Seattle, Washington

Credit Repair & Financial Services in Seattle

Compare 24 credit repair companies, personal lenders, and financial services in Seattle, Washington. All independently reviewed with BBB ratings and pricing.

Top Rated in Seattle

24 companies
Bank of America Financial Center logo

Bank of America Financial Center

Seattle, WA's Bank of America Financial Center at 4622 25th Ave NE offers convenient in-person banking services to the Green Lake neighborhood.

4.0/5
Contact BBB: NR

Best for: Philadelphia residents seeking full-service banking with specialist financial planning consultations, Small business owners needing commercial deposit services and business advisory support

Craft3 logo

Craft3

Craft3 is a 501(c)(3) nonprofit organization providing financial assistance and counseling services. NMLS-regulated lender committed to equal opportunity lending.

4.0/5
Contact BBB: NR

Best for: Individuals seeking nonprofit credit counseling from a mission-driven lender, Underserved populations seeking fair lending from a CDFI

Impact Business Capital logo

Impact Business Capital

Impact Capital is a CDFI providing flexible, early-stage financing for affordable housing and community development projects across Washington, Oregon, Idaho, Montana, and Alaska.

4.0/5
Contact BBB: NR

Best for: Nonprofit and mission-driven developers building affordable housing in the Pacific Northwest, Organizations developing community facilities (daycare centers, health clinics, food banks) in WA, OR, ID, MT, or AK

Nordstrom FCU logo

Nordstrom FCU

Nordstrom Federal Credit Union is a Seattle-based credit union offering checking, savings, loans, and digital banking services to members. Celebrating 90 years, they feature Kasasa rewards accounts and competitive lending rates.

4.0/5
Contact BBB: NR

Best for: Seattle-area residents and eligible members seeking competitive rates and member-owned institution benefits, Consumers wanting high-yield checking with cash back rewards through Kasasa accounts

Rainier Valley Community Development Fund logo

Rainier Valley Community Development Fund

Community Development Financial Institution (CDFI) in Southeast Seattle providing mission-driven small business loans and real estate financing to underserved entrepreneurs and developers.

4.0/5
Contact BBB: NR

Best for: Small business owners in Southeast Seattle with culturally diverse backgrounds seeking mission-aligned lending, Entrepreneurs and developers in low-to-moderate income communities previously denied credit by traditional lenders

Start Up Business Loans Seattle logo

Start Up Business Loans Seattle

RNC Bridge & Private Hard Money Lender provides startup and real estate investment loans from $100K–$10M with 70% LTV and 2–3 year terms at 7.99–12% interest rates.

4.0/5
Contact BBB: NR

Best for: Real estate investors conducting fix-and-flip or value-add property projects with tight timelines, Commercial property investors needing quick capital for acquisition or development

Check Cashing & Money Services in Seattle

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Anh Minh Money Transfer Inc logo

Anh Minh Money Transfer Inc

Anh Minh Money Transfer is a currency exchange and check-cashing service located in Seattle's International District, offering money transfer and financial services to the local community.

2.3/5
Contact BBB: NR

Best for: Unbanked or underbanked Seattle residents needing check-cashing without a bank account, International travelers or immigrants needing currency exchange services

MoneyGram logo

MoneyGram

MoneyGram at 13754 Aurora Ave N, Seattle, WA provides check cashing and money transfer services.

2.3/5
Contact BBB: NR

Best for: Consumers needing quick money transfers to domestic or international recipients, Individuals without traditional bank accounts seeking check-cashing services

MoneyGram logo

MoneyGram

Seattle's MoneyGram at 2100 N 45th St provides check cashing and money transfers open 8AM-10PM daily.

2.3/5
Contact BBB: NR

Best for: Unbanked and underbanked consumers without access to traditional bank accounts, Immigrants and international communities sending money to family overseas

Western Union logo

Western Union

Seattle, WA Western Union at 7300 Roosevelt Way NE offers check cashing and money transfer services.

