Salt Lake City, UT

Credit Repair & Financial Services in Salt Lake City

Review 26 credit repair companies, personal lenders, and financial services in Salt Lake City, Utah. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Utah avg credit score: 722 Median income: $86,833 Poverty rate: 8.2% Payday loans: Legal Utah overview →

Featured Provider Profiles in Salt Lake City

26 companies
Beckstrand and Associates logo

Beckstrand and Associates

CUScore is a free directory and comparison tool for finding federally insured credit unions across America, featuring NCUA financial data, health scores, and branch locations for 4,374 institutions.

BBB: NR

Profile signals: Consumers researching credit union options and comparing institutions before membership application, First-time credit union members seeking to understand differences between credit unions and traditional banks

Bmw Bank of North America logo

Bmw Bank of North America

BMW Financial Services offers auto financing, leasing, and credit card products to BMW vehicle owners and customers. Part of BMW's broader financial services ecosystem supporting vehicle purchases and ownership.

BBB: NR

Profile signals: BMW vehicle buyers seeking manufacturer-backed financing and lease options, Current BMW owners looking to finance or lease new BMW vehicles

Brighton Bank logo

Brighton Bank

FDIC-insured community bank serving Utah with 46+ years of experience, offering checking, savings, business banking, and digital financial tools for individuals and small businesses.

BBB: NR

Profile signals: Small business owners in the Salt Lake City area seeking personalized banking relationships, Utah-based individuals and families prioritizing local community bank values

Community Development Corporation of Utah logo

Community Development Corporation of Utah

Non-profit organization providing free financial coaching, housing counseling, and down payment assistance to help Utah residents achieve homeownership and financial stability.

BBB: NR

Profile signals: First-time homebuyers in Utah seeking down payment assistance and counseling, Homeowners facing foreclosure who need HUD-approved counseling and prevention strategies

Continental Bank logo

Continental Bank

Continental Bank is a banking institution offering standard deposit and financial services. Website currently inaccessible for verification.

BBB: NR

Profile signals: Local banking with personal service, Review this provider profile and compare source-linked details before choosing what to do next.

CreditRepair.com logo

CreditRepair.com

CreditRepair.com offers three-bureau credit disputes and creditor interventions across 38 states, though the company carries significant regulatory baggage following a landmark 2023 CFPB settlement.

BBB: D

Profile signals: Consumers in one of the 38 served states with multiple inaccurate bureau items, People who want mobile app access to monitor dispute progress

Banks in Salt Lake City

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Brighton Bank logo

Brighton Bank

FDIC-insured community bank serving Utah with 46+ years of experience, offering checking, savings, business banking, and digital financial tools for individuals and small businesses.

BBB: NR

Profile signals: Small business owners in the Salt Lake City area seeking personalized banking relationships, Utah-based individuals and families prioritizing local community bank values

Continental Bank logo

Continental Bank

Continental Bank is a banking institution offering standard deposit and financial services. Website currently inaccessible for verification.

BBB: NR

Profile signals: Local banking with personal service, Review this provider profile and compare source-linked details before choosing what to do next.

First Electronic Bank logo

First Electronic Bank

State-chartered, FDIC-insured industrial bank partnering with fintechs and lenders to issue compliant financial products across the credit spectrum.

BBB: NR

Profile signals: Fintech companies and lenders seeking banking infrastructure and regulatory support context to verify to launch financial products, Established lending companies looking to issue compliant consumer or business credit products at scale

First Utah Bank logo

First Utah Bank

Community-focused bank headquartered in Salt Lake City offering personal and business checking, savings, loans, and treasury management services across 7 Utah locations.

BBB: NR

Profile signals: Utah-based small business owners seeking relationship-driven lending and business banking, Local residents and businesses in Salt Lake City metro area who value in-person branch service

Home Savings Bank logo

Home Savings Bank

Home Savings Bank is a Utah-based community bank offering deposit accounts, CDs, IRAs, and residential/commercial mortgage services with over 50 years of operation.

BBB: NR

Profile signals: Customers in Utah seeking local relationship banking with in-person service combined with online convenience, Homebuyers or refinancers interested in personalized mortgage consultation from bank staff context

Liberty Bank, Inc. logo

Liberty Bank, Inc.

Liberty Bank, Inc. is a federally FDIC-insured bank based in Salt Lake City offering deposit accounts, CDs, money market accounts, and home financing since 1956.

BBB: NR

Profile signals: Local Salt Lake City residents seeking FDIC-insured savings and CD products from an established bank, Homeowners and small business owners in Utah looking for personal financing relationships

Credit Unions in Salt Lake City

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Beckstrand and Associates logo

Beckstrand and Associates

CUScore is a free directory and comparison tool for finding federally insured credit unions across America, featuring NCUA financial data, health scores, and branch locations for 4,374 institutions.

BBB: NR

Profile signals: Consumers researching credit union options and comparing institutions before membership application, First-time credit union members seeking to understand differences between credit unions and traditional banks

Granite logo

Granite

Granite Credit Union is a member-owned financial institution serving Salt Lake County, Utah, offering rate claims to verify on mortgages, auto loans, and deposit accounts with innovative products like Dividend+ Checking and Vanishing Rate Auto Loans.

