programs focused on housing, family stability, and economic opportunities. They offer free counseling and assistance to over 130,000 individuals annually.

BBB: NR

Profile signals: Low-income Detroit and Wayne County residents needing housing assistance or property tax relief, Families seeking economic stability programs and financial counseling