Compare 60 credit repair companies, personal lenders, and financial services in Atlanta, Georgia. All independently reviewed with BBB ratings and pricing.
Non-profit housing development organization providing free community assistance and housing resources in Atlanta with HUD-affiliated services.
Best for: Atlanta residents seeking free housing development resources and community assistance, Homeowners or renters with neighborhood housing concerns or development feedback
In Atlanta, GA, Bank of America Financial Center at 3495 Cascade Rd provides checking, savings, and loan services.
Best for: Existing Bank of America customers needing in-person specialist consultations on mortgages and financial planning, Business owners seeking to make commercial deposits and meet with business banking specialists
Delta Community Credit Union operates multiple branches and ATMs throughout Georgia, offering comprehensive banking services including checking, savings, loans, and investment products to members.
Best for: Delta Air Lines employees and their families seeking integrated banking and investment services, Georgia residents in Metro Atlanta and surrounding areas wanting full-service credit union banking with in-person branch access
FHLBank Atlanta is a wholesale banking cooperative that provides advances, affordable housing grants, and correspondent banking services to member financial institutions across the Southeast.
Best for: Banks, credit unions, and thrift institutions seeking wholesale funding and liquidity, Member financial institutions wanting to expand affordable housing lending programs
Georgia Certified Development Corporation is an SBA 504 lender providing long-term, fixed-rate financing to small businesses for asset acquisition and expansion.
Best for: Small business owners needing to purchase or refinance fixed assets (equipment, real estate, facilities), Start-up businesses seeking long-term capital with more flexible underwriting than conventional lenders
Georgia Cities Foundation provides subordinate gap financing and placemaking support to Georgia cities, with a focus on downtown development and rural community revitalization.
Best for: Georgia municipalities and cities seeking downtown revitalization project financing, Rural Georgia communities with viable development projects needing gap financing
Atlanta, GA's ACE Cash Express at 3583 M.L.K. Jr Dr SW provides check cashing, payday loans, and quick cash services.
Best for: Consumers who need immediate check cashing services at physical retail locations, Those requiring money transfers or bill payment services without a traditional bank account
Cheque Express is a check-cashing and financial services provider offering check cashing, money transfers, bill payment, and money orders without requiring a bank account.
Best for: Unbanked individuals who need immediate check-cashing without a bank account, International money transfer recipients seeking domestic cash access
Atlanta, GA MoneyGram at 863 Oak St SW – check cashing and money transfer services.
Best for: Customers seeking convenient money transfer services near shopping destinations (CVS, Walmart), Individuals needing check cashing outside traditional banking hours
Atlanta's MoneyGram at 4620 provides check cashing, money transfers, and bill payments with extended hours in GA.
Best for: Consumers in urban/suburban areas like Atlanta seeking convenient in-person money transfers, Customers who want to combine money transfer services with routine retail shopping
At 1270 W Peachtree St NW in Atlanta, GA, SAM Check Cashing Machine offers quick check cashing services for residents and visitors without bank accounts.
Best for: Atlanta-area workers receiving weekly or bi-weekly paychecks who need immediate cash access, Unbanked or underbanked individuals without access to traditional bank check deposit services
2685 Metropolitan Parkway in Atlanta, GA hosts a Western Union location open 8 AM–10 PM daily for money transfers and bill payments.
Best for: International remittance senders needing cash delivery to family members abroad, Unbanked or underbanked consumers without access to traditional financial accounts for bill payment and money orders
Online payday loan marketplace connecting borrowers with lenders for fast loans up to $35,000. No upfront fees; funds deposited within one business day.
Best for: Borrowers facing genuine emergencies with no other access to credit, Individuals who need cash within 24 hours and lack credit union or employer advance options
3825 Jonesboro Rd SE in Atlanta, GA, TitleMax Title Pawns offers fast title loans and pawns with evening hours.
Best for: Vehicle owners with bad or no credit facing a financial emergency with no access to traditional bank loans or credit union products, Borrowers who own their car or motorcycle outright and need a short-term cash bridge of days to weeks
461 Ponce De Leon Ave NE in Atlanta, GA is home to ACE Cash Express, a payday loan and title loan storefront.
Best for: Consumers needing same-day or next-day emergency cash in states where services are available, Title loan borrowers who can use vehicle equity for quick funding
MVP Payday Loans is a free online loan marketplace that connects consumers with third-party lenders offering payday, personal, and bad credit loans with next-business-day funding.
Best for: Consumers with bad credit who cannot qualify for traditional bank loans and need emergency cash quickly, Borrowers seeking a single online application to be matched with multiple lenders rather than applying individually
TitleBucks Title Loans Atlanta, Georgia — TitleBucks provides title-secured loans and personal loans with same-day or 30-minute funding. Loans range fro...
Best for: Vehicle owners with immediate cash needs who can afford high-cost borrowing, Consumers with poor credit history unable to qualify for traditional personal loans
Atlanta's Loan for Any Purpose at 823 M.L.K. Jr Dr NW offers fast payday and title loans in GA with convenient hours Mon-Fri 7AM-8PM.
