United Bank was established on St. Patrick's Day in 1839 and has operated for 187 years as a traditional financial institution. The company has built its reputation on what it describes as 'safe, sound, and secure banking' with deep community roots.
United Bankshares, Inc. is the parent holding company, with United Brokerage Services, Inc. operating as a registered broker-dealer subsidiary.
The organization operates both retail banking locations and digital platforms for customer access. United Bank offers a comprehensive suite of financial products including personal checking and savings accounts, credit cards, personal and home loans, commercial banking services, wealth management, and brokerage services. Their flagship product is the United Free Checking account, which requires only $50 to open and carries no maintenance fees or minimum balance requirements.
The bank also provides financial education content covering topics like pet ownership costs, AI-assisted savings strategies, retirement planning, and fraud prevention. The company distinguishes itself through its emphasis on fee-free banking and long-standing institutional history. They offer 24/7 technical support for online banking and debit card services, with customer care available Monday-Friday 8am-6pm and Saturday 9am-5pm.
The bank maintains physical branch locations in addition to digital banking channels, serving both individual consumers and commercial clients. Their parent company's brokerage subsidiary provides investment products separate from traditional bank deposit services. A critical limitation is that this company profile appears to have significant data quality issues.
This fundamental discrepancy means the profile cannot be accurately verified against the actual Piedmont 1st Credit Union without access to correct company information.