Compare 20 credit repair companies, personal lenders, and financial services in Salt Lake City, Utah. All independently reviewed with BBB ratings and pricing.
BMW Financial Services offers auto financing, leasing, and credit card products to BMW vehicle owners and customers. Part of BMW's broader financial services ecosystem supporting vehicle purchases and ownership.
Best for: BMW vehicle buyers seeking manufacturer-backed financing and lease options, Current BMW owners looking to finance or lease new BMW vehicles
FDIC-insured community bank serving Utah with 46+ years of experience, offering checking, savings, business banking, and digital financial tools for individuals and small businesses.
Best for: Small business owners in the Salt Lake City area seeking personalized banking relationships, Utah-based individuals and families prioritizing local community bank values
Continental Bank is a banking institution offering standard deposit and financial services. Website currently inaccessible for verification.
Best for: Local banking with personal service, FDIC-insured deposits
State-chartered, FDIC-insured industrial bank partnering with fintechs and lenders to issue compliant financial products across the credit spectrum.
Best for: Fintech companies and lenders seeking banking infrastructure and regulatory compliance support to launch financial products, Established lending companies looking to issue compliant consumer or business credit products at scale
Community-focused bank headquartered in Salt Lake City offering personal and business checking, savings, loans, and treasury management services across 7 Utah locations.
Best for: Utah-based small business owners seeking relationship-driven lending and business banking, Local residents and businesses in Salt Lake City metro area who value in-person branch service
Home Savings Bank is a Utah-based community bank offering deposit accounts, CDs, IRAs, and residential/commercial mortgage services with over 50 years of operation.
Best for: Customers in Utah seeking local relationship banking with in-person service combined with online convenience, Homebuyers or refinancers interested in personalized mortgage consultation from bank specialists
FDIC-insured community bank serving Utah with 46+ years of experience, offering checking, savings, business banking, and digital financial tools for individuals and small businesses.
Best for: Small business owners in the Salt Lake City area seeking personalized banking relationships, Utah-based individuals and families prioritizing local community bank values
Continental Bank is a banking institution offering standard deposit and financial services. Website currently inaccessible for verification.
Best for: Local banking with personal service, FDIC-insured deposits
State-chartered, FDIC-insured industrial bank partnering with fintechs and lenders to issue compliant financial products across the credit spectrum.
Best for: Fintech companies and lenders seeking banking infrastructure and regulatory compliance support to launch financial products, Established lending companies looking to issue compliant consumer or business credit products at scale
Community-focused bank headquartered in Salt Lake City offering personal and business checking, savings, loans, and treasury management services across 7 Utah locations.
Best for: Utah-based small business owners seeking relationship-driven lending and business banking, Local residents and businesses in Salt Lake City metro area who value in-person branch service
Home Savings Bank is a Utah-based community bank offering deposit accounts, CDs, IRAs, and residential/commercial mortgage services with over 50 years of operation.
Best for: Customers in Utah seeking local relationship banking with in-person service combined with online convenience, Homebuyers or refinancers interested in personalized mortgage consultation from bank specialists
Liberty Bank, Inc. is a federally FDIC-insured bank based in Salt Lake City offering deposit accounts, CDs, money market accounts, and home financing since 1956.
Best for: Local Salt Lake City residents seeking FDIC-insured savings and CD products from an established bank, Homeowners and small business owners in Utah looking for personal financing relationships
Medallion Bank provides point-of-sale consumer financing for RV/boat dealers and home improvement contractors, plus banking-as-a-service partnerships for lenders.
Best for: RV and boat buyers purchasing from dealers partnered with Medallion Bank who have limited credit options elsewhere, Home improvement contractors seeking to offer financing as a value-added service to their customers
FDIC-insured business lender offering SBA 7(a) and 504 loans up to $5M and equipment financing since 1988, with same-day approval and next-day funding.
Best for: Established businesses with revenue and credit history seeking $350K+ equipment purchases across defined industries, Companies needing SBA 7(a) loans for expansion or 504 loans for commercial real estate acquisition
WebBank is a chartered bank that partners with fintech and platform companies to issue consumer and small business credit products through embedded finance solutions.
Best for: Fintech companies seeking embedded lending infrastructure and regulatory banking partner support, Retail platforms and SaaS companies wanting to offer branded credit to customers
Non-profit organization providing free financial coaching, housing counseling, and down payment assistance to help Utah residents achieve homeownership and financial stability.
Best for: First-time homebuyers in Utah seeking down payment assistance and counseling, Homeowners facing foreclosure who need HUD-approved counseling and prevention strategies
Utah State University Extension's Finance program offers HUD-approved homebuyer education, financial counseling, and budgeting resources at no cost to residents.
Best for: First-time homebuyers preparing to qualify for mortgages or down payment assistance programs, Utah residents seeking free financial education on budgeting, spending, and major life decisions
BMW Financial Services offers auto financing, leasing, and credit card products to BMW vehicle owners and customers. Part of BMW's broader financial services ecosystem supporting vehicle purchases and ownership.
Best for: BMW vehicle buyers seeking manufacturer-backed financing and lease options, Current BMW owners looking to finance or lease new BMW vehicles
CreditRepair.com offers three-bureau credit disputes and creditor interventions across 38 states, though the company carries significant regulatory baggage following a landmark 2023 CFPB settlement.
Best for: Consumers in one of the 38 served states with multiple inaccurate bureau items, People who want mobile app access to monitor dispute progress
Utah Consumer Protections: Utah is one of the most permissive states for payday lending, with no usury cap on written agreements and no dollar cap on loan amounts. Consumers should exercise extreme caution as APRs can be very high. Complaints can be filed with the Department of Financial Institutions or the Attorney General.
Interest Rate Cap: Utah usury cap: No usury cap for written agreements; payday loans legal with no rate cap.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Utah Attorney General Consumer Protection Division.
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