2.3/5
Contact BBB: NR

Best for: Consumers needing to send or receive money at convenient retail locations without a traditional bank account, Customers sending domestic or international remittances who prefer in-person cash pickup over direct deposit

Western Union logo

Western Union

Seattle, WA's Western Union at 417 Broadway E offers reliable check-cashing and fast money transfer services, open daily until 8:45 PM.

2.3/5
Contact BBB: NR

Best for: Immigrants and international communities sending remittances to family abroad or receiving international transfers, Unbanked and underbanked consumers without traditional bank accounts needing to send/receive cash quickly

Western Union Money Order Only logo

Western Union Money Order Only

At 819 Virginia St in Seattle, WA, Western Union Money Order Only provides 24-hour money order services.

2.2/5
Contact BBB: NR

Best for: Unbanked or underbanked consumers needing reliable in-person cash transfer and money order services, People sending domestic or international remittances to family or friends without bank accounts

Pawn Shops in Seattle

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Palace Jewelry & Loan logo

Palace Jewelry & Loan

Palace Jewelry & Loan is a federally licensed pawnbroker in Seattle specializing in firearms and jewelry collateral loans. Licensed by the ATF since at least 2020.

3.9/5
Contact BBB: NR

Best for: Gun owners needing temporary cash secured by firearms with ATF-compliant transactions, Individuals with jewelry or valuables seeking quick loans without credit checks

Pawn Kings - Jewelry Pawn Shop in Seattle, WA logo

Pawn Kings - Jewelry Pawn Shop in Seattle, WA

Pawn Kings is a jewelry and collateral pawn shop located in Seattle, WA, offering quick cash loans secured by personal items like jewelry, electronics, and valuables.

3.9/5
Contact BBB: NR

Best for: Individuals with poor or no credit who need emergency cash quickly, People with valuable jewelry willing to use it as collateral for short-term loans

Auto Pawn US logo

Auto Pawn US

Auto Pawn US is a pawn shop in Seattle offering collateral-based loans against vehicles and personal items. They provide fast cash with flexible terms.

3.8/5
Contact BBB: NR

Best for: Individuals with poor credit needing emergency cash without a credit check, Vehicle owners seeking quick loans using their car as collateral

Banks in Seattle

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Bank of America Financial Center logo

Bank of America Financial Center

Seattle, WA's Bank of America Financial Center at 4622 25th Ave NE offers convenient in-person banking services to the Green Lake neighborhood.

4.0/5
Contact BBB: NR

Best for: Philadelphia residents seeking full-service banking with specialist financial planning consultations, Small business owners needing commercial deposit services and business advisory support

The Commerce Bank of Washington logo

The Commerce Bank of Washington

The Commerce Bank of Washington is a division of Zions Bancorporation offering commercial and personal banking services with local relationship management and online/mobile banking access.

4.0/5
Contact BBB: NR

Best for: Small business owners and commercial clients seeking relationship-based banking with local decision-makers, Non-profit organizations requiring specialized banking services and account management

Capital One logo

Capital One

Capital One is a major bank offering checking, savings, credit cards, and auto loans with nationwide branch and ATM access through its locations finder and mobile app.

3.8/5
Contact BBB: NR

Best for: Consumers who prefer hybrid banking with both physical branch access and digital capabilities, Customers seeking a full-service bank with credit cards, auto loans, and deposit accounts in one institution

Business Loans in Seattle

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Impact Business Capital logo

Impact Business Capital

Impact Capital is a CDFI providing flexible, early-stage financing for affordable housing and community development projects across Washington, Oregon, Idaho, Montana, and Alaska.

4.0/5
Contact BBB: NR

Best for: Nonprofit and mission-driven developers building affordable housing in the Pacific Northwest, Organizations developing community facilities (daycare centers, health clinics, food banks) in WA, OR, ID, MT, or AK

Rainier Valley Community Development Fund logo

Rainier Valley Community Development Fund

Community Development Financial Institution (CDFI) in Southeast Seattle providing mission-driven small business loans and real estate financing to underserved entrepreneurs and developers.

