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MoneyGram in Bakersfield, CA

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Bakersfield, CA's MoneyGram at 2309 Niles Point offers money transfer and check-cashing services daily from 7AM to 11PM.

Data compiled from public sources

MoneyGram Review

Located at 2309 Niles Point in Bakersfield, CA, this MoneyGram location operates as a dedicated check-cashing service center. The Bakersfield branch maintains extended operating hours, open seven days a week from 7AM to 11PM, providing convenient access for residents throughout the area.

This Bakersfield, CA MoneyGram location specializes in money transfer services and check cashing. Contact the branch directly at +1 661-869-1076 to confirm service availability or discuss your specific transfer or check-cashing needs.

Residents and business owners in Bakersfield, CA can take advantage of the extended weekday and weekend hours at this location. Bring a valid government-issued ID and the funds or check you plan to process for the quickest service.

Services & Features

Bill payment processing
Direct account deposit for transfer recipients
Domestic money transfers with flexible delivery options
Extended evening and weekend hours at select locations
In-person cash pickup at agent locations
International money transfers to 200+ countries and territories
Mobile app for transaction management
Money order services
Multi-language support at agent locations
No bank account required for services
Online transfer initiation via website or mobile app
Real-time transfer tracking

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Extensive agent network with 21+ locations in Bakersfield alone, including major retailers like Walmart and established check-cashing partners
  • Dual-channel service model allowing online initiation with in-person pickup or fully digital transactions
  • Available at convenient retail locations with extended evening and late-night hours (some locations open until 11:00 PM)
  • Established global brand with long operational history and international money transfer capabilities
  • Multiple service options including domestic transfers, international transfers, bill payments, and money orders
  • Mobile app and website access for managing transfers without visiting a physical location
  • Partner locations include both national chains (Walmart, Ace Cash Express) and local independent retailers

Cons

  • Transfer fees not disclosed on the location finder page—pricing information requires visiting agent location or website
  • International transfer exchange rates not listed on primary location search interface
  • Delivery times vary by transfer type and destination but not clearly specified in the sample content
  • Dependent on third-party agent locations rather than company-owned branches, limiting control over service quality
  • No indication of 24-hour availability at any location—latest closing times shown are 11:00 PM

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Bakersfield, CA. It does not confirm that MoneyGram or this specific location is licensed.

State regulator

California Department of Financial Protection and Innovation (DFPI)

Money services context in California

Short-term lending status: Legal

General rate context: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100

California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Key state rules to check

  • Payday loans capped at $300 with maximum fee of $15 per $100 (459% APR equivalent).
  • The California Consumer Financial Protection Law grants DFPI broad enforcement authority.
  • Licensed finance lenders under the California Financing Law can charge rates above usury for loans under $10,000.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does MoneyGram offer?

MoneyGram offers 12 services including Domestic money transfers with flexible delivery options, International money transfers to 200+ countries and territories, In-person cash pickup at agent locations, Direct account deposit for transfer recipients, Online transfer initiation via website or mobile app, and 7 more.

What profile signals are listed for MoneyGram?

MoneyGram has profile signals associated with Consumers needing occasional domestic money transfers with flexible pickup options, International money senders in areas without traditional bank access, People preferring in-person transactions over digital-only platforms, Customers in retail-accessible neighborhoods already shopping at Walmart or similar retailers.

What are the strengths and weaknesses of MoneyGram?

Key strengths: Extensive agent network with 21+ locations in Bakersfield alone, including major retailers like Walmart and established check-cashing partners; Dual-channel service model allowing online initiation with in-person pickup or fully digital transactions; Available at convenient retail locations with extended evening and late-night hours (some locations open until 11:00 PM). Areas to consider: Transfer fees not disclosed on the location finder page—pricing information requires visiting agent location or website; International transfer exchange rates not listed on primary location search interface.

How does MoneyGram compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Check Cashing & Grocery Deli Liquor Wine & Beer, Express Loans, Money Exchange Hernandez. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
2309 Niles Point, Bakersfield, CA 93306
BBB Accredited
No
Visit MoneyGram

CreditDoc Profile Note

Research Note on MoneyGram

MoneyGram is profile signals for consumers who need occasional domestic or international money transfers and prefer in-person service at convenient retail locations. The primary caveat is that specific fees, exchange rates, and delivery timeframes must be confirmed at individual agent locations, and rates should be compared with alternative providers like Western Union before committing to a transfer.

Profile Signals

  • Consumers needing occasional domestic money transfers with flexible pickup options
  • International money senders in areas without traditional bank access
  • People preferring in-person transactions over digital-only platforms
  • Customers in retail-accessible neighborhoods already shopping at Walmart or similar retailers
Updated 2026-05-08

Similar Companies

Check Cashing & Grocery Deli Liquor Wine & Beer logo

Check Cashing & Grocery Deli Liquor Wine & Beer

Check cashing service combined with grocery deli and liquor retail located in San Jose. Offers check cashing, money orders, and beverage/food sales.

BBB: NR

Profile signals: Unbanked or underbanked customers in the San Jose area needing same-day cash access, Customers seeking convenient one-stop shopping combining financial services with grocery/liquor purchases

Express Loans logo

Express Loans

ACE Cash Express operates physical locations offering check cashing, payday loans, bill payment, and money transfer services without requiring a bank account.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing to cash checks without a bank account, Individuals seeking immediate bill payment options in cash at physical locations

Money Exchange Hernandez logo

Money Exchange Hernandez

Money Exchange Hernandez offers check cashing, money orders, wire transfers, and bill payment services in San Diego's San Ysidro neighborhood with extended hours.

BBB: NR

Profile signals: Unbanked and underbanked consumers without traditional bank accounts, Cross-border commuters and San Ysidro residents needing rapid money transfer services

Compare Your Needs With MoneyGram

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Quick Summary

  • MoneyGram is listed as a Check Cashing & Money Services provider in Bakersfield, CA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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