MembersFirst Credit Union in Atlanta, GA

MembersFirst Credit Union operates as a member-owned financial cooperative serving Georgia residents. com), they function as a full-service credit union with ABA Routing # 261174432, offering traditional banking products and services comparable to banks but with a credit union structure. The credit union provides a comprehensive suite of financial products including personal and business checking accounts (No-Fee Checking, Interest Checking, Direct Deposit Checking), savings products (IRA Savings, Certificates of Deposit, Money Market Accounts), loan products (auto loans, personal loans, mortgages, HELOCs), and credit cards.

They also offer digital banking services including mobile deposit, mobile app banking, online banking, and phone banking. Additional services include wire transfers, safe deposit boxes, and wealth management alongside financial counseling from certified financial counselors. What distinguishes MembersFirst is their emphasis on member benefits and youth financial education programs (Savasaurus Club, CU Succeed for Teens and Young Adults).

99% APR, and motorcycle/RV financing. Their website includes dedicated fraud alert resources and security information, indicating attention to member protection. They maintain physical branch locations, though at least one (Alexander High School Branch) closed in March 2026.

As a credit union, MembersFirst operates under cooperative principles and membership requirements rather than as a publicly-traded bank. While their website provides competitive rate information and comprehensive product listings, detailed information about membership eligibility requirements, specific fee structures, and asset/membership size is limited on the publicly available pages reviewed. Their focus on financial counseling and educational resources suggests positioning toward members seeking guidance beyond basic banking.