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Non-profit credit education organization providing financial literacy programs to underserved communities, focusing on youth ages 10-14 in the U.S.
Data compiled from public sources
Credit Logic, Inc. is a 501(c)(3) nonprofit organization based in Atlanta, Georgia, with an IRS ruling year of 2020. Founded to eliminate the credit education gap, the organization targets economically disadvantaged populations, particularly youth and families in underserved communities worldwide, with current operations focused in the United States. The organization is led by Executive Director Roketa Johnson and governed by a board including representatives from major corporations like Humana and Amazon, reflecting institutional partnerships in the nonprofit space.
Credit Logic's primary offering is a Financial Literacy program designed for children ages 10-14. The program teaches foundational financial concepts including credit management, debt awareness, and investment basics. The organization recognizes that today's youth face unprecedented access to credit products—cellphone plans, online shopping, credit cards, and high-interest loans—without corresponding financial education. Their curriculum aims to prepare children for adulthood by building financial confidence and decision-making skills before they become adults facing real credit decisions.
The organization distinguishes itself through its explicit focus on youth financial education rather than adult credit repair or debt management. Their target population includes adolescents, preteens, economically disadvantaged people, and people of African descent, reflecting a mission-driven approach to equity in financial literacy. The board composition demonstrates commitment to diversity, with leadership identifying as Black/African American female.
A significant limitation is that Credit Logic has not appeared on the IRS Business Master File in recent months, raising questions about current operational status. The website content is minimal and lacks detailed program descriptions, outcome metrics, or evidence of active service delivery. Prospective participants should verify current operations before expecting program access. Additionally, the organization appears to operate primarily at the community education level rather than providing individualized credit counseling or professional financial advisory services.
This is state-level context for Free Help consumers in Atlanta, GA. It does not confirm that Credit Logic, Inc. or this specific location is licensed.
State regulator
Georgia Department of Banking and Finance
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Credit Logic, Inc. offers 8 services including Financial literacy curriculum for ages 10-14, Credit education programs, Debt awareness and management concept teaching, Investment basics education, Credit decision-making skill building, and 3 more.
Credit Logic, Inc. has profile signals associated with Parents and educators seeking preventive financial literacy curriculum for preteens and early teens in underserved communities, Economically disadvantaged youth ages 10-14 wanting foundational credit and financial knowledge before adulthood, Community organizations and schools looking for nonprofit financial education partnerships, Families of African descent seeking culturally-responsive financial education for their children.
Key strengths: Explicitly targets underserved youth ages 10-14 with preventive financial education before they accumulate debt; Mission-focused nonprofit with 501(c)(3) status, eliminating profit motive from financial guidance; Board includes representatives from major corporations (Humana, Amazon), indicating institutional credibility and partnerships. Areas to consider: Organization has not appeared on IRS Business Master File in recent months, suggesting potential operational cessation or merger; Website provides minimal program details, lacks outcome metrics, success measurements, or evidence of service delivery scale.
In the Free Help category, comparable providers include Atlanta Neighborhood Development Partnership, Financial Experts of America, Hillman Financial Services. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Credit Logic is designed for youth ages 10-14 in underserved communities seeking preventive financial literacy education rather than adults needing credit repair or debt management. Critical caveat: verify current organizational status before enrolling, as GuideStar indicates the organization may have ceased operations or merged, and the website lacks evidence of active service delivery and detailed program information.
Non-profit housing development organization providing free community assistance and housing resources in Atlanta with HUD-affiliated services.
Profile signals: Atlanta residents seeking free housing development resources and community assistance, Homeowners or renters with neighborhood housing concerns or development feedback
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Profile signals: Small business owners seeking tax strategy and business organization guidance rather than financing, First-time homebuyers wanting to understand their tax returns and credit readiness before applying for mortgages
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Profile signals: Small business owners preparing business taxes for the first time and needing patient guidance, Individuals with limited financial literacy seeking personalized help with budgeting and credit improvement
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