Bakersfield, California

Credit Repair & Financial Services in Bakersfield

Compare 41 credit repair companies, personal lenders, and financial services in Bakersfield, California. All independently reviewed with BBB ratings and pricing.

Top Rated in Bakersfield

41 companies
American Consumer Credit Counseling, Inc. logo

American Consumer Credit Counseling, Inc.

American Consumer Credit Counseling, Inc. Bakersfield, California — American Consumer Credit Counseling (ACCC) offers free consultations, debt managemen...

4.0/5
Contact BBB: NR

Best for: Consumers with $1,000–$100,000+ in credit card debt seeking a structured repayment plan without new loans, People who have fallen behind on payments and are exploring alternatives to bankruptcy

Oportun logo

Oportun

Oportun Bakersfield, California — Oportun is a consumer lender offering personal and secured installment loans through physical branch locations, built ...

4.0/5
Free BBB: NR

Best for: Unbanked or underbanked borrowers who prefer or require cash-based repayment, Spanish-speaking consumers seeking bilingual loan service at a physical branch

Bakersfield's Best Pawn logo

Bakersfield's Best Pawn

Family-owned pawn shop in Bakersfield specializing in collateral loans and gold/jewelry buying with 20 years of community service.

3.9/5
Contact BBB: NR

Best for: Individuals who need fast cash and have valuable items (gold, jewelry, electronics) to pledge as collateral, People with poor or no credit who cannot qualify for traditional personal loans

Globe Loan Jewelry Co. logo

Globe Loan Jewelry Co.

Bakersfield-based pawn shop established in 1966 offering collateral-based loans on jewelry, tools, electronics, and sporting goods with state-regulated rates.

3.9/5
Contact BBB: NR

Best for: Working families with immediate short-term cash needs for essential expenses who have eligible collateral, Customers with jewelry or tools they don't immediately need who can redeem items within 4 months

Gold & Silver Trading Co logo

Gold & Silver Trading Co

Gold & Silver Trading Co operates three pawn shop locations in Bakersfield, CA, offering fast cash loans, buying, selling, and trading of jewelry, electronics, musical instruments, and collectibles without credit checks.

3.9/5
Contact BBB: NR

Best for: Customers needing immediate cash ($100-$5K+) who own valuable items they can temporarily part with, Individuals with poor or no credit history unable to qualify for traditional loans

Gold & Silver Trading Co logo

Gold & Silver Trading Co

Gold & Silver Trading Co operates three pawn shop locations in Bakersfield, offering collateral-based loans, buying, and selling of jewelry, electronics, musical instruments, and luxury goods with no credit checks required.

3.9/5
Contact BBB: NR

Best for: Consumers with valuable items (jewelry, electronics, instruments) needing immediate cash without credit checks, Individuals seeking to sell or trade unwanted luxury goods, rare coins, or collectibles for quick payment

Emergency Cash in Bakersfield

View all →
Advance America logo

Advance America

Advance America in Bakersfield, CA at 2600 Oswell St provides payday and title loans.

2.8/5
Free BBB: NR

Best for: Consumers with poor or no credit who need emergency cash within hours and have no lower-cost alternatives, Unbanked or underbanked adults who cannot qualify for traditional bank loans or credit cards

ACE Cash Express logo

ACE Cash Express

Bakersfield, CA ACE Cash Express at 2707 S H Street offers fast payday loans, cash advances, and title loans to residents.

2.4/5
Contact BBB: NR

Best for: Consumers seeking same-day or next-day emergency cash in states where ACE operates, Customers who prefer in-person financial transactions at physical store locations

ACE Cash Express logo

ACE Cash Express

At 2011 Union Ave in Bakersfield, CA, ACE Cash Express offers fast payday and title loans with convenient weekend access.

