Start Up Business Loans Seattle operates as RNC Bridge & Private Hard Money Lender, a private lending company specializing in bridge loans and hard money financing for real estate investors and business ventures. The company positions itself as an alternative to traditional bank lending, targeting borrowers who need fast capital or don't meet conventional bank underwriting standards. 99% and 12%, and terms of 2–3 years with renewal options.
Their stated application process involves three steps: prequalification consultation, document submission and underwriting, and loan disbursement. They claim instant approval processes, no prepayment penalties, and the ability to close deals quickly. Target use cases include fix-and-flip projects, rental property purchases, property repositioning, land development, construction, and commercial real estate investment.
The company differentiates itself through positioning hard money lending as faster and more flexible than traditional mortgages, particularly for borrowers with credit scores below bank guidelines or those requiring non-standard loan structures. They advertise low approval criteria, the ability to consider multiple property types, and listed experience context in bridge lending. However, they explicitly acknowledge in their FAQ that hard money loans carry higher interest rates than traditional mortgages due to greater risk inherent in short-term real estate projects.
Potential borrowers should understand that while fast funding and flexible approval are genuine advantages for investors, the cost structure is significantly higher than traditional financing, and the company notes additional costs and fees may be discovered during the process. This product is designed for experienced real estate investors with substantial equity and ability to weather project delays, not for traditional home buyers or cash-strapped consumers seeking affordable financing.
