Credit Unions Provider Profiles in Detroit, MI

Review 15 listed credit unions profiles associated with Detroit, Michigan. Average stored Google rating where available: 4.2/5.

15 Listed Profiles 9 Google-rated Payday: Legal

Michigan Lending Regulations

Michigan allows payday lending with a $600 cap, tiered fee structure, and a one-loan-at-a-time limit. Rollovers are prohibited. The Department of Insurance and Financial Services regulates consumer lenders, and complaints can be filed with DIFS or the Attorney General.

Usury cap: 25% for consumer loans; payday loans capped at $600 with 15% fee on first $100, tiered after Agency: Michigan Attorney General Consumer Protection Division

Provider Profiles for Credit Unions

Public Service Credit Union logo

Public Service Credit Union

Metro Detroit credit union offering checking, savings, personal loans, auto loans, and home equity products with rate claims to verify and member-focused service.

4.9/5

Google rating from 64 reviews

BBB: NR

Profile signals: Metro Detroit residents seeking local credit union membership with personal service relationships, Consumers prioritizing identity theft protection and fraud awareness education

Credit Union ONE logo

Credit Union ONE

Michigan-based credit union offering personal and business checking, savings, loans, mortgages, and financial planning with no overdraft fees and member-focused service.

4.8/5

Google rating from 154 reviews

BBB: NR

Profile signals: Michigan residents seeking full-service banking with local decision-making and community roots, Small business owners needing SBA loans, commercial lending, and treasury management services

Diversified Members Credit Union logo

Diversified Members Credit Union

Michigan-based credit union offering checking, savings, loans, credit cards, mortgages, and financial education to local members.

4.8/5

Google rating from 13 reviews

BBB: NR

Profile signals: Michigan residents seeking rate claims to verify on auto loans, home equity lines, and mortgages from a local institution, Borrowers wanting to consolidate debt through personal loans or home equity products with listed local service

DFCU Financial logo

DFCU Financial

DFCU Financial is a credit union offering checking, savings, loans, mortgages, and investment services with both online and in-person banking across Michigan.

4.6/5

Google rating from 32 reviews

BBB: NR

Profile signals: Michigan residents seeking full-service banking with credit union member benefits and rate claims to verify, Small business owners and non-profit organizations needing listed business banking and treasury services

Michigan First Credit Union logo

Michigan First Credit Union

Michigan First Credit Union is a nearly 100-year-old credit union offering personal and business banking, loans, mortgages, and insurance with a 365-day live local call center.

4.2/5

Google rating from 185 reviews

BBB: NR

Profile signals: Michigan residents seeking personalized, local banking with century-old institutional stability, Small business owners needing comprehensive business accounts, loans, and financial services

MSU Federal Credit Union and Pillur Business Banking logo

MSU Federal Credit Union and Pillur Business Banking

MSU Federal Credit Union is a federally insured credit union offering checking, savings, loans, credit cards, and business banking services to members.

4.0/5

Google rating from 5 reviews

BBB: NR

Profile signals: MSU students, alumni, and university-affiliated employees seeking member-owned banking, Michigan residents seeking competitive auto and home refinancing rates

Listed Credit Unions Profiles in Detroit (15)

Public Service Credit Union logo

Public Service Credit Union

Metro Detroit credit union offering checking, savings, personal loans, auto loans, and home equity products with rate claims to verify and member-focused service.

4.9/5

Google rating from 64 reviews

BBB: NR

Profile signals: Metro Detroit residents seeking local credit union membership with personal service relationships, Consumers prioritizing identity theft protection and fraud awareness education

Credit Union ONE logo

Credit Union ONE

Michigan-based credit union offering personal and business checking, savings, loans, mortgages, and financial planning with no overdraft fees and member-focused service.

4.8/5

Google rating from 154 reviews

BBB: NR

Profile signals: Michigan residents seeking full-service banking with local decision-making and community roots, Small business owners needing SBA loans, commercial lending, and treasury management services

Diversified Members Credit Union logo

Diversified Members Credit Union

Michigan-based credit union offering checking, savings, loans, credit cards, mortgages, and financial education to local members.

4.8/5

Google rating from 13 reviews

BBB: NR

Profile signals: Michigan residents seeking rate claims to verify on auto loans, home equity lines, and mortgages from a local institution, Borrowers wanting to consolidate debt through personal loans or home equity products with listed local service

DFCU Financial logo

DFCU Financial

DFCU Financial is a credit union offering checking, savings, loans, mortgages, and investment services with both online and in-person banking across Michigan.

