Compare 99 credit repair companies, personal lenders, and financial services in Los Angeles, California. All independently reviewed with BBB ratings and pricing.
850Above offers professional credit repair services across the USA, disputing inaccurate items on credit reports while providing credit building strategies and monitoring tools.
Best for: Consumers with mixed credit issues (both errors and negative marks) seeking both repair and rebuilding guidance, People wanting professional dispute filing combined with credit building coaching and monitoring
NDMS is a merchant account processor enabling businesses to accept credit cards, debit cards, and electronic payments with settlement through major card networks.
Best for: Small to mid-sized retail businesses needing multi-channel payment acceptance (in-store, online, mobile), E-commerce businesses requiring shopping cart integration and payment gateway solutions
LA Police Credit Union is a full-service financial institution serving Southern California law enforcement and eligible members, offering checking, savings, loans, and digital banking.
Best for: Active and retired law enforcement officers seeking personalized banking relationships and specialized products, First-time homebuyers in law enforcement with access to dedicated mortgage programs and guidance
Dave Tipp Jewelry & Loan is a pawn shop in Downtown Los Angeles offering collateral-based loans against jewelry, gold, and other valuables with quick funding.
Best for: Customers who own jewelry or gold and need immediate cash without credit checks or lengthy approval processes, Short-term borrowers who can repay within 120 days and prefer not to sell valuable items outright
Fidelity Mortgage Lenders specializes in non-consumer business-purpose loans secured by commercial and residential property, including hard money and trust deed investments.
Best for: Real estate investors seeking fast financing for distressed property acquisitions, Developers and builders needing bridge or construction financing outside traditional banking
Good Loans LLC provides merchant cash advances and working capital loans to small businesses nationwide, approving applicants quickly with flexible repayment terms.
Best for: Business owners with damaged credit who cannot access bank financing but have consistent revenue streams, E-commerce and retail businesses with daily/weekly credit card sales suitable for merchant cash advance repayment
PLS Check Cashers cashes payroll, government & personal checks with no bank account needed, plus money orders, bill pay, money transfers & prepaid cards.
Best for: Unbanked individuals who need to cash payroll or government checks immediately, Underbanked consumers who need bill pay, money orders, or international transfers without a bank account
Avalon Quik Check is a check-cashing service in South Los Angeles offering payroll, tax refund, and government benefit check cashing starting at 1% fee, plus money transfers and bill payment services.
Best for: South LA residents without bank accounts needing check-cashing services, Unbanked workers seeking low-cost payroll check conversion to cash
Beverly Kenmore Check Cashing offers check cashing and financial services at their Los Angeles location on Beverly Boulevard with extended weekday hours.
Best for: Unbanked or underbanked Los Angeles residents needing immediate check cashing access, Local business owners and workers requiring early-morning check conversion services
California Check Cashing Stores offers check cashing, payday loans up to $250, bill pay, money transfers, and tax preparation services at multiple San Francisco locations.
Best for: Unbanked or underbanked San Francisco residents needing immediate check cashing without a bank account, Working adults who need quick access to payroll advances between paychecks and can visit during extended weekday hours
Continental Currency Services buys and sells foreign currency with multiple location options. Offers currency exchange and related financial services.
Best for: Individuals needing to exchange foreign currency before international travel, Customers preferring in-person currency transactions at physical retail locations
DolEx Dollar Express is a check-cashing and financial services provider located in Los Angeles, CA, offering check cashing, money orders, wire transfers, and bill payment services.
Best for: Unbanked and underbanked Los Angeles residents needing immediate check access, Workers paid by check who prefer not to maintain traditional bank accounts
Dave Tipp Jewelry & Loan is a pawn shop in Downtown Los Angeles offering collateral-based loans against jewelry, gold, and other valuables with quick funding.
Best for: Customers who own jewelry or gold and need immediate cash without credit checks or lengthy approval processes, Short-term borrowers who can repay within 120 days and prefer not to sell valuable items outright
Amarillo Pawn Shop is a pawn shop located in Los Angeles, CA offering collateral-based loans and goods exchange services near W 7th St and S Westlake Ave.
Best for: Individuals with immediate cash needs who own valuables they can temporarily pledge as collateral, People with poor or no credit history who cannot qualify for traditional bank loans
Amigos Pawn Shop offers collateral-based loans against jewelry, electronics, musical instruments, tools, guns, and antiques in Los Angeles.
Best for: Individuals needing immediate cash who own valuable jewelry, musical instruments, or firearms, People with poor credit or no credit history who need collateral-based lending
LA Cash for Gold buys precious metals and certified coins in the Pasadena area, offering 75-90% of spot price for gold, silver, and platinum jewelry and collectibles.
Best for: Individuals with gold, silver, or platinum jewelry looking for local, in-person sales without shipping, Collectors with NGC or PCGS certified coins seeking fair market valuations
LA Cash for Gold buys precious metals and certified coins in Pasadena, California, offering 75-90% of spot prices with real-time price transparency.
