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PLS Check Cashers in Los Angeles, CA

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6225 S Figueroa St, Los Angeles, CA: PLS Check Cashers provides 24-hour check cashing services.

Data compiled from public sources

PLS Check Cashers Review

PLS Check Cashers is located at 6225 S Figueroa St in Los Angeles, CA, in a standalone storefront convenient to the South Los Angeles community. This location operates 24 hours a day, 7 days a week, making it accessible whenever you need check cashing services. The South Los Angeles branch of PLS Check Cashers is designed for quick, efficient transactions without long wait times.

At this Los Angeles location, PLS Check Cashers offers check cashing for personal and business checks, with rate claims to verify and minimal fees. Call 213-394-8914 to confirm current services or get answers to your specific check cashing needs. The staff at 6225 S Figueroa St are trained to handle various check types quickly and securely.

When visiting the Los Angeles check cashing location on S Figueroa St, bring a valid government-issued ID and your check—processing is typically completed in minutes. PLS Check Cashers focuses on providing accessible financial services to Los Angeles residents and communities that need alternatives to traditional banking.

Services & Features

ATM services
Auto insurance (select locations)
Bill payment services
Check cashing (payroll, government, personal, tax refund checks)
Direct deposit to prepaid card
Foreign currency exchange
International money transfers via Ria Money Transfer
Money orders
Payday and installment loans (select states via PLS Financial Services)
Prepaid debit cards — Xpectations!® Plus Debit Card (Green Dot)
Tax preparation (select locations)
Vehicle license and registration services (select locations)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Founded in 1997 — 25+ years operating in alternative financial services
  • 200+ locations across 12 states with neighborhood-level access in underserved communities
  • Many locations operate extended or 24-hour hours under the PLS 247 brand
  • No bank account required for any service
  • International money transfers available via Ria Money Transfer partnership
  • Prepaid Xpectations!® Plus Debit Card with Green Dot partnership enables direct deposit and card management
  • PLS Mobile app supports remote check deposit, card freeze/unfreeze, and balance tracking on iOS and Android

Cons

  • Check cashing fees (reported ~1% + $1) are a recurring cost that adds up versus free bank or credit union alternatives
  • Payday and installment loan rates vary by state and can carry high APRs — not disclosed transparently online
  • BBB rating varies by individual store location rather than a single corporate rating — quality may differ by branch
  • Only available in 12 states — not a national option
  • No credit-building, savings, or financial planning products — purely transactional

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Los Angeles, CA. It does not confirm that PLS Check Cashers or this specific location is licensed.

State regulator

California Department of Financial Protection and Innovation (DFPI)

Money services context in California

Short-term lending status: Legal

General rate context: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100

California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Key state rules to check

  • Payday loans capped at $300 with maximum fee of $15 per $100 (459% APR equivalent).
  • The California Consumer Financial Protection Law grants DFPI broad enforcement authority.
  • Licensed finance lenders under the California Financing Law can charge rates above usury for loans under $10,000.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does PLS Check Cashers offer?

PLS Check Cashers offers 12 services including Check cashing (payroll, government, personal, tax refund checks), Money orders, Bill payment services, International money transfers via Ria Money Transfer, Prepaid debit cards — Xpectations!® Plus Debit Card (Green Dot), and 7 more.

What profile signals are listed for PLS Check Cashers?

PLS Check Cashers has profile signals associated with Unbanked individuals who need to cash payroll or government checks immediately, Underbanked consumers who need bill pay, money orders, or international transfers without a bank account, Customers who need financial services during evenings, weekends, or overnight when banks are closed, Prepaid card users seeking a network with in-person cash loading and account management support.

What are the strengths and weaknesses of PLS Check Cashers?

Key strengths: Founded in 1997 — 25+ years operating in alternative financial services; 200+ locations across 12 states with neighborhood-level access in underserved communities; Many locations operate extended or 24-hour hours under the PLS 247 brand. Areas to consider: Check cashing fees (reported ~1% + $1) are a recurring cost that adds up versus free bank or credit union alternatives; Payday and installment loan rates vary by state and can carry high APRs — not disclosed transparently online.

How does PLS Check Cashers compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Check Cashing & Grocery Deli Liquor Wine & Beer, Express Loans, Money Exchange Hernandez. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Is PLS Check Cashers accredited by the Better Business Bureau?

PLS Check Cashers holds a A+ rating with the Better Business Bureau but is not BBB-accredited.

Quick Facts

Founded
1997
Headquarters
Chicago, IL
BBB Rating
A+
BBB Accredited
No
Certifications
State-licensed check casher (NMLS, varies by state) State-licensed payday/installment lender (select states)
Visit PLS Check Cashers

CreditDoc Profile Note

Research Note on PLS Check Cashers

PLS Check Cashers is best suited for unbanked and underbanked consumers who need reliable, immediate access to cash from checks or who require walk-in financial services — especially outside standard banking hours. The main caveat is cost: transaction fees and potential payday loan APRs make PLS a convenience product, not a cost-saving one, and consumers with bank accounts will almost always find cheaper alternatives for the same services.

Profile Signals

  • Unbanked individuals who need to cash payroll or government checks immediately
  • Underbanked consumers who need bill pay, money orders, or international transfers without a bank account
  • Customers who need financial services during evenings, weekends, or overnight when banks are closed
  • Prepaid card users seeking a network with in-person cash loading and account management support
Updated 2026-05-08

Similar Companies

Check Cashing & Grocery Deli Liquor Wine & Beer logo

Check Cashing & Grocery Deli Liquor Wine & Beer

Check cashing service combined with grocery deli and liquor retail located in San Jose. Offers check cashing, money orders, and beverage/food sales.

BBB: NR

Profile signals: Unbanked or underbanked customers in the San Jose area needing same-day cash access, Customers seeking convenient one-stop shopping combining financial services with grocery/liquor purchases

Express Loans logo

Express Loans

ACE Cash Express operates physical locations offering check cashing, payday loans, bill payment, and money transfer services without requiring a bank account.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing to cash checks without a bank account, Individuals seeking immediate bill payment options in cash at physical locations

Money Exchange Hernandez logo

Money Exchange Hernandez

Money Exchange Hernandez offers check cashing, money orders, wire transfers, and bill payment services in San Diego's San Ysidro neighborhood with extended hours.

BBB: NR

Profile signals: Unbanked and underbanked consumers without traditional bank accounts, Cross-border commuters and San Ysidro residents needing rapid money transfer services

Compare Your Needs With PLS Check Cashers

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Quick Summary

  • PLS Check Cashers is listed as a Check Cashing & Money Services provider in Los Angeles, CA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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