Best Credit Unions in Detroit, MI

Compare 9 credit unions companies serving Detroit, Michigan. Average rating: 4.1/5.

9 Companies 9 Rated Payday: Legal

Michigan Lending Regulations

Michigan allows payday lending with a $600 cap, tiered fee structure, and a one-loan-at-a-time limit. Rollovers are prohibited. The Department of Insurance and Financial Services regulates consumer lenders, and complaints can be filed with DIFS or the Attorney General.

Usury cap: 25% for consumer loans; payday loans capped at $600 with 15% fee on first $100, tiered after Agency: Michigan Attorney General Consumer Protection Division

Top-Rated Credit Unions

Credit Union ONE logo

Credit Union ONE

Michigan-based credit union offering personal and business checking, savings, loans, mortgages, and financial planning with no overdraft fees and member-focused service.

4.5/5
Free BBB: NR

Best for: Michigan residents seeking full-service banking with local decision-making and community roots, Small business owners needing SBA loans, commercial lending, and treasury management services

DFCU Financial logo

DFCU Financial

DFCU Financial is a credit union offering checking, savings, loans, mortgages, and investment services with both online and in-person banking across Michigan.

4.4/5
Contact BBB: NR

Best for: Michigan residents seeking full-service banking with credit union member benefits and competitive rates, Small business owners and non-profit organizations needing specialized business banking and treasury services

Diversified Members Credit Union logo

Diversified Members Credit Union

Michigan-based credit union offering checking, savings, loans, credit cards, mortgages, and financial education to local members.

4.4/5
Contact BBB: NR

Best for: Michigan residents seeking competitive rates on auto loans, home equity lines, and mortgages from a local institution, Borrowers wanting to consolidate debt through personal loans or home equity products with transparent local service

Public Service Credit Union logo

Public Service Credit Union

Metro Detroit credit union offering checking, savings, personal loans, auto loans, and home equity products with competitive rates and member-focused service.

4.4/5
Contact BBB: NR

Best for: Metro Detroit residents seeking local credit union membership with personal service relationships, Consumers prioritizing identity theft protection and fraud awareness education

Michigan First Credit Union logo

Michigan First Credit Union

Michigan First Credit Union is a nearly 100-year-old credit union offering personal and business banking, loans, mortgages, and insurance with a 365-day live local call center.

4.3/5
Contact BBB: NR

Best for: Michigan residents seeking personalized, local banking with century-old institutional stability, Small business owners needing comprehensive business accounts, loans, and financial services

MSU Federal Credit Union and Pillur Business Banking logo

MSU Federal Credit Union and Pillur Business Banking

MSU Federal Credit Union is a federally insured credit union offering checking, savings, loans, credit cards, and business banking services to members.

4.3/5
Contact BBB: NR

Best for: MSU students, alumni, and university-affiliated employees seeking member-owned banking, Michigan residents seeking competitive auto and home refinancing rates

All Credit Unions in Detroit (9)

Credit Union ONE logo

Credit Union ONE

Michigan-based credit union offering personal and business checking, savings, loans, mortgages, and financial planning with no overdraft fees and member-focused service.

4.5/5
Free BBB: NR

Best for: Michigan residents seeking full-service banking with local decision-making and community roots, Small business owners needing SBA loans, commercial lending, and treasury management services

DFCU Financial logo

DFCU Financial

DFCU Financial is a credit union offering checking, savings, loans, mortgages, and investment services with both online and in-person banking across Michigan.

4.4/5
Contact BBB: NR

Best for: Michigan residents seeking full-service banking with credit union member benefits and competitive rates, Small business owners and non-profit organizations needing specialized business banking and treasury services

Diversified Members Credit Union logo

Diversified Members Credit Union

Michigan-based credit union offering checking, savings, loans, credit cards, mortgages, and financial education to local members.

4.4/5
Contact BBB: NR

Best for: Michigan residents seeking competitive rates on auto loans, home equity lines, and mortgages from a local institution, Borrowers wanting to consolidate debt through personal loans or home equity products with transparent local service

Public Service Credit Union logo

Public Service Credit Union

Metro Detroit credit union offering checking, savings, personal loans, auto loans, and home equity products with competitive rates and member-focused service.

4.4/5
Contact BBB: NR

Best for: Metro Detroit residents seeking local credit union membership with personal service relationships, Consumers prioritizing identity theft protection and fraud awareness education

Michigan First Credit Union logo

Michigan First Credit Union

Michigan First Credit Union is a nearly 100-year-old credit union offering personal and business banking, loans, mortgages, and insurance with a 365-day live local call center.

4.3/5
Contact BBB: NR

Best for: Michigan residents seeking personalized, local banking with century-old institutional stability, Small business owners needing comprehensive business accounts, loans, and financial services

MSU Federal Credit Union and Pillur Business Banking logo

MSU Federal Credit Union and Pillur Business Banking

MSU Federal Credit Union is a federally insured credit union offering checking, savings, loans, credit cards, and business banking services to members.

4.3/5
Contact BBB: NR

Best for: MSU students, alumni, and university-affiliated employees seeking member-owned banking, Michigan residents seeking competitive auto and home refinancing rates

Lake Trust Credit Union logo

Lake Trust Credit Union

Michigan-based credit union offering personal and business banking, loans, mortgages, and financial planning services to members.

4.1/5
Contact BBB: NR

Best for: Michigan residents seeking community-focused banking with financial education resources, Small business owners in Michigan looking for microloans and relationship-based lending

Michigan First Credit Union (Inside Meijer) logo

Michigan First Credit Union (Inside Meijer)

Michigan First Credit Union is a nearly 100-year-old credit union offering checking, savings, loans, mortgages, and business banking with 365-day live local customer service.

4.1/5
Contact BBB: NR

Best for: Michigan-based consumers seeking personalized banking from a long-established local institution, Homebuyers in Michigan interested in mortgage lending with local loan officer support

Alliance Catholic Credit Union logo

Alliance Catholic Credit Union

Michigan-based Catholic credit union offering comprehensive financial services including checking, savings, loans, mortgages, and investment products to members.

2.5/5
Contact BBB: NR

Best for: Catholic community members seeking faith-aligned financial services with community-focused mission, Michigan residents looking for comprehensive credit union services with lower fees and member-owned governance