Best for: Los Angeles-area residents with gold jewelry, silver items, or certified coins to sell locally, Collectors of NGC and PCGS certified coins seeking fair market pricing
Cash for Gold buys precious metals, luxury watches, diamonds, and coins at their Pacoima, CA location. They offer immediate cash transactions for items of value.
Best for: Individuals needing immediate cash for urgent expenses or emergencies, Estate liquidators selling multiple jewelry or precious metal items quickly
ACE Cash Express offers small fast loans including installment loans, title loans, and check cashing services with multiple financial solutions for quick cash needs.
Best for: Consumers needing emergency cash within 1-2 days with collateral (vehicle title), Unbanked or underbanked individuals without access to traditional bank loans
ACE Cash Express offers check cashing, installment and title loans, money transfers, bill pay, prepaid cards, and tax services at physical locations and online.
Best for: Underbanked consumers who need check cashing plus other financial services in one visit, Consumers needing a short-term installment loan with a physical location they can walk into
Easy Payday Loans offers fast cash advances in Los Angeles and across California for emergency expenses, with online application and direct bank deposit funding.
Best for: Employed California residents facing immediate unexpected expenses, Borrowers with established bank accounts and employment verification who need same-day or next-day cash
Family Title Loans offers fast car title loans in Los Angeles with same-day funding and no credit check required, using your vehicle's equity as collateral.
Best for: Individuals with poor or no credit history facing immediate financial emergencies, Vehicle owners who own their car outright and need quick cash
Los Angeles Payday Loans Cash is an online lending marketplace that connects borrowers with a network of 100+ lenders for fast personal loans and payday advances with same-day or next-business-day funding.
Best for: California borrowers needing $100-$1,000 for unexpected emergencies who want a simplified application process across multiple lenders, Applicants with poor credit seeking fast payday or short-term loan approval without visiting multiple individual lender websites
MVP Car Title Loans offers vehicle-secured loans from $2,510–$50,000 in Los Angeles, with same-day approval and funding in 2–4 hours regardless of credit score.
Best for: Vehicle owners in Los Angeles with low or no credit who need $2,500+ quickly, Borrowers who have been denied by banks and own a car, truck, or motorcycle outright or with equity
LA Police Credit Union is a full-service financial institution serving Southern California law enforcement and eligible members, offering checking, savings, loans, and digital banking.
Best for: Active and retired law enforcement officers seeking personalized banking relationships and specialized products, First-time homebuyers in law enforcement with access to dedicated mortgage programs and guidance
Southland Credit Union is a 90-year-old federally insured credit union offering checking, savings, certificates, mortgages, auto loans, and rewards debit cards with access to 30,000 ATMs.
Best for: New members seeking high-yield savings options with promotional certificate rates, Consumers who frequently purchase groceries and utilities looking to maximize rewards
Technicolor Federal Credit Union is a member-owned cooperative serving the creative community, offering savings, CDs at 3.65% APY, car loans, and home loans via the CO-OP network.
Best for: Creative industry workers (film, media, entertainment) who qualify for membership, Savers seeking competitive CD or money market rates from a community institution
Federal credit union serving the Episcopal Diocese of Los Angeles since 1994, offering savings, checking, loans, and digital banking services to members.
Best for: Members of the Episcopal Diocese of Los Angeles seeking community-focused banking, Individuals needing auto loans or personal loans with competitive rates and fast processing
Arrow Financial Corporation is a $4B+ bank holding company based in Glens Falls, NY, offering banking, insurance, and wealth management services across northeastern New York.
Best for: Customers in northeastern New York seeking stable, established banking relationships with a regional institution, Business owners and commercial borrowers in the service area requiring relationship banking and commercial credit
LA Financial is a credit union (now part of CU SoCal) offering checking, savings, certificates, credit cards, and wealth management services to members in Southern California.
Best for: Southern California credit union members seeking to maintain existing accounts through the CU SoCal transition, Savers looking for high-yield promotional certificate rates (7% APY offers)
NDMS is a merchant account processor enabling businesses to accept credit cards, debit cards, and electronic payments with settlement through major card networks.
Best for: Small to mid-sized retail businesses needing multi-channel payment acceptance (in-store, online, mobile), E-commerce businesses requiring shopping cart integration and payment gateway solutions
Good Loans LLC provides merchant cash advances and working capital loans to small businesses nationwide, approving applicants quickly with flexible repayment terms.
Best for: Business owners with damaged credit who cannot access bank financing but have consistent revenue streams, E-commerce and retail businesses with daily/weekly credit card sales suitable for merchant cash advance repayment
Capdeck offers multiple small business financing options including term loans, lines of credit, and merchant cash advances with same-day funding availability.
Best for: Small business owners needing immediate capital for growth, expansion, or working capital, Businesses with variable revenue (e.g., retail, restaurants) seeking flexible credit access
Fast Business Financial provides small business loans and funding solutions with instant application processing and rapid approval decisions for businesses of varying sizes.
