Craft3 logo

Craft3 in Seattle, WA

No stored Google rating available.

Craft3 is a 501(c)(3) nonprofit organization providing financial assistance and counseling services. NMLS-regulated lender committed to equal opportunity lending.

Data compiled from public sources

Craft3 Review

Craft3 operates as a registered 501(c)(3) nonprofit organization (EIN 91-1662698) with NMLS licensing (#390159), positioning itself within the community development finance sector. org and emphasizes accessibility and regulatory compliance in its operations. The fragmented website content available suggests Craft3 offers multiple financial services typical of nonprofit community development financial institutions (CDFIs).

Based on their nonprofit status, NMLS licensing, and footer references to loan products, Craft3 likely provides credit-building services, financial counseling, and potentially small dollar lending to underserved populations. Their emphasis on equal opportunity lending and employer policies indicates a mission-driven approach to financial inclusion. The website's login functionality and subscription offerings suggest digital platforms for member engagement and educational content distribution.

As a 501(c)(3), all donations to Craft3 are tax-deductible, reinforcing their charitable mission. The organization maintains commitment to accessibility standards and appears to serve as a resource for financial education and assistance.

Services & Features

Credit-building assistance (inferred from nonprofit CDFI model)
Equal opportunity lending programs
Financial counseling services
Financial education newsletter
Financial literacy resources
Loan products (specific types unclear from available content)
Member login and online account access
NMLS-regulated lending services

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Registered 501(c)(3) nonprofit—donations are tax-deductible
  • NMLS-licensed lender (#390159)—regulated and consumer-protected
  • Equal opportunity lender and employer policy—commitment to financial inclusion
  • Accessible website design with documented accessibility standards
  • Appears to offer member login and online account access
  • Provides financial education content via newsletter subscription
  • Compliance with NMLS Consumer Access requirements and Title VI regulations

Cons

  • Website content is incomplete/broken—difficult to verify specific services offered
  • Limited publicly available information about loan terms, rates, or eligibility requirements
  • No clear service descriptions or product details accessible on current website
  • Geographic service area not specified in available content
  • Specific counseling services and credit-building offerings unclear from website

State Consumer Finance Context

This is state-level context for Free Help consumers in Seattle, WA. It does not confirm that Craft3 or this specific location is licensed.

State regulator

Washington Department of Financial Institutions

Key state rules to check

  • Payday loans capped at $700 or 30% of gross monthly income, whichever is less.
  • Maximum fee of 15% on first $500 and 10% above $500.
  • Borrowers limited to eight payday loans per 12-month period.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Craft3 offer?

Craft3 offers 8 services including Loan products (specific types unclear from available content), Financial counseling services, Member login and online account access, Financial education newsletter, NMLS-regulated lending services, and 3 more.

What profile signals are listed for Craft3?

Craft3 has profile signals associated with Individuals seeking nonprofit credit counseling from a mission-driven lender, Underserved populations seeking fair lending from a CDFI, Consumers wanting to support a tax-deductible nonprofit while accessing financial services.

What are the strengths and weaknesses of Craft3?

Key strengths: Registered 501(c)(3) nonprofit—donations are tax-deductible; NMLS-licensed lender (#390159)—regulated and consumer-protected; Equal opportunity lender and employer policy—commitment to financial inclusion. Areas to consider: Website content is incomplete/broken—difficult to verify specific services offered; Limited publicly available information about loan terms, rates, or eligibility requirements.

How does Craft3 compare to similar companies?

In the Free Help category, comparable providers include Allworth Financial, Navicore Solutions, Take Charge America. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
409 Maynard Ave S #200, Seattle, WA 98104
BBB Accredited
No
Visit Craft3

CreditDoc Profile Note

Research Note on Craft3

Craft3 is profile signals for consumers seeking financial services from a legitimate, regulated 501(c)(3) nonprofit committed to fair lending practices. Critical caveat: The website's incomplete content makes it impossible to verify specific services, rates, terms, or geographic availability—prospective users should contact Craft3 directly or request detailed service information before applying.

Profile Signals

  • Individuals seeking nonprofit credit counseling from a mission-driven lender
  • Underserved populations seeking fair lending from a CDFI
  • Consumers wanting to support a tax-deductible nonprofit while accessing financial services
Updated 2026-05-08

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Take Charge America

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Compare Your Needs With Craft3

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Quick Summary

  • Craft3 is listed as a Free Help provider in Seattle, WA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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