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MoneyGram in Bakersfield, CA

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Bakersfield MoneyGram at 3737 Columbus St, CA provides check cashing and money transfers with convenient extended hours.

Data compiled from public sources

MoneyGram Review

MoneyGram at 3737 Columbus St in Bakersfield, CA is a standalone check-cashing location offering convenient services to the local community. Located on Columbus Street, this Bakersfield branch operates with extended hours to serve residents throughout the week. Monday through Friday, the location is open from 8 AM to 11 PM, making it accessible for those with varied schedules.

This MoneyGram location in Bakersfield specializes in check cashing and money transfer services. Whether you need to cash a paycheck, deposit checks, or send money domestically or internationally, the staff at this Bakersfield, CA branch can assist. For specific questions about services or to confirm availability, customers can call +1 661-871-2561.

If you're a Bakersfield resident needing quick check-cashing services, this MoneyGram location on Columbus St is designed for convenience. Bring a valid government-issued ID and your check to complete transactions. With hours extending to 11:30 PM on Saturdays and 10 PM on Sundays, the location accommodates weekend banking needs for Bakersfield customers.

Services & Features

Account-based transfer options for frequent users
Bill payment services
Cash pickup options for received transfers
Domestic money transfers within the United States
In-person transaction processing at retail locations
International money transfers and remittances
Money order issuance
Online transfer initiation and management
Real-time transfer tracking and notifications
Wire transfer services

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Extensive network with 21 locations in Bakersfield alone across multiple major retailers (Walmart, Ace Cash Express)
  • Multiple service channels allowing both online and in-person transactions for flexibility
  • Partner locations include extended-hour Walmart stores (open until 9:00 PM) for after-hours access
  • Serves both domestic and international money transfer needs from a single platform
  • Accessible through familiar retail chains reducing friction for first-time users
  • Online account management and transfer tracking capabilities available
  • Offers multiple services beyond transfers including bill payments and money orders

Cons

  • No direct company-owned locations; all service points are through third-party retailers creating potential inconsistency in service quality
  • Pricing information (transfer fees and exchange rates) not displayed on location pages, requiring additional research
  • International transfer rates typically less competitive than listed remittance services
  • Dependent on retail partner hours of operation rather than offering dedicated service center hours
  • Limited transparency on terms and conditions at the location-finder level

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Bakersfield, CA. It does not confirm that MoneyGram or this specific location is licensed.

State regulator

California Department of Financial Protection and Innovation (DFPI)

Money services context in California

Short-term lending status: Legal

General rate context: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100

California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Key state rules to check

  • Payday loans capped at $300 with maximum fee of $15 per $100 (459% APR equivalent).
  • The California Consumer Financial Protection Law grants DFPI broad enforcement authority.
  • Licensed finance lenders under the California Financing Law can charge rates above usury for loans under $10,000.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does MoneyGram offer?

MoneyGram offers 10 services including Domestic money transfers within the United States, International money transfers and remittances, Money order issuance, Bill payment services, Wire transfer services, and 5 more.

What profile signals are listed for MoneyGram?

MoneyGram has profile signals associated with Consumers seeking convenient money transfers through familiar retail chains like Walmart, International remittance senders making regular transfers to family abroad, Users preferring multiple service channels (online and in-person) for flexibility, People in areas with limited access to dedicated financial services or banking locations.

What are the strengths and weaknesses of MoneyGram?

Key strengths: Extensive network with 21 locations in Bakersfield alone across multiple major retailers (Walmart, Ace Cash Express); Multiple service channels allowing both online and in-person transactions for flexibility; Partner locations include extended-hour Walmart stores (open until 9:00 PM) for after-hours access. Areas to consider: No direct company-owned locations; all service points are through third-party retailers creating potential inconsistency in service quality; Pricing information (transfer fees and exchange rates) not displayed on location pages, requiring additional research.

How does MoneyGram compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Check Cashing & Grocery Deli Liquor Wine & Beer, Express Loans, Money Exchange Hernandez. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
3737 Columbus St, Bakersfield, CA 93306
BBB Accredited
No
Visit MoneyGram

CreditDoc Profile Note

Research Note on MoneyGram

MoneyGram is profile signals for consumers who prioritize accessibility and convenience through retail locations and need flexible money transfer options without dedicated financial service visits. The main caveat is that fees and rate claims to verify are not listed at point-of-service, requiring customers to research pricing independently, and international transfer rates may not be optimal compared to listed remittance platforms.

Profile Signals

  • Consumers seeking convenient money transfers through familiar retail chains like Walmart
  • International remittance senders making regular transfers to family abroad
  • Users preferring multiple service channels (online and in-person) for flexibility
  • People in areas with limited access to dedicated financial services or banking locations
Updated 2026-05-08

Similar Companies

Check Cashing & Grocery Deli Liquor Wine & Beer logo

Check Cashing & Grocery Deli Liquor Wine & Beer

Check cashing service combined with grocery deli and liquor retail located in San Jose. Offers check cashing, money orders, and beverage/food sales.

BBB: NR

Profile signals: Unbanked or underbanked customers in the San Jose area needing same-day cash access, Customers seeking convenient one-stop shopping combining financial services with grocery/liquor purchases

Express Loans logo

Express Loans

ACE Cash Express operates physical locations offering check cashing, payday loans, bill payment, and money transfer services without requiring a bank account.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing to cash checks without a bank account, Individuals seeking immediate bill payment options in cash at physical locations

Money Exchange Hernandez logo

Money Exchange Hernandez

Money Exchange Hernandez offers check cashing, money orders, wire transfers, and bill payment services in San Diego's San Ysidro neighborhood with extended hours.

BBB: NR

Profile signals: Unbanked and underbanked consumers without traditional bank accounts, Cross-border commuters and San Ysidro residents needing rapid money transfer services

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Quick Summary

  • MoneyGram is listed as a Check Cashing & Money Services provider in Bakersfield, CA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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