Best Banks in Salt Lake City, UT

Compare 13 banks companies serving Salt Lake City, Utah. Average rating: 4.2/5.

13 Companies 13 Rated Payday: Legal

Utah Lending Regulations

Utah is one of the most permissive states for payday lending, with no usury cap on written agreements and no dollar cap on loan amounts. Consumers should exercise extreme caution as APRs can be very high. Complaints can be filed with the Department of Financial Institutions or the Attorney General.

Usury cap: No usury cap for written agreements; payday loans legal with no rate cap Agency: Utah Attorney General Consumer Protection Division

Top-Rated Banks

Brighton Bank logo

Brighton Bank

FDIC-insured community bank serving Utah with 46+ years of experience, offering checking, savings, business banking, and digital financial tools for individuals and small businesses.

4.2/5
Contact BBB:

Best for: Small business owners in the Salt Lake City area seeking personalized banking relationships, Utah-based individuals and families prioritizing local community bank values

Continental Bank logo

Continental Bank

Continental Bank is a banking institution offering standard deposit and financial services. Website currently inaccessible for verification.

4.2/5
Contact BBB:

Best for: Local banking with personal service, FDIC-insured deposits

First Electronic Bank logo

First Electronic Bank

State-chartered, FDIC-insured industrial bank partnering with fintechs and lenders to issue compliant financial products across the credit spectrum.

4.2/5
Contact BBB:

Best for: Fintech companies and lenders seeking banking infrastructure and regulatory compliance support to launch financial products, Established lending companies looking to issue compliant consumer or business credit products at scale

First Utah Bank logo

First Utah Bank

Community-focused bank headquartered in Salt Lake City offering personal and business checking, savings, loans, and treasury management services across 7 Utah locations.

4.2/5
Contact BBB:

Best for: Utah-based small business owners seeking relationship-driven lending and business banking, Local residents and businesses in Salt Lake City metro area who value in-person branch service

Home Savings Bank logo

Home Savings Bank

Home Savings Bank is a Utah-based community bank offering deposit accounts, CDs, IRAs, and residential/commercial mortgage services with over 50 years of operation.

4.2/5
Contact BBB:

Best for: Customers in Utah seeking local relationship banking with in-person service combined with online convenience, Homebuyers or refinancers interested in personalized mortgage consultation from bank specialists

Liberty Bank, Inc. logo

Liberty Bank, Inc.

Liberty Bank, Inc. is a federally FDIC-insured bank based in Salt Lake City offering deposit accounts, CDs, money market accounts, and home financing since 1956.

4.2/5
Contact BBB:

Best for: Local Salt Lake City residents seeking FDIC-insured savings and CD products from an established bank, Homeowners and small business owners in Utah looking for personal financing relationships

All Banks in Salt Lake City (13)

Brighton Bank logo

Brighton Bank

FDIC-insured community bank serving Utah with 46+ years of experience, offering checking, savings, business banking, and digital financial tools for individuals and small businesses.

4.2/5
Contact BBB:

Best for: Small business owners in the Salt Lake City area seeking personalized banking relationships, Utah-based individuals and families prioritizing local community bank values

Continental Bank logo

Continental Bank

Continental Bank is a banking institution offering standard deposit and financial services. Website currently inaccessible for verification.

4.2/5
Contact BBB:

Best for: Local banking with personal service, FDIC-insured deposits

First Electronic Bank logo

First Electronic Bank

State-chartered, FDIC-insured industrial bank partnering with fintechs and lenders to issue compliant financial products across the credit spectrum.

4.2/5
Contact BBB:

Best for: Fintech companies and lenders seeking banking infrastructure and regulatory compliance support to launch financial products, Established lending companies looking to issue compliant consumer or business credit products at scale

First Utah Bank logo

First Utah Bank

Community-focused bank headquartered in Salt Lake City offering personal and business checking, savings, loans, and treasury management services across 7 Utah locations.

4.2/5
Contact BBB:

Best for: Utah-based small business owners seeking relationship-driven lending and business banking, Local residents and businesses in Salt Lake City metro area who value in-person branch service

Home Savings Bank logo

Home Savings Bank

Home Savings Bank is a Utah-based community bank offering deposit accounts, CDs, IRAs, and residential/commercial mortgage services with over 50 years of operation.

4.2/5
Contact BBB:

Best for: Customers in Utah seeking local relationship banking with in-person service combined with online convenience, Homebuyers or refinancers interested in personalized mortgage consultation from bank specialists

Liberty Bank, Inc. logo

Liberty Bank, Inc.

Liberty Bank, Inc. is a federally FDIC-insured bank based in Salt Lake City offering deposit accounts, CDs, money market accounts, and home financing since 1956.

4.2/5
Contact BBB:

Best for: Local Salt Lake City residents seeking FDIC-insured savings and CD products from an established bank, Homeowners and small business owners in Utah looking for personal financing relationships

Morgan Stanley Bank, National Association logo

Morgan Stanley Bank, National Association

Morgan Stanley is a multinational investment bank and financial services company headquartered in New York, offering institutional securities, wealth management, and investment services globally.

4.2/5
Contact BBB:

Best for: High-net-worth and ultra-high-net-worth individuals seeking comprehensive wealth management and investment services, Corporations and governments requiring institutional securities, investment banking, and capital markets services

Redemption Bank logo

Redemption Bank

Community bank based in Holladay City operating since 1974, offering FDIC-insured deposits and personalized banking with mobile, online, and in-person services.

4.2/5
Contact BBB:

Best for: Customers building or financing home construction projects, Community bank customers seeking personalized service over automated support

Sallie Mae Bank logo

Sallie Mae Bank

Sallie Mae Bank offers private student loans for undergraduates, graduates, and career training, plus high-yield savings accounts, CDs, and money market accounts.

4.2/5
Contact BBB:

Best for: Graduate and professional students (medical, law, dental, MBA) seeking additional funding beyond federal loan limits, Creditworthy borrowers with strong credit scores and income seeking to refinance or supplement federal student loans

Ubs Bank USA logo

Ubs Bank USA

UBS Bank USA is a subsidiary of UBS Group AG serving affluent and high net worth clients with deposit and borrowing services through a team of dedicated banking professionals.

4.2/5
Contact BBB:

Best for: Affluent and high net worth investors seeking banking services from a globally recognized institution, Wealth management clients of UBS seeking integrated deposit and borrowing solutions

Zions Bancorporation, N.A. logo

Zions Bancorporation, N.A.

Zions Bancorporation is a major regional bank holding company with ~$89B in assets, operating 8 locally-managed bank brands across 11 western states.

4.2/5
Contact BBB:

Best for: Small business owners and entrepreneurs seeking SBA lending and public finance services in western markets, Consumers in western states preferring relationship-based banking from locally-managed institutions

Square Financial Services, Inc. logo

Square Financial Services, Inc.

Square Financial Services offers business banking including checking, savings, loans, and credit cards integrated with Square's payment processing platform for small businesses.

4.1/5
Contact BBB:

Best for: Small business owners already using Square's payment processing who want integrated banking and cash flow management, Food and beverage establishments, retail shops, beauty salons, and service providers seeking business banking tied to transaction data

Thrivent Bank logo

Thrivent Bank

Utah-chartered digital bank offering FDIC-insured checking and savings accounts with no fees, budgeting tools, and human customer support through Thrivent Money platform.

4.1/5
Contact BBB:

Best for: Digital-native consumers seeking fee-free checking and savings with budgeting tools and no minimum balances, Goal-oriented savers who benefit from Savings Pockets feature to automate contributions toward specific financial objectives