4.0/5
Contact BBB: NR

Best for: Small business owners in Southeast Seattle with culturally diverse backgrounds seeking mission-aligned lending, Entrepreneurs and developers in low-to-moderate income communities previously denied credit by traditional lenders

Start Up Business Loans Seattle logo

Start Up Business Loans Seattle

RNC Bridge & Private Hard Money Lender provides startup and real estate investment loans from $100K–$10M with 70% LTV and 2–3 year terms at 7.99–12% interest rates.

4.0/5
Contact BBB: NR

Best for: Real estate investors conducting fix-and-flip or value-add property projects with tight timelines, Commercial property investors needing quick capital for acquisition or development

Free Help in Seattle

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Craft3 logo

Craft3

Craft3 is a 501(c)(3) nonprofit organization providing financial assistance and counseling services. NMLS-regulated lender committed to equal opportunity lending.

4.0/5
Contact BBB: NR

Best for: Individuals seeking nonprofit credit counseling from a mission-driven lender, Underserved populations seeking fair lending from a CDFI

Allworth Financial logo

Allworth Financial

Allworth Financial is a fiduciary wealth management and financial planning firm with $35B AUM, 32,000+ clients, and 30 years in business, offering comprehensive advisory services.

3.9/5
Contact BBB: NR

Best for: Affluent individuals and families seeking comprehensive, integrated wealth management and financial planning, Airline industry employees (pilots, crew) requiring specialized benefits and retirement planning guidance

Emergency Cash in Seattle

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Rapid Cash Advance logo

Rapid Cash Advance

Rapid Cash Advance is a loan matching platform connecting consumers with lenders offering bad credit loans, personal loans, and unsecured loans with next-business-day funding.

2.4/5
Contact BBB: NR

Best for: Consumers with poor or fair credit seeking emergency cash without credit repair, Applicants needing fast access to small loan amounts ($100-$1K) for urgent expenses

Moneytree logo

Moneytree

Moneytree offers payday and installment loans up to $700, plus check cashing and wire transfers at physical locations in Washington. Fast funding available with flat-fee pricing.

2.1/5
Contact BBB: NR

Best for: Consumers needing $100-$700 in immediate cash for urgent expenses with reliable income, Borrowers who prefer installment repayment over single-payment payday loan structures

Bankruptcy Services in Seattle

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The Tracy Law Group PLLC logo

The Tracy Law Group PLLC

Seattle-based bankruptcy law firm providing Chapter 7, Chapter 13, and Chapter 11 representation for individuals and businesses, plus receivership and debt negotiation services.

4.0/5
Contact BBB: NR

Best for: Seattle-area residents facing personal or business bankruptcy needing local court representation, Business owners or creditors involved in complex insolvency or receivership situations

Wenokur Riordan PLLC logo

Wenokur Riordan PLLC

Seattle-based bankruptcy law firm specializing in Chapter 7, Chapter 11, and Chapter 13 filings for individuals and businesses experiencing financial distress.

4.0/5
Contact BBB: NR

Best for: Small to medium-sized businesses facing insolvency or restructuring needs with complex creditor situations, Individuals with multiple large debts across many creditors requiring strategic bankruptcy planning

Credit Unions in Seattle

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Nordstrom FCU logo

Nordstrom FCU

Nordstrom Federal Credit Union is a Seattle-based credit union offering checking, savings, loans, and digital banking services to members. Celebrating 90 years, they feature Kasasa rewards accounts and competitive lending rates.

4.0/5
Contact BBB: NR

Best for: Seattle-area residents and eligible members seeking competitive rates and member-owned institution benefits, Consumers wanting high-yield checking with cash back rewards through Kasasa accounts

Get Out of Debt in Seattle

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Professional Credit Services logo

Professional Credit Services

A/R management and debt collection company serving consumers, healthcare providers, and government entities since 1933, operating under a consumer-centric "New Deal" philosophy.

3.9/5
Free BBB: NR

Best for: Consumers with unpaid medical bills or healthcare-related debt, Individuals with outstanding utility or government fines who want payment arrangement options

Your Rights in Washington

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. HUD-approved counselors in Seattle offer free guidance at consumerfinance.gov.

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