Best for: Workers needing emergency cash advances under $1,000 before next paycheck, Borrowers with poor credit unable to qualify for bank loans who need $250–$5,000 quickly
Georgia Certified Development Corporation is an SBA 504 lender providing long-term, fixed-rate financing to small businesses for asset acquisition and expansion.
Best for: Small business owners needing to purchase or refinance fixed assets (equipment, real estate, facilities), Start-up businesses seeking long-term capital with more flexible underwriting than conventional lenders
Georgia Cities Foundation provides subordinate gap financing and placemaking support to Georgia cities, with a focus on downtown development and rural community revitalization.
Best for: Georgia municipalities and cities seeking downtown revitalization project financing, Rural Georgia communities with viable development projects needing gap financing
Capital Fund 1 is a hard money lender in Atlanta specializing in real estate investment financing with same-day underwriting and 24-hour funding capabilities.
Best for: Real estate investors with time-sensitive fix-and-flip or development projects, Property flippers and developers needing quick bridge financing between deals
Vi Capital Lending provides private lending for real estate investors and commercial borrowers, offering fix-and-flip loans, new construction financing, bridge loans, and DSCR mortgages with flexible underwriting.
Best for: Experienced real estate investors seeking fix-and-flip and new construction financing outside traditional bank constraints, Self-employed business owners and real estate professionals with strong income but incomplete tax documentation
Wholesalers Transactional Funding provides quick financing solutions for real estate wholesalers and investors, offering funding within hours to close time-sensitive deals.
Best for: Real estate wholesalers needing bridge financing to close time-sensitive transactions, Real estate investors seeking quick funding for wholesale deals and fix-and-flip projects
Business Pros Inc offers creative business financing solutions including merchant cash advances, working capital loans, and specialty financing for established and startup businesses.
Best for: Established small to medium businesses needing working capital for operational expenses, Business owners seeking fast access to funding without collateral requirements
Nashville-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings with 35 years of experience. Offers remote filing, flexible payment plans, and full legal representation through court.
Best for: Nashville/Tennessee residents with Chapter 13 debt who want to avoid upfront attorney fees, Individuals seeking remote bankruptcy filing without ability to visit an office
Georgia-based bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings across metro Atlanta and rural Georgia counties. Founded by an attorney with 24+ years of consumer bankruptcy experience.
Best for: Georgia residents facing Chapter 7 or Chapter 13 bankruptcy with limited upfront funds, Consumers with tax debt or IRS issues requiring integrated bankruptcy and tax expertise
Atlanta-based bankruptcy filing service offering Chapter 7 and Chapter 13 filings for $249, plus tax preparation and debt relief services for low-to-moderate income individuals.
Best for: Low-income individuals seeking Chapter 7 liquidation bankruptcy with minimal legal fees, Moderate-income earners exploring Chapter 13 reorganization with budget constraints
MendenFreiman LLP is an Atlanta-based law firm specializing in private wealth planning for high-net-worth individuals, offering estate planning, trust design, and business succession services.
Best for: High-net-worth business owners planning succession and wealth transfer, Families seeking multi-generational trust and estate planning strategies
DIY bankruptcy filing software for Chapter 7 and Chapter 13 petitions. BK Solutions offers cloud-based tools designed to reduce legal costs by enabling consumers to prepare their own bankruptcy documents.
Best for: Consumers with straightforward Chapter 7 cases (no assets, no disputes, clear debt discharge eligibility) who cannot afford $2,000+ attorney fees, Chapter 13 filers with stable income who need to restructure debt or prevent foreclosure/repossession and prefer lower-cost guided filing
Non-profit housing development organization providing free community assistance and housing resources in Atlanta with HUD-affiliated services.
Best for: Atlanta residents seeking free housing development resources and community assistance, Homeowners or renters with neighborhood housing concerns or development feedback
Non-profit credit education organization providing financial literacy programs to underserved communities, focusing on youth ages 10-14 in the U.S.
Best for: Parents and educators seeking preventive financial literacy curriculum for preteens and early teens in underserved communities, Economically disadvantaged youth ages 10-14 wanting foundational credit and financial knowledge before adulthood
Financial Experts of America is a full-service professional firm offering tax preparation, business coaching, and financial literacy education to help individuals and small businesses build wealth.
Best for: Small business owners seeking tax strategy and business organization guidance rather than financing, First-time homebuyers wanting to understand their tax returns and credit readiness before applying for mortgages
Atlanta-based nonprofit financial counseling agency offering 24/7 phone and internet counseling across all 50 states, plus in-person services at 30 offices in the Southeast.
Best for: Financially-distressed consumers seeking free, confidential counseling in English or Spanish, Individuals preferring nonprofit counseling over commercial debt management companies
Pawn Express buys, sells, and loans against collateral in Kent, WA. They offer fair pricing on a wide selection of merchandise with friendly service.