2.4/5
Contact BBB: NR

Best for: Consumers needing immediate emergency cash with same-day or next-day funding, Unbanked or underbanked individuals in need of check cashing or bill payment services

Advance America logo

Advance America

Bakersfield, CA's Advance America at 3811 Ming Ave offers payday and title loans Mon-Fri 10AM-6PM, Sat 9AM-1PM.

2.4/5
Contact BBB: NR

Best for: Workers facing unexpected emergencies (car repair, medical expense, eviction notice) with 1–2 weeks until next paycheck, Vehicle owners with poor or no credit history who need cash quickly and cannot qualify for unsecured personal loans

5 Star Car Title Loans logo

5 Star Car Title Loans

Bakersfield, CA's 5 Star Car Title Loans at 9356 Shellabarger Rd offers quick car title loans and cash advances.

2.3/5
Contact BBB: NR

Best for: Vehicle owners with immediate cash needs and poor or no credit history, Borrowers who need $5,000+ and cannot qualify for personal loans or payday loans

5 Star Car Title Loans logo

5 Star Car Title Loans

Bakersfield's 5 Star Car Title Loans at 4313 Rosedale Hwy offers title loans Mon–Sat with same-day funding available.

2.3/5
Contact BBB: NR

Best for: Vehicle owners with immediate cash needs and sufficient equity in their vehicle, Borrowers unable to qualify for traditional personal loans due to credit challenges

Check Cashing & Money Services in Bakersfield

View all →
Money Mart logo

Money Mart

Money Mart is a financial services retailer offering check cashing, cash advance loans ($50–$255), MoneyGram transfers, money orders, and prepaid cards at retail locations across multiple states.

2.3/5
Contact BBB: NR

Best for: Consumers in AK, AZ, CA, LA, or FL who need same-day or next-day emergency cash and lack access to traditional bank loans, Unbanked individuals who need check cashing services and lack conventional bank accounts

MoneyGram logo

MoneyGram

Bakersfield, CA's MoneyGram at 2309 Niles Point offers money transfer and check-cashing services daily from 7AM to 11PM.

2.3/5
Contact BBB: NR

Best for: Consumers needing occasional domestic money transfers with flexible pickup options, International money senders in areas without traditional bank access

MoneyGram logo

MoneyGram

Bakersfield MoneyGram at 3737 Columbus St, CA provides check cashing and money transfers with convenient extended hours.

2.3/5
Contact BBB: NR

Best for: Consumers seeking convenient money transfers through familiar retail chains like Walmart, International remittance senders making regular transfers to family abroad

Orlandi Valuta logo

Orlandi Valuta

Bakersfield, CA's Orlandi Valuta at La Flor Mercado offers check cashing and currency exchange services.

2.3/5
Contact BBB: NR

Best for: Spanish-speaking and multilingual immigrants sending remittances to family abroad, Unbanked and underbanked consumers needing check cashing and wire transfer services in underserved communities

Orlandi Valuta logo

Orlandi Valuta

Bakersfield, CA's Orlandi Valuta check-cashing store at Five Star Market offers fast currency exchange and check-cashing services open daily 6AM–10PM.

2.3/5
Contact BBB: NR

Best for: Spanish-speaking and immigrant communities seeking familiar service locations, International money senders and receivers relying on Western Union's global network

Ria Money Transfer & Currency Exchange logo

Ria Money Transfer & Currency Exchange

Global money transfer company with nearly 40 years of experience, operating 600,000+ locations across 200 countries. Send money online and in-person with access to 4.1 billion bank accounts and 3.1 billion mobile wallets.

2.3/5
Contact BBB: NR

Best for: Migrant workers sending remittances to family in countries with limited digital banking infrastructure, Consumers preferring in-person service with multilingual staff over digital-only platforms

Pawn Shops in Bakersfield

View all →
Bakersfield's Best Pawn logo

Bakersfield's Best Pawn

Family-owned pawn shop in Bakersfield specializing in collateral loans and gold/jewelry buying with 20 years of community service.

