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MoneyGram logo

MoneyGram in Seattle, WA

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Seattle's MoneyGram at 2100 N 45th St provides check cashing and money transfers open 8AM-10PM daily.

Data compiled from public sources

MoneyGram Review

Located at 2100 N 45th St in Seattle, WA, this MoneyGram is a standalone check-cashing store with consistent daily hours. The location opens at 8AM and stays open until 10PM every day, including weekends, making it convenient for Seattle residents who need check-cashing services outside typical banking hours. This Seattle address provides reliable access to the financial services the neighborhood depends on.

This MoneyGram location in Seattle serves customers who need check cashing, money transfers, and other money services. The staff is ready to help with your transaction or answer questions about services and fees at this Seattle, WA address. For specific details, call +1 800-746-7287.

For Seattle residents or anyone in the area, this 2100 N 45th St MoneyGram offers extended hours (8AM-10PM daily) and a streamlined check-cashing experience. Bring a valid government-issued ID and your check to complete your transaction. The standalone storefront format often means shorter wait times compared to bank branches, making it a practical option for busy Seattle schedules.

Services & Features

Account balance inquiry
Bill payment services
Check cashing
Domestic money transfers
In-person transfer pickup and delivery
International money transfers
Location finder and agent search
Money orders
Online money transfer initiation
Transfer status tracking

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Extensive agent network with 7+ locations in Seattle alone, providing convenient access across the city
  • Multiple transaction options including online money transfers and offline in-person services
  • Partners with recognizable retail chains (CVS pharmacies) located in high-traffic areas
  • Services available at culturally-specific retailers serving diverse immigrant communities
  • Offers both domestic and international money transfer capabilities
  • Free location-finding tool with maps, hours, and phone numbers for agent verification
  • No requirement for bank account to send or receive money transfers

Cons

  • Fees for money transfers are not disclosed on the website; consumers must contact locations or visit online for pricing
  • Service quality and available products vary by individual agent location due to franchise/agent model
  • Operating hours vary significantly by location (some open 6am, others 8am or midnight), limiting consistent access
  • No transparency on exchange rates for international transfers directly on location finder page
  • Dependent on third-party retail locations that may deprioritize MoneyGram services

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Seattle, WA. It does not confirm that MoneyGram or this specific location is licensed.

State regulator

Washington Department of Financial Institutions

Money services context in Washington

Short-term lending status: Legal

General rate context: 12% general usury; payday loans capped at $700 with tiered fees (15% on first $500)

Washington allows payday lending with a $700 cap, tiered fee structure, and a limit of eight loans per year. After the eighth loan, borrowers must be offered a no-cost installment plan. The Department of Financial Institutions regulates consumer lenders, and complaints can be filed with DFI or the Attorney General.

Key state rules to check

  • Payday loans capped at $700 or 30% of gross monthly income, whichever is less.
  • Maximum fee of 15% on first $500 and 10% above $500.
  • Borrowers limited to eight payday loans per 12-month period.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does MoneyGram offer?

MoneyGram offers 10 services including Domestic money transfers, International money transfers, Money orders, Check cashing, Bill payment services, and 5 more.

What profile signals are listed for MoneyGram?

MoneyGram has profile signals associated with Unbanked and underbanked consumers without access to traditional bank accounts, Immigrants and international communities sending money to family overseas, Consumers needing money transfers outside standard banking hours at nearby retail locations, People requiring check cashing or money order services without bank relationships.

What are the strengths and weaknesses of MoneyGram?

Key strengths: Extensive agent network with 7+ locations in Seattle alone, providing convenient access across the city; Multiple transaction options including online money transfers and offline in-person services; Partners with recognizable retail chains (CVS pharmacies) located in high-traffic areas. Areas to consider: Fees for money transfers are not disclosed on the website; consumers must contact locations or visit online for pricing; Service quality and available products vary by individual agent location due to franchise/agent model.

How does MoneyGram compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Anh Minh Money Transfer Inc, E-Z Check Cash, Inc., MoneyGram. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
2100 N 45th St, Seattle, WA 98103
BBB Accredited
No
Visit MoneyGram

CreditDoc Profile Note

Research Note on MoneyGram

MoneyGram is best suited for unbanked consumers, immigrants sending international remittances, and people needing after-hours or weekend money transfer access without bank accounts. The primary caveat is that service quality, fees, and available products depend on the specific agent location chosen, and customers must verify which services are offered before traveling to a location.

Profile Signals

  • Unbanked and underbanked consumers without access to traditional bank accounts
  • Immigrants and international communities sending money to family overseas
  • Consumers needing money transfers outside standard banking hours at nearby retail locations
  • People requiring check cashing or money order services without bank relationships
Updated 2026-05-08

Similar Companies

Anh Minh Money Transfer Inc logo

Anh Minh Money Transfer Inc

Anh Minh Money Transfer is a currency exchange and check-cashing service located in Seattle's International District, offering money transfer and financial services to the local community.

BBB: NR

Profile signals: Unbanked or underbanked Seattle residents needing check-cashing without a bank account, International travelers or immigrants needing currency exchange services

E-Z Check Cash, Inc. logo

E-Z Check Cash, Inc.

E-Z Check Cash, Inc. offers check cashing, money orders, wire transfers, and bill payment services with extended hours Monday-Sunday. NMLS-regulated financial services provider.

BBB: NR

Profile signals: Unbanked or underbanked consumers who receive physical checks and need same-day cash conversion, Consumers with non-traditional work schedules who need financial services outside standard banking hours

MoneyGram logo

MoneyGram

Bremerton, WA's standalone MoneyGram at 6797 WA-303 offers check cashing and money transfer services seven days a week, 7AM to 9PM.

BBB: NR

Profile signals: Unbanked and underbanked consumers without traditional bank accounts, Immigrants and international workers sending remittances to family

Compare Your Needs With MoneyGram

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Quick Summary

  • MoneyGram is listed as a Check Cashing & Money Services provider in Seattle, WA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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