4.6/5

Google rating from 32 reviews

BBB: NR

Profile signals: Michigan residents seeking full-service banking with credit union member benefits and rate claims to verify, Small business owners and non-profit organizations needing listed business banking and treasury services

Michigan First Credit Union logo

Michigan First Credit Union

Michigan First Credit Union is a nearly 100-year-old credit union offering personal and business banking, loans, mortgages, and insurance with a 365-day live local call center.

4.2/5

Google rating from 185 reviews

BBB: NR

Profile signals: Michigan residents seeking personalized, local banking with century-old institutional stability, Small business owners needing comprehensive business accounts, loans, and financial services

MSU Federal Credit Union and Pillur Business Banking logo

MSU Federal Credit Union and Pillur Business Banking

MSU Federal Credit Union is a federally insured credit union offering checking, savings, loans, credit cards, and business banking services to members.

4.0/5

Google rating from 5 reviews

BBB: NR

Profile signals: MSU students, alumni, and university-affiliated employees seeking member-owned banking, Michigan residents seeking competitive auto and home refinancing rates

Alliance Catholic Credit Union logo

Alliance Catholic Credit Union

Michigan-based Catholic credit union offering comprehensive financial services including checking, savings, loans, mortgages, and investment products to members.

3.8/5

Google rating from 14 reviews

BBB: NR

Profile signals: Catholic community members seeking faith-aligned financial services with community-focused mission, Michigan residents looking for comprehensive credit union services with lower fees and member-owned governance

Lake Trust Credit Union logo

Lake Trust Credit Union

Michigan-based credit union offering personal and business banking, loans, mortgages, and financial planning services to members.

3.7/5

Google rating from 37 reviews

BBB: NR

Profile signals: Michigan residents seeking community-focused banking with financial education resources, Small business owners in Michigan looking for microloans and relationship-based lending

Michigan First Credit Union (Inside Meijer) logo

Michigan First Credit Union (Inside Meijer)

Michigan First Credit Union is a nearly 100-year-old credit union offering checking, savings, loans, mortgages, and business banking with 365-day live local customer service.

3.2/5

Google rating from 11 reviews

BBB: NR

Profile signals: Michigan-based consumers seeking personalized banking from a long-established local institution, Homebuyers in Michigan interested in mortgage lending with local loan officer support

ABD Federal Credit Union logo

ABD Federal Credit Union

ABD Federal Credit Union is a member-owned financial cooperative operating since 1947, offering savings, checking, loans, and online banking services to eligible members.

BBB: NR

Profile signals: Eligible members seeking competitive auto and boat loan rates, Consumers who prefer digital-first banking with mobile app access and online bill pay

Diversified Members logo

Diversified Members

Diversified Members Credit Union is a Michigan-based, member-owned financial institution offering auto loans, home equity loans, personal loans, and deposit products with rate claims to verify.

BBB: NR

Profile signals: Michigan residents seeking member-owned lending alternatives with lower overhead costs, Borrowers prioritizing debit card usage who can benefit from the $10/month rewards incentive

Electrical Workers Local 58 logo

Electrical Workers Local 58

Electrical Workers Local 58 Credit Union is a member-owned, NCUA-insured credit union serving the Detroit area with auto loans, personal loans, savings, and checking accounts.

BBB: NR

Profile signals: Detroit-area residents and electrical workers seeking an auto loan with rate claims to verify, Members wanting a no-fee Visa card with reasonable rates from a local institution

I M Detroit District CU logo

I M Detroit District CU

IM Detroit District Credit Union is a state-chartered Michigan credit union established in 1957, serving over 500 members with $2M in assets from its single Detroit branch.

BBB: NR

Profile signals: Detroit-based residents seeking personalized community credit union banking, Members prioritizing lower fees and better rates through not-for-profit structure

International UAW Federal Credit Union logo

International UAW Federal Credit Union

Federal credit union serving UAW members and affiliates with online banking, loans, and shared branch access through the CO-OP network.

BBB: NR

Profile signals: UAW union members and retirees seeking member-owned financial services with rate claims to verify, Auto industry workers wanting employer-integrated payroll deduction and direct deposit services

Security Credit Union logo

Security Credit Union

Michigan-based credit union offering personal loans, vehicle loans, mortgages, and deposit accounts with rewards credit cards and online banking.

BBB: NR

Profile signals: Michigan residents seeking a full-service credit union alternative to traditional banks, Members interested in simple cash-back rewards without category restrictions