No stored Google rating available.
Gold & Silver Trading Co operates three pawn shop locations in Bakersfield, offering collateral-based loans, buying, and selling of jewelry, electronics, musical instruments, and luxury goods with no credit checks required.
Data compiled from public sources
Gold & Silver Trading Co is a multi-location pawn shop chain based in Bakersfield, California, with three operational branches: Gold & Silver Trading Co at Union Ave, Bakersfield Pawn Shop at Niles St, and Rosedale Pawn on Rosedale Hwy. The company provides traditional pawn services including secured loans against personal items of value, direct purchasing of merchandise, and retail sales of pre-owned goods. Founded to serve consumers seeking short-term cash access without bank procedures, the business markets itself as offering rate claims to verify and valuations in the California pawn market.
The company's service model centers on three core transactions: pawn loans (secured credit against collateral), direct purchase of items (converting goods to short-term cash access), and retail sales of inventory. They accept a broad range of collateral and merchandise including luxury watches (Rolex, Tag Heuer, Chanel), gold/silver/diamond jewelry, rare coins, musical instruments (guitars, keyboards, amplifiers, drum kits), electronics (TVs, laptops, phones, cameras, PlayStation), designer handbags, power tools, and collectibles. Their stated loan process involves presenting collateral with valid ID, receiving same-day appraisal and cash offer, with the option to repay and reclaim items.
Gold & Silver Trading Co differentiates through multi-location convenience, online quote requests allowing remote valuations before visiting stores, a buy-online option for their inventory, claims of competitive pricing compared to retail retailers, and emphasis on streamlined transactions without lengthy applications. They maintain active social media presence and provide direct contact via phone and email. The company explicitly highlights eligibility claim to verify requirement and flexible loan terms with reasonable interest rates as competitive advantages.
As a pawn operation, the business serves a legitimate financial function for consumers with valuable items and urgent expense research. However, pawn loans inherently carry costs through interest and potential item forfeiture if loans aren't repaid, and customers should understand that pawning is more expensive than bank borrowing. The specific APR and terms are not disclosed on the website, making it difficult to assess actual competitiveness. Success depends entirely on having valuable items to pledge and understanding pawn loan mechanics before engaging.
This is state-level context for Pawn Shops consumers in Bakersfield, CA. It does not confirm that Gold & Silver Trading Co or this specific location is licensed.
State regulator
California Department of Financial Protection and Innovation (DFPI)
Consumer protection
Short-term lending status: Legal
General rate context: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100
California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Gold & Silver Trading Co offers 12 services including Pawn loans with same-day appraisal and cash disbursement, Purchase of jewelry, coins, and luxury watches at on-site valuation, Retail sales of pre-owned electronics, musical instruments, and collectibles, Trade-in transactions for customer items, Free online quote requests for item valuation before store visit, and 7 more.
Gold & Silver Trading Co has profile signals associated with Consumers with valuable items (jewelry, electronics, instruments) researching short-term cash access with eligibility claims to verify, Individuals seeking to sell or trade unwanted luxury goods, rare coins, or collectibles for quick payment, People with poor credit history or no credit seeking short-term secured loans against personal collateral.
Key strengths: Three Bakersfield locations provide geographic accessibility; eligibility claim to verify for pawn loans, serving those with poor or no credit history; Same-day appraisal and cash disbursement available on-site. Areas to consider: Interest rates and APR terms not disclosed on website, making true cost comparison impossible; Pawn loans result in item loss if unable to repay, making this expensive short-term financing.
In the Pawn Shops category, comparable providers include 1st Pacific Pawn, Atlas Loan & Jewelry Co, Dave Tipp Jewelry & Loan. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Gold & Silver Trading Co is profile signals for consumers in Bakersfield with valuable personal items who need urgent expense context and have limited access to traditional credit. The primary caveat is that pawn loans are expensive short-term financing with the risk of losing collateral, and the company's website omits critical terms (APR, repayment period, interest calculation) necessary to evaluate actual affordability compared to alternatives.
1st Pacific Pawn offers collateral-based loans and cash for items of value in San Pedro, CA. Borrowers receive loans up to 7 months with no monthly payments or early repayment penalties.
Profile signals: People researching short-term cash access who own valuable items (jewelry, electronics, instruments), Borrowers without credit history or poor credit seeking collateral-based loans
Bellflower, CA pawn shop founded in 1961 offering collateral-based loans from $10–$100,000, eligibility claim to verify. Buys and sells jewelry, electronics, tools, coins, and musical instruments.
Profile signals: Local residents in Bellflower, Long Beach, Downey, or Lakewood researching short-term cash access with eligibility claims to verify, Individuals who may not meet traditional loan criteria due to poor or no credit history
Dave Tipp Jewelry & Loan is a pawn shop in Downtown Los Angeles offering collateral-based loans against jewelry, gold, and other valuables with quick funding.
Profile signals: Customers who own jewelry or gold and are researching short-term cash access with eligibility claims to verify or lengthy approval processes, Short-term borrowers who can repay within 120 days and prefer not to sell valuable items outright
Answer 3 quick questions to review category, service, and profile context.
1. What's your primary financial goal?
A plain-English breakdown of every credit score range — what each number actually means for your loans, cards, and daily life, plus exactly what to do about yours.
Read guide →A plain-English breakdown of what credit products, loans, and cards you can realistically get at every credit score level — from deep subprime to excellent.
Read guide →Learn exactly how to check your credit score for free using legitimate sources, understand the difference between soft and hard inquiries, and know your rights under federal law.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Gold & Silver Trading Co and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.