Best for: Early-stage business owners with less than 2 years of operating history seeking rapid funding decisions, Small businesses needing funding between $5,000-$100,000 without access to traditional bank loans
850Above offers professional credit repair services across the USA, disputing inaccurate items on credit reports while providing credit building strategies and monitoring tools.
Best for: Consumers with mixed credit issues (both errors and negative marks) seeking both repair and rebuilding guidance, People wanting professional dispute filing combined with credit building coaching and monitoring
Mike's Credit Solutions disputes inaccurate negative items on credit reports through formal correspondence and escalation, with 24/7 credit monitoring and counseling included.
Best for: Consumers with multiple inaccurate or unverifiable negative items on recent credit reports, Individuals who have been denied credit and want professional assistance challenging reporting errors
American Credit is a Los Angeles-based credit repair company that disputes negative items on credit reports and offers credit restoration services with a focus on rapid score improvement.
Best for: Los Angeles residents with negative credit items (late payments, collections, charge-offs) seeking dispute assistance, Consumers denied mortgages, credit cards, or rental leases specifically due to credit report inaccuracies
Fidelity Mortgage Lenders specializes in non-consumer business-purpose loans secured by commercial and residential property, including hard money and trust deed investments.
Best for: Real estate investors seeking fast financing for distressed property acquisitions, Developers and builders needing bridge or construction financing outside traditional banking
Happy Investments, Inc. is a Los Angeles-based mortgage broker offering hard money loans, conventional mortgages, and investment property financing for borrowers with varied credit profiles.
Best for: Investors seeking hard money loans for fix-and-flip or investment property purchases, Borrowers with lower credit scores (below 650) who need alternative financing after traditional bank rejection
So Cal Loans offers residential mortgages, commercial real estate financing, and business lending solutions across Southern California with personalized guidance from experienced professionals.
Best for: Southern California homebuyers seeking personalized mortgage guidance through the competitive regional market, Small business owners and entrepreneurs needing flexible commercial financing for expansion or operations
Good Rate Loans is a loan marketplace that connects borrowers to lenders offering personal loans from $1,000–$5,000 with fast funding and flexible credit acceptance.
Best for: Borrowers with fair or poor credit seeking quick access to $1,000–$5,000, Consumers needing funds within one business day for emergency expenses
My City Personal Loans is a free loan marketplace that connects consumers with third-party lenders offering personal loans up to $5,000, specializing in applicants with low credit scores.
Best for: Consumers with low or poor credit scores who have been declined by traditional lenders, Borrowers seeking personal loans up to $5,000 who value application simplicity
Westlake Financial is an auto lender offering pre-qualified financing for vehicle purchases through a network of 30,000+ dealerships, with online tools to browse approved vehicles and customize loan terms.
Best for: Consumers who want to pre-qualify for auto financing without triggering credit inquiries before dealership visits, Buyers with challenged credit seeking financing through dealer networks that work with multiple lenders
Los Angeles bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings for individuals and businesses facing foreclosure, wage garnishment, and creditor harassment.
Best for: Los Angeles County residents facing foreclosure or home loss seeking Chapter 7 debt discharge, Individuals with wage garnishment or creditor harassment needing immediate legal intervention
Southern California bankruptcy law firm offering Chapter 7 and Chapter 13 filing with low entry fees ($99 start), fixed pricing, and flexible payment plans across four locations.
Best for: Southern California residents facing wage garnishments, lawsuits, or foreclosure seeking immediate relief, Consumers with limited liquid assets who need to spread legal fees over multiple months
South Los Angeles CDFI Consortium is a coalition of community development financial institutions and non-profit organizations providing financial assistance and counseling to underserved residents.
Best for: South LA residents seeking affordable credit alternatives to payday or title loans, Small business owners looking for community development financing with technical assistance
501(c)(3) non-profit in Boyle Heights providing free financial coaching, tax assistance, and human services to low-income families since 1981.
Best for: Low-income families in Northeast Los Angeles seeking integrated social, mental health, and financial services, Undocumented immigrants and ITIN holders needing free tax assistance and financial guidance
Pre- and post-settlement lawsuit funding company offering cash advances up to $100,000 to accident injury claimants within 24 hours, with repayment only required if the case settles.
Best for: Accident injury claimants facing immediate financial hardship while awaiting case settlement, Injured individuals unable to work who need living expense funding during litigation
Debt settlement company founded in 2007 that consolidates credit card and consumer debt into single payments, targeting 40%+ reductions without bankruptcy.
Best for: Consumers with $5K-$100K+ in credit card and unsecured debt seeking alternatives to bankruptcy, People making minimum payments monthly without reducing principal balances
JCB is a major international payment card brand from Japan with 175M+ cardmembers globally, offering credit cards issued across 18 countries with acceptance through partnerships with Discover and American Express networks.
Best for: U.S. merchants seeking to accept payments from Asian travelers and cardholders in high-growth APAC markets, International businesses and payment intermediaries looking to expand merchant networks through JCB partnerships
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. HUD-approved counselors in Los Angeles offer free guidance at consumerfinance.gov.
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