3.9/5
Contact BBB: NR

Best for: Individuals who need fast cash and have valuable items (gold, jewelry, electronics) to pledge as collateral, People with poor or no credit who cannot qualify for traditional personal loans

Globe Loan Jewelry Co. logo

Globe Loan Jewelry Co.

Bakersfield-based pawn shop established in 1966 offering collateral-based loans on jewelry, tools, electronics, and sporting goods with state-regulated rates.

3.9/5
Contact BBB: NR

Best for: Working families with immediate short-term cash needs for essential expenses who have eligible collateral, Customers with jewelry or tools they don't immediately need who can redeem items within 4 months

Gold & Silver Trading Co logo

Gold & Silver Trading Co

Gold & Silver Trading Co operates three pawn shop locations in Bakersfield, CA, offering fast cash loans, buying, selling, and trading of jewelry, electronics, musical instruments, and collectibles without credit checks.

3.9/5
Contact BBB: NR

Best for: Customers needing immediate cash ($100-$5K+) who own valuable items they can temporarily part with, Individuals with poor or no credit history unable to qualify for traditional loans

Gold & Silver Trading Co logo

Gold & Silver Trading Co

Gold & Silver Trading Co operates three pawn shop locations in Bakersfield, offering collateral-based loans, buying, and selling of jewelry, electronics, musical instruments, and luxury goods with no credit checks required.

3.9/5
Contact BBB: NR

Best for: Consumers with valuable items (jewelry, electronics, instruments) needing immediate cash without credit checks, Individuals seeking to sell or trade unwanted luxury goods, rare coins, or collectibles for quick payment

Gold & Silver Trading Co logo

Gold & Silver Trading Co

Multi-location pawn shop in Bakersfield offering fast collateral-based loans, buying, selling, and trading of jewelry, electronics, musical instruments, and luxury goods with no credit checks.

3.9/5
Contact BBB: NR

Best for: Individuals with poor credit needing immediate short-term cash without bank approval, People seeking to sell or trade unwanted jewelry, electronics, or collectibles for quick cash

M.A. Griffin & Sons Pawn Shop logo

M.A. Griffin & Sons Pawn Shop

M.A. Griffin & Sons Pawn Shop in Bakersfield, CA offers collateral-based loans, jewelry, electronics, and used vintage items with a focus on friendly customer service.

3.9/5
Contact BBB: NR

Best for: Consumers seeking quick collateral-based loans in Bakersfield with preference for personalized service, Buyers searching for used electronics, jewelry, gaming equipment, or vintage items

Free Help in Bakersfield

View all →
American Consumer Credit Counseling, Inc. logo

American Consumer Credit Counseling, Inc.

American Consumer Credit Counseling, Inc. Bakersfield, California — American Consumer Credit Counseling (ACCC) offers free consultations, debt managemen...

4.0/5
Contact BBB: NR

Best for: Consumers with $1,000–$100,000+ in credit card debt seeking a structured repayment plan without new loans, People who have fallen behind on payments and are exploring alternatives to bankruptcy

Banks in Bakersfield

View all →
Ganas Auto - Bakersfield logo

Ganas Auto - Bakersfield

Unable to verify — website currently inaccessible (Error 522). Company listed as credit-repair service in Bakersfield, but operational status cannot be confirmed.

3.8/5
Contact BBB: NR

I Need a Loan in Bakersfield

View all →
Oportun logo

Oportun

Oportun Bakersfield, California — Oportun is a consumer lender offering personal and secured installment loans through physical branch locations, built ...

4.0/5
Free BBB: NR

Best for: Unbanked or underbanked borrowers who prefer or require cash-based repayment, Spanish-speaking consumers seeking bilingual loan service at a physical branch

Your Rights in California

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. HUD-approved counselors in Bakersfield offer free guidance at consumerfinance.gov.

Compare Top-Rated Services

Our editors reviewed hundreds of companies to find the best options nationwide.

Browse Other Cities

Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Our editorial team independently reviews all services. Learn more.