BBB: NR

Profile signals: Salt Lake County residents seeking personalized mortgage and home equity lending with local branch support, Auto buyers who can maintain consistent on-time payments and benefit from the Vanishing Rate incentive structure

Hercules First logo

Hercules First

Hercules First Federal Credit Union is a member-owned, not-for-profit credit union offering checking, savings, loans, and VISA cards with a focus on community involvement and personalized member service.

BBB: NR

Profile signals: Members seeking long-term banking relationships with personalized service rather than purely transactional banking, Consumers needing multiple loan products (auto, home, business) from a single reported lender

Ridgeline logo

Ridgeline

Ridgeline Credit Union is a member-owned financial institution offering deposit accounts, vehicle financing, mortgages, and online banking services with competitive dividend rates and low fees.

BBB: NR

Profile signals: Members seeking vehicle financing with convenient online application and approval, Savers prioritizing higher dividend rates on deposit accounts with lower fee structures

Varex logo

Varex

Varex Federal Credit Union is a member-owned financial institution serving employees of Varex Imaging Corporation in Salt Lake City, offering savings accounts, loans, and e-services with NCUA insurance.

BBB: NR

Profile signals: Varex Imaging Corporation employees seeking employer-affiliated financial services, Members prioritizing NCUA-insured savings and member-owned institution values

Business Loans in Salt Lake City

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Medallion Bank logo

Medallion Bank

Medallion Bank provides point-of-sale consumer financing for RV/boat dealers and home improvement contractors, plus banking-as-a-service partnerships for lenders.

BBB: NR

Profile signals: RV and boat buyers purchasing from dealers partnered with Medallion Bank who have limited credit options elsewhere, Home improvement contractors seeking to offer financing as a value-added service to their customers

Milestone Bank logo

Milestone Bank

FDIC-insured business lender offering SBA 7(a) and 504 loans up to $5M and equipment financing since 1988, with provider-stated same-day approval timing and provider-stated next-day funding timing.

BBB: NR

Profile signals: Established businesses with revenue and credit history seeking $350K+ equipment purchases across defined industries, Companies needing SBA 7(a) loans for expansion or 504 loans for commercial real estate acquisition

Webbank logo

Webbank

WebBank is a chartered bank that partners with fintech and platform companies to issue consumer and small business credit products through embedded finance solutions.

BBB: NR

Profile signals: Fintech companies seeking embedded lending infrastructure and regulatory banking partner support, Retail platforms and SaaS companies wanting to offer branded credit to customers

Free Help in Salt Lake City

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Community Development Corporation of Utah logo

Community Development Corporation of Utah

Non-profit organization providing free financial coaching, housing counseling, and down payment assistance to help Utah residents achieve homeownership and financial stability.

BBB: NR

Profile signals: First-time homebuyers in Utah seeking down payment assistance and counseling, Homeowners facing foreclosure who need HUD-approved counseling and prevention strategies

Utah State University-Salt Lake County Extension logo

Utah State University-Salt Lake County Extension

Utah State University Extension's Finance program offers HUD-approved homebuyer education, financial counseling, and budgeting resources with no listed cost to residents.

BBB: NR

Profile signals: First-time homebuyers preparing to qualify for mortgages or down payment assistance programs, Utah residents seeking free financial education on budgeting, spending, and major life decisions

Credit Cards in Salt Lake City

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Bmw Bank of North America logo

Bmw Bank of North America

BMW Financial Services offers auto financing, leasing, and credit card products to BMW vehicle owners and customers. Part of BMW's broader financial services ecosystem supporting vehicle purchases and ownership.

BBB: NR

Profile signals: BMW vehicle buyers seeking manufacturer-backed financing and lease options, Current BMW owners looking to finance or lease new BMW vehicles

Credit Repair in Salt Lake City

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CreditRepair.com logo

CreditRepair.com

CreditRepair.com offers three-bureau credit disputes and creditor interventions across 38 states, though the company carries significant regulatory baggage following a landmark 2023 CFPB settlement.

BBB: D

Profile signals: Consumers in one of the 38 served states with multiple inaccurate bureau items, People who want mobile app access to monitor dispute progress

fix-my-credit in Salt Lake City

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Lexington Law logo

Lexington Law

Lexington Law is a credit repair company that disputes errors and negative items on credit reports to help consumers improve their credit scores.

BBB: NR

Profile signals: Consumers with multiple negative items on credit reports seeking professional dispute assistance, People who want educational resources and legal guidance alongside dispute services

Your Rights in Utah

Utah Consumer Protections: Utah is one of the most permissive states for payday lending, with no usury cap on written agreements and no dollar cap on loan amounts. Consumers should exercise extreme caution as APRs can be very high. Complaints can be filed with the Department of Financial Institutions or the Attorney General.

Interest Rate Cap: Utah usury cap: No usury cap for written agreements; payday loans legal with no rate cap.

Key Regulations:
  • Utah has no usury cap for written agreements, allowing unlimited interest rates on payday loans.
  • Payday loans are not capped by amount, only by borrower ability to repay.
  • Lenders must be registered with the Department of Financial Institutions.
  • The Utah Consumer Credit Code provides basic lending protections.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Utah Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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