Best for: Individuals needing immediate cash with items of value they can temporarily surrender, People seeking to buy used merchandise at below-retail prices
Secret Essence, Inc. is a retail fragrance and natural wellness store in downtown Atlanta selling body oils, essential oils, incense, crystals, and beauty products.
Best for: Atlanta-area residents seeking a wide in-person fragrance and body oil selection, Natural wellness shoppers looking for black soap, shea butter, and cold-pressed oils
Atlanta-based luxury pawn shop and precious metals buyer with two locations offering cash for jewelry, watches, designer goods, and gold items. Rated 4.9/5 stars with over 1,000 customer reviews.
Best for: Individuals with luxury items (jewelry, watches, designer bags) who need immediate cash, People in financial emergencies seeking collateral-based loans rather than unsecured personal loans
Atlanta-based luxury jewelry and diamond buying company specializing in high-end diamonds, fine watches, and designer jewelry appraisals and purchases.
Best for: Sellers of high-value diamonds and fine jewelry seeking professional gemological appraisal, Luxury watch owners looking to liquidate timepieces to a specialized dealer
In Atlanta, GA, Bank of America Financial Center at 3495 Cascade Rd provides checking, savings, and loan services.
Best for: Existing Bank of America customers needing in-person specialist consultations on mortgages and financial planning, Business owners seeking to make commercial deposits and meet with business banking specialists
FHLBank Atlanta is a wholesale banking cooperative that provides advances, affordable housing grants, and correspondent banking services to member financial institutions across the Southeast.
Best for: Banks, credit unions, and thrift institutions seeking wholesale funding and liquidity, Member financial institutions wanting to expand affordable housing lending programs
Southeastern Credit Union is a member-owned financial institution offering checking, savings, loans, and credit cards with 26,000+ members across South Georgia.
Best for: South Georgia residents seeking relationship-based personal and business banking with local decision-makers, Home buyers interested in mortgage programs including VA, FHA, USDA Rural, or construction financing
Spark Cash Advance is a loan matching service connecting consumers to third-party lenders offering personal loans up to $5,000, with fast online application and next-day funding options.
Best for: Consumers with poor or fair credit seeking quick online loan applications, Borrowers needing small emergency cash amounts ($500-$5,000) with fast turnaround
Carputty offers auto financing through Flexloan™, a credit line for vehicle purchases, refinancing, and lease buyouts with pre-qualification and multi-vehicle access.
Best for: Car buyers with good-to-excellent credit seeking to avoid multiple hard inquiries across dealerships, Consumers refinancing existing auto loans to lower rates and monthly payments
Georgia Auto Finance is a loan agency specializing in auto loans located in midtown Atlanta. They offer vehicle financing services with accessible hours and local availability.
Best for: Atlanta-area residents seeking in-person auto loan consultation and vehicle financing, Borrowers preferring local lenders with physical office locations over online-only alternatives
Delta Community Credit Union operates multiple branches and ATMs throughout Georgia, offering comprehensive banking services including checking, savings, loans, and investment products to members.
Best for: Delta Air Lines employees and their families seeking integrated banking and investment services, Georgia residents in Metro Atlanta and surrounding areas wanting full-service credit union banking with in-person branch access
MembersFirst Credit Union is a Georgia-based credit union offering checking, savings, loans, mortgages, and credit cards to members. They provide competitive rates and financial counseling services.
Best for: Georgia residents eligible for credit union membership seeking competitive auto refinancing with rate reductions, Families wanting youth-focused banking education and accounts for children and teens
United Bank is a full-service financial institution founded in 1839 offering personal and commercial banking, investments, and brokerage services with a focus on fee-free checking and community banking.
Best for: Consumers seeking fee-free checking with low account opening requirements, Small business owners needing commercial banking and business services
National Home Buyers Alliance is a mortgage lender with multiple locations across the US offering home purchase and refinancing services to help consumers achieve homeownership.
Best for: Home buyers in major markets (Atlanta, Chicago, Dallas, Houston, Kansas City, St. Louis) preferring local in-person consultation, Borrowers seeking personalized mortgage guidance through dedicated regional loan officers
Peach State Federal Credit Union is a member-owned financial institution offering mortgages, home equity loans, HELOCs, and comprehensive banking services to members in Georgia and South Carolina.
Best for: Georgia and South Carolina residents seeking traditional home purchase or refinance mortgages, Homeowners looking to access equity for renovations or consolidation via home equity loans or HELOCs
MDJ Emissions Memorial is an authorized Georgia emissions inspection station in Atlanta offering $25 smog tests in ~10 minutes, no appointment needed.
Best for: Atlanta-area vehicle owners who need a fast, affordable emissions test for Georgia registration renewal, Drivers in the Reynoldstown or East Atlanta area looking for a convenient walk-in smog check
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. HUD-approved counselors in Atlanta offer free guidance at consumerfinance.gov.
Our editors reviewed hundreds of companies to find the